Total Permanent Disability Benefits in Relation to Life InsuranceActuarial Society of America, 1920 - 58ÆäÀÌÁö |
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2 ÆäÀÌÁö
... period of 10 , 15 or 20 years with the balance of the insurance payable in one sum if death occur before all the instalments have been paid . 3. Waiver of premium and payment of an annuity , usually 10 per cent . annually or 1 per cent ...
... period of 10 , 15 or 20 years with the balance of the insurance payable in one sum if death occur before all the instalments have been paid . 3. Waiver of premium and payment of an annuity , usually 10 per cent . annually or 1 per cent ...
3 ÆäÀÌÁö
... period of total incapacity bears to the period covered by the premium . This may include either temporary or permanent dis- ability , and so far as it partakes of the nature of the former will not be considered in this study . With few ...
... period of total incapacity bears to the period covered by the premium . This may include either temporary or permanent dis- ability , and so far as it partakes of the nature of the former will not be considered in this study . With few ...
9 ÆäÀÌÁö
... period over which the company has granted the benefits . Thus , a company which has been issuing disability benefits over a long period would have a proportionately larger percentage of claims on account of diseases of middle life ...
... period over which the company has granted the benefits . Thus , a company which has been issuing disability benefits over a long period would have a proportionately larger percentage of claims on account of diseases of middle life ...
13 ÆäÀÌÁö
... period of ten years , the insured could borrow the full loan immediately before the last disability payment was due , and such loan might be greater than the last disability pay- ment . It is a common practice therefore to provide that ...
... period of ten years , the insured could borrow the full loan immediately before the last disability payment was due , and such loan might be greater than the last disability pay- ment . It is a common practice therefore to provide that ...
14 ÆäÀÌÁö
... period of six months before any payment is made under approved claims . During that probationary period these orders through their membership have excellent means of keeping the applicant under careful observation . Quotations are of 14 ...
... period of six months before any payment is made under approved claims . During that probationary period these orders through their membership have excellent means of keeping the applicant under careful observation . Quotations are of 14 ...
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active and disabled active life aged active lives Actuarial age x annual premium ANNUITY DURING DISABILITY become disabled benefit ceases cease at age combined mortality Daa x+t death or maturity death rate deaths among active deaths among disabled Di+1 disability claims disability instalments disability table disabled lives endowment policy experience face amount formula fraternal orders fraternal society granting disability benefits Hunter Hunter's Table insurance companies Limited Payment living at age locomotor ataxia Mervyn Davis mortality among active mortality and disability number of active number of disabled occupation payable at death payment life policy permanent disability premium benefit premiums and reserves proof of disability r©ü rate of disability rate of mortality receipt of proof regular insurance reserve represent the number reserve for disability separate table sum insured Table of Mortality total and permanent total disability total mortality table tuberculosis waived waiver of premium whole life policy x]+t
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6 ÆäÀÌÁö - Insured's age at nearest birthday is 60 years and subsequent to the delivery hereof, has become wholly disabled by bodily injury or disease so that he is and will be presumably, thereby permanently and continuously prevented from engaging in any occupation whatsoever for remuneration or profit...
4 ÆäÀÌÁö - Without prejudice to any other cause of disability, the entire and irrecoverable loss of the sight of both eyes, or the severance of both hands above the wrists, or of both feet above the ankles, or of one entire hand and one entire foot will be considered as total and permanent disability within the meaning of this provision.
15 ÆäÀÌÁö - Total disability must, from the necessity of the case, be a relative matter, and must depend largely upon the occupation and employment in which the party insured is engaged. One can readily understand how a person who labors with his hands would be totally disabled only when he cannot labor at all. But the same rule would not apply to...
16 ÆäÀÌÁö - Total disability does not mean absolute physical disability on the part of the insured to transact any kind of business pertaining to his occupation.
4 ÆäÀÌÁö - Insured shall fail to furnish such proof, or if It shall appear to the Company that the Insured is able to perform any work or to...
5 ÆäÀÌÁö - ... during such disability, and the provisions and benefits of the policy shall be continued in force, except as hereinafter provided, as if such premiums were being paid in cash. "2. Disability Annuity. Six months after the receipt of such proof, if the disability then exists, the Company will begin to pay to the Insured (with the written consent of the assignee, if any) a disability annuity of one-tenth of the face amount of this policy, and will make such annuity payments annually on the anniversary...
5 ÆäÀÌÁö - Insured shall become wholly and permanently disabled by bodily injury or disease sustained or contracted after the date hereof, so that thereby he will be wholly, continuously and permanently prevented from the pursuit of any form of mental or manual labor for compensation, gain or profit whatsoever...
6 ÆäÀÌÁö - ... will grant the following benefits. a. Waiver of Premium. — The company, by endorsement hereon, shall waive the payment of the premiums which thereafter may become due under this policy during the continuance of the said total disability of the insured. In making any settlement under this policy the company shall not deduct any part of the premiums so waived, and the non-forfeiture values of this policy shall increase from year to year in the same manner as though any premium waived under this...
6 ÆäÀÌÁö - ... he has become wholly disabled by bodily injury or disease so that he is and thereby will be permanently and continuously unable to engage in any occupation whatever for remuneration or profit, and that such disability has existed continuously for not less than sixty days prior to the furnishing of proof, thereupon the company will grant the following benefits: A.
16 ÆäÀÌÁö - Injury wholly disabled him from the doing of all the substantial and material acts necessary to be done In the prosecution of his business, or that his injuries were of such a character and degree that common care and prudence required him to desist from his labors so long as was reasonably necessary to effect a speedy cure.