Interest on Installment Loans: Hearing, Ninetieth Congress, Second Session, on H.R. 19740 ... September 17, 1968U.S. Government Printing Office, 1968 - 88페이지 Considers H.R. 19740, to authorize D.C. banks and savings and loan associations to charge or deduct interest in advance on loans to be repaid in installments. Includes compilation of references to state statutes on installment loans. |
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82 STAT amended by Laws annual percentage rate apply bill Board borrower chapter Code Collection Commission computed conference substitute CONGRESS THE LIBRARY consumer credit contract costs credit transactions creditor debtor disclosed disclosure District of Columbia Dowdy effective eight percent Excessive Interest.-No special extension of credit extortionate means Federal fees fense Sec finance charge garnishment GUNTHER HARSHA instalment loans Insurance Premiums interest in advance interest rate Interest.-No special provisions JENNINGS JOHN DOWDY lender LIBRARY OF CONGRES LIBRARY OF CONGRESS loan associations loan laws loan shark Maximum Time.-No special ment minimum charge Miscellaneous Provisions.-Insurance month national banks obligor Payments and Refunds.-Instalments Penalty For Excessive percent per annum period person Prepayment principal amount property insurance rate of interest Recover refund credit regulations small loans Special Charges.-Delinquency special rate Statutes STEIGER Time.-No special provisions Truth-In-Lending Truth-In-Lending Act United States Code unsecured loans usury defense ZWACH
인기 인용구
60 페이지 - ... (1 ) Fees and charges prescribed by law which actually are or will be paid to public officials for determining the existence of or for perfecting or releasing or satisfying any security related to the credit transaction. (2) The premium payable for any insurance in lieu of perfecting any security interest...
76 페이지 - OF THE COMMISSION SEC. 6. (a) MEMBERS OF CONGRESS.— Members of Congress who are members of the Commission shall serve without compensation in addition to that received for their services as Members of Congress; but they shall be reimbursed for travel, subsistence, and other necessary expenses incurred by them in the performance of the duties vested in the Commission.
59 페이지 - These regulations may contain such classifications, differentiations, or other provisions, and may provide for such adjustments and exceptions for any class of transactions, as in the judgment of the Board are necessary or proper to effectuate the purposes of this title, to prevent circumvention or evasion thereof, or to facilitate compliance therewith.
76 페이지 - Government shall serve without compensation in addition to that received for their services in the executive branch, but they shall be reimbursed for travel, subsistence, and other necessary expenses incurred by them in the performance of the duties vested in the Commission. (c) Members from private life shall each...
76 페이지 - No employer may discharge any employee by reason of the fact that his earnings have been subjected to garnishment for any one indebtedness.
69 페이지 - A creditor may not be held liable in any action brought under this section for a violation of this chapter if the creditor shows by a preponderance of evidence that the violation was not intentional and resulted from a bona fide error notwithstanding the maintenance of procedures reasonably adapted to avoid any such error.
77 페이지 - Commission issued under subsection (b) of this section, issue an order requiring compliance therewith ; and any failure to obey the order of the court may be punished by the court as a contempt thereof.
64 페이지 - The Board shall by regulation exempt from the requirements of sections 701 and 702 of this title any class of credit transactions within any State if it determines that under the law of that State that class of transactions is subject to requirements substantially similar to those imposed under this title or that such law gives greater protection to the applicant, and that there is adequate provision for enforcement.
61 페이지 - ... (A) by not more than such tolerances as the Board may allow. The Board may not allow a tolerance greater than 8 per centum of that rate except to simplify compliance where irregular payments are involved. (e) In the case of creditors determining the annual percentage rate in a manner other than as described in subsection (c) or (d), the Board may authorize other reasonable tolerances.
79 페이지 - If a part of this Act is invalid, all valid parts that are severable from the invalid part remain in effect. If a part of this Act is invalid in one or more of its applications, the part remains in effect in all valid applications that are severable from the invalid applications.