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The Investor Who Is Seeking

GOOD SECURITY FOR

SURPLUS FUNDS SHOULD

CONFER WITH THE

CITIZENS TRUST CO.

FORT WAYNE, INDIANA

CAPITAL, $200,000

Organized Uuder the Laws of the State of Indiana
and Under State Supervision

Deposits Received and Interest Paid on Certificates

JOHN FERGUSON, President.

ERNEST W. Cook, Secretary.

DIRECTORS:

JOHN FERGUSON,

F. L. JONES,

OWEN N. HEATON,
H. A. KEPLINger,
CHARLES W. ORR,
GOTTLIEB HALLER.

CHARLES F. PFEIFFER,
ERNEST W. Cook,
GEORGE W. Beers,

JOHN P. EVANS,
ISIDOR LEHMAN,

ARCHER PRINTING CO.

PRINTERS

Makers of this Magazine

FORT WAYNE, INDIANA

A Sign
of Excellence

FOR

SANMETTO Genito-Urinary Diseases

A Scientific Blending of True Santal and Saw Palmetto
in a Pleasant Aromatic Vehicle.

A Vitalizing Tonic to the Reproductive System.

SPECIALLY VALUABLE IN

PROSTATIC TROUBLES OF Old Men-IRRITABLE BLAD

DER-CYSTITIS-URETHRITIS-PRE-SENILITY.

Dose:-One Teaspoonful Four Times a Day. OD CHEM. CO. New York.

EDWARD L.
L. GARRETT

PRESCRIPTION DRUGGIST

AND MANUFACTURER OF

135 East Berry St.

FORT WAYNE, IND.

"KOUMISS"

OR MILK WINE

The Most Perfect Medical Food Known

THE OLD NATIONAL BANK

OF FORT WAYNE, INDIANA

CAPITAL, SURPLUS AND UNdivided PROFITS, $500,000

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WE SOLICIT NEW BUSINESS CONFIDENT THAT OUR Facil. ITIES AND RESPONSIBILITY ARE BOTH AMple and OUR TERMS THE MOST LIBERAL CONSISTENT WITH MODERN AND CAREFUL BANKING ✰✰

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For a Defense Contract for *Medical and Surgical and Dental Services, and I understand and agree that said Contract shall be based upon the following statement of facts and agreements; and that the Company shall not be bound by statements made by any agent or broker not written or printed herein.

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..School of Medicine; and have been duly Registered and Licensed to practice

Certificate No..

..from the..

I agree that this contract shall not cover suits for damages in which services were rendered while under the influence of liquors or drugs. I agree to notify the Company at once by telegraph or telephone when demand is made, or suit commenced for damages, and will not make nor contract any expense without the written authorization of the Company, and will contribute my own time and assistance in defense of the case without charge to the Company.

I warrant each and all of the statements made herein to be true and complete. I also warrant that this application has been made and written by myself or duly authorized agent and that I understand its provisions

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INCORPORATED UNDER THE

LAWS OF INDIANA.

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FORT WAYNE INDIANA

In Consideration of the written and printed application, which is hereby made a part of this contract, and the sum of Twenty Dollars receipt of which is hereby acknowledged being the consider ation for one year's defense and the further payment of Twenty Dollars annually in advance on the -day of of each year during the life of this contract THE PHYSICIANS DEFENSE COMPANK hereby agrees to defend

of the City

County of

State of

of against all civil suits for damages for malpractice based on services rendered during the term of this conact and to pay all the cost and capense of defend ing such suits not exceeding FIVE THOUSAND DOLLARS in defensefany one suit, not exceeding in the aggregate TEN THOUSAND DOLLARS indo fense of suits based on services rendered within one year from the date of this contract or within any one year for which this contract shall be pos newed, all in the manner and upon the conditions herein below stated towit:

Immediate notice by telegram, must be given the company at the Home Office at Fort Wayne, Ind., and followed by written notice, giving full particulars of suit brought against the holder hereof.

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Upon receipt of notice from the holder hereof that a suit has been commenced against him for damages for civil malpractice, the company will send its representative to the holder hereof. The company's representative and the holder bereof shall make a selection of a local attorney, who, together with the company's attorney, will defend the case without expense to the holder hereof. Such defense will be maintained until final judgment shall have been obtained in favor of the holder hereof, or until all remedies by appeal, writ of error or other legal proceedings shall have been exhausted, or until the sum of Five Thousand Dollars shall have been expended in the defense; provided said company shall not be under obligation to expend more than Ten Thousand Dollars in the aggregate in the defense of suits based on services rendered during the original one year term or any renewed

one year term of this contract.

The company shall not settle or compromise any suit or claim for malpractice against the holder hereof which it is bound by this contract to 'defend, except by the consent of the holder hereof, and then only at its own cost and expense.

Said company does not obligate itself to pay or to assume or to secure the payment of any judgment rendered against the holder hereof in any suit defended by it.

No suit or claim will be defended by this company in which the cause of action arose previous to the date of this contract. This contract does not cover criminal prosecutions nor suits for assault, criminal abortion, foeticide, homicide or other criminal act.

The company may cancel this contract at any time upon written notice mailed to the holder hereof, and the unearned portion of the consideration shall be returned to the holder hereof.

This contract does not take effect until the consideration therefor shall have actually been paid to the company or its authorized agent; but if the holder shall have paid such consideration and shall have received from the company or its duly authorized agent a memorandum certifying such payment and that the contract is to be subsequently delivered, then this contract shall be dated as of the date of such payment and shall be in force and effect from that date.

If a note shall be accepted for the consideration of this contract or any part thereof, and the maker thereof shall fail to pay the same at maturity, the company may at its election, to be exercised at any time after non-payment of said note at its maturity. treat this contract as forfeited, and return such note, and in that case this contract shall be null and void from the beginning, and any part of the consideration theretofore paid shall be forfeited to the company.

No renewal of this contract shall take effect or be in force until the consideration therefor shall have been paid to the company or its duly authorized agent.

This contract shall be void if the application signed by the bolder shall be in any particular untrue.

This contract is renewable only upon payment of the annual consideration in advance at the Home Office in Fort Wayne, Ind., or to an authorized agent of the company, in exchange for the company's receipt, signed by the president and secretary and countersigned by the agent.

No consideration or agreement, contained in this contract, or application for same, can be waived or altered in any manner by any person, other than the president or secretary in writing endorsed bereon.

In Witness Whereof, The Physicians Defense Company bas caused this contract to be signed by its president and secretary and its official seal attached hereto in Fort Wayne, Ind., this..

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