Simplify and Reform the Truth in Lending Act: Hearings Before the Subcommittee on Consumers Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Nineth-fifth Congress, First Session, on S. 1312 ... S. 1501 ... S. 1653 ... July 11, 12, and 13, 1977U.S. Government Printing Office, 1977 - 940ÆäÀÌÁö |
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8 ÆäÀÌÁö
... believe that the consumer is confronted at the time of consummation with so much information that it is most likely that a large proportion of the con- sumers looking at this mass of information have a mental block , and don't really ...
... believe that the consumer is confronted at the time of consummation with so much information that it is most likely that a large proportion of the con- sumers looking at this mass of information have a mental block , and don't really ...
15 ÆäÀÌÁö
... believe that clarity is better served if only the most impor- tant terms are emphasized on the disclosure statement . The rest will be in the contract , just as they are now . In making these recommendations to reduce disclosures , we ...
... believe that clarity is better served if only the most impor- tant terms are emphasized on the disclosure statement . The rest will be in the contract , just as they are now . In making these recommendations to reduce disclosures , we ...
17 ÆäÀÌÁö
... believe that the effectiveness of Truth in Lending will be increased by limiting the number of items disclosed , but , in addition , it recommends two changes in how the information is delivered . Under the existing law creditors are ...
... believe that the effectiveness of Truth in Lending will be increased by limiting the number of items disclosed , but , in addition , it recommends two changes in how the information is delivered . Under the existing law creditors are ...
19 ÆäÀÌÁö
... believe that consumers would be better served by receiving estimates of credit costs at an early point in the negotiations , while the consumer still has an effective option to shop for credit . Pur- chasing a home is the transaction in ...
... believe that consumers would be better served by receiving estimates of credit costs at an early point in the negotiations , while the consumer still has an effective option to shop for credit . Pur- chasing a home is the transaction in ...
107 ÆäÀÌÁö
... believe that the Board's draft bill offers a better resolution of these issues . Section 10 ( f ) of S. 1501 amends section 107 ( c ) of the Act to allow the annual percentage rate to be disclosed within a tolerance of 1/8 of 1 per cent ...
... believe that the Board's draft bill offers a better resolution of these issues . Section 10 ( f ) of S. 1501 amends section 107 ( c ) of the Act to allow the annual percentage rate to be disclosed within a tolerance of 1/8 of 1 per cent ...
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action administrative advertising agency agricultural credit amended amount financed annual percentage rate assignee Association believe billing error borrowers Chairman civil liability closed end credit Committee compliance comply Congress consumer credit consumer's contract cost of credit court credit cost credit insurance credit terms credit transaction credit unions creditor disclosed disclosure forms disclosure requirements disclosure statement draft effective eliminate end credit plans enforcement exemption extension of credit Farm Credit System farmers Federal Reserve Board Federal Trade Commission fees finance charge imposed included institutions interest rate legislation lenders Lending Act Lending disclosures Lending Law LEVENSON litigation loan ment model forms obligor open end credit penalties percent present law problem proposed real estate regulation required disclosures restitution retailers right of rescission security interest Senator PROXMIRE Senator RIEGLE Senator SCHMITT statute Subcommittee substantial sumer tion Truth in Lending Truth-in-Lending Act violations