Principles of Insurance, 1권Macmillan, 1917 |
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43개의 결과 중 1 - 5개
ix 페이지
... force . CHAPTER VII PAGE THE PREMIUM The Premium defined . Kinds of Premiums . The Level and Natural Premium distinguished . The Net Premium . Cal- culation of the Net Single Premium . Calculating an Annuity . The significance of ...
... force . CHAPTER VII PAGE THE PREMIUM The Premium defined . Kinds of Premiums . The Level and Natural Premium distinguished . The Net Premium . Cal- culation of the Net Single Premium . Calculating an Annuity . The significance of ...
22 페이지
... force at the latter date was $ 150,000,000 , an amount less than any one of several companies is now able to write in a single year . The period from 1860 to 1870 was a golden age in the life insurance business . Notwithstanding the ...
... force at the latter date was $ 150,000,000 , an amount less than any one of several companies is now able to write in a single year . The period from 1860 to 1870 was a golden age in the life insurance business . Notwithstanding the ...
24 페이지
... force , as compared with 1870 , had de- creased about 50 per cent . The period from 1880 to 1905 may be considered as the one in which the companies were placed on a thor- oughly scientific basis . It is further characterized by a ...
... force , as compared with 1870 , had de- creased about 50 per cent . The period from 1880 to 1905 may be considered as the one in which the companies were placed on a thor- oughly scientific basis . It is further characterized by a ...
36 페이지
... FORCE AVERAGE AMOUNT OF POLICY 229 Old Line ( Ordi- 8,774,638 $ 16,587,378,943 $ 1890 + nary ) 31 Old Line ( Indus- 29,431,756 3,977,091,002 135.12 trial ) 509 Fraternal 8,058,317 9,622,276,590 1194 . 96 Assessment 730,359 400,701,350 5 ...
... FORCE AVERAGE AMOUNT OF POLICY 229 Old Line ( Ordi- 8,774,638 $ 16,587,378,943 $ 1890 + nary ) 31 Old Line ( Indus- 29,431,756 3,977,091,002 135.12 trial ) 509 Fraternal 8,058,317 9,622,276,590 1194 . 96 Assessment 730,359 400,701,350 5 ...
40 페이지
... forces may operate now positively , now nega- tively , thus counteracting each other . An example of a major force would be climatic conditions , and an example of the minor force , the character of the occu- pation . How Uniformity in ...
... forces may operate now positively , now nega- tively , thus counteracting each other . An example of a major force would be climatic conditions , and an example of the minor force , the character of the occu- pation . How Uniformity in ...
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actual Actuarial Science Actuaries adverse selection agents amount of insurance ance annual premium annuity applied assets assumed average basis beneficiary benefit calculated cash cent Chaps character classes collected common law compound interest contract coöperation cost death claims death rate determined dividends early Elizur Wright employer employer's liability enacted endowment policy example expenses fact fire insurance companies fraternal funds important increasing individual industrial insurance insurance business insurance organizations insured lives interest accumulations interest earned investments lapses large number later law principle legislation liability insurance limited-payment loading loan loss Massachusetts ment method mium mortality table mutual companies net premium obligations ordinary paid pany payments pension period persons policyholders practice present value principle profit protection purchase rate of interest received regulation relief societies reserve result risk saving secure single premium surance surplus Table of Mortality tion valuation wage whole-life
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333 페이지 - We may venture to observe that the price of insurance is not fixed over the counters of the companies by what Adam Smith calls the higgling of the market, but formed in the councils of the underwriters, promulgated in schedules of practically controlling constancy which the applicant for insurance is powerless to oppose and which, therefore, has led to the assertion that the business of insurance is of monopolistic character and that "it is illusory to speak of a liberty of contract.
131 페이지 - If the valuation of the certificates, as hereinbefore provided, on December 31, 1917, shall show that the present value of future net contributions, together with the admitted assets, is less than the present value of the promised benefits and accrued liabilities, such society shall...
20 페이지 - The Corporation for the Relief of Poor and Distressed Presbyterian Ministers, and of the Poor and Distressed Widows and Children of Presbyterian Ministers.
130 페이지 - ... that no society, domestic or foreign, shall hereafter be incorporated or admitted to transact business in this State, which does not provide for stated periodical contributions sufficient to provide for meeting the mortuary obligations contracted, when valued upon the basis of the National Fraternal Congress table of mortality...
330 페이지 - ... uncertain loss," or the diffusion of positive loss over a large group of persons, as we have already said to be certainly one of its effects. We can see, therefore, how it has come to be considered a matter of public concern to regulate it, and, governmental insurance has its advocates and even examples. Contracts of insurance, therefore, have greater public consequence than contracts between individuals to do or not to do a particular thing whose effect stops with the individuals.
181 페이지 - A provision limiting the time within which any action at law or in equity may be commenced to less than five years after the cause of action shall accrue.
181 페이지 - A provision for any mode of settlement at maturity after the expiration of the contestable period of the policy of less value than the amount insured on the face of the policy...
330 페이지 - We have shown that the business of insurance has very definite characteristics, with a reach of influence and consequence beyond and different from that of the ordinary businesses of the commercial world, to pursue which a greater liberty may be asserted.
165 페이지 - Office either (a) that he has become totally and permanently disabled by bodily injury or disease, so that he is. and will be, permanently, continuously and wholly prevented thereby from performing any work for compensation, gain or profit, and from following any gainful occupation...
245 페이지 - ... substandard industrial mortality table. Any life insurance corporation may voluntarily value its policies, or any class thereof, according to the American experience table of mortality, or if industrial, at its option, according to the standard industrial mortality table or substandard industrial mortality table...