Principles of Insurance, 1±ÇMacmillan, 1917 |
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viii ÆäÀÌÁö
... defined . Parties to the contract . Classifica- tion of Policies . Life , Term , Limited Payment , and Endow- ment Policies . The Joint - Life Policy . The Corporation 156 Policy . The Group Policy . An analysis of the viii CONTENTS.
... defined . Parties to the contract . Classifica- tion of Policies . Life , Term , Limited Payment , and Endow- ment Policies . The Joint - Life Policy . The Corporation 156 Policy . The Group Policy . An analysis of the viii CONTENTS.
ix ÆäÀÌÁö
... Term , Select and Ultimate Methods compared . The relation of the Reserve to the Cash Surrender and Loan Values . The Determination of Paid - up Insurance Value . 197 • 224 CHAPTER IX THE SURPLUS AND DIVIDENDS Surplus defined . Its ...
... Term , Select and Ultimate Methods compared . The relation of the Reserve to the Cash Surrender and Loan Values . The Determination of Paid - up Insurance Value . 197 • 224 CHAPTER IX THE SURPLUS AND DIVIDENDS Surplus defined . Its ...
1 ÆäÀÌÁö
... terms of which each contributes to a fund out of which contingent losses in part or in whole are paid to those suffering the loss . Under normal conditions the payments to the insured individuals or their bene- ficiaries are paid from ...
... terms of which each contributes to a fund out of which contingent losses in part or in whole are paid to those suffering the loss . Under normal conditions the payments to the insured individuals or their bene- ficiaries are paid from ...
14 ÆäÀÌÁö
... term . is used to include a great variety of organizations which existed during the Middle Ages , and not simply to the best known forms , the merchant and craft guilds . The occasion and need for their existence is to be found in the ...
... term . is used to include a great variety of organizations which existed during the Middle Ages , and not simply to the best known forms , the merchant and craft guilds . The occasion and need for their existence is to be found in the ...
25 ÆäÀÌÁö
... terms upon which companies could be organized ; many of them had well - organized insurance departments , but the character of the relation of the state to the business preceding 1905 may be described as that of a general supervising ...
... terms upon which companies could be organized ; many of them had well - organized insurance departments , but the character of the relation of the state to the business preceding 1905 may be described as that of a general supervising ...
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actual Actuarial Science Actuaries adverse selection agents amount of insurance ance annual premium annuity applied assets assumed average basis beneficiary benefit calculated cash cent Chaps character classes collected common law compound interest contract coöperation cost death claims death rate determined dividends early Elizur Wright employer employer's liability enacted endowment policy example expenses fact fire insurance companies fraternal funds important increasing individual industrial insurance insurance business insurance organizations insured lives interest accumulations interest earned investments lapses large number later law principle legislation liability insurance limited-payment loading loan loss Massachusetts ment method mium mortality table mutual companies net premium obligations ordinary paid pany payments pension period persons policyholders practice present value principle profit protection purchase rate of interest received regulation relief societies reserve result risk saving secure single premium surance surplus Table of Mortality tion valuation wage whole-life
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333 ÆäÀÌÁö - We may venture to observe that the price of insurance is not fixed over the counters of the companies by what Adam Smith calls the higgling of the market, but formed in the councils of the underwriters, promulgated in schedules of practically controlling constancy which the applicant for insurance is powerless to oppose and which, therefore, has led to the assertion that the business of insurance is of monopolistic character and that "it is illusory to speak of a liberty of contract.
131 ÆäÀÌÁö - If the valuation of the certificates, as hereinbefore provided, on December 31, 1917, shall show that the present value of future net contributions, together with the admitted assets, is less than the present value of the promised benefits and accrued liabilities, such society shall...
20 ÆäÀÌÁö - The Corporation for the Relief of Poor and Distressed Presbyterian Ministers, and of the Poor and Distressed Widows and Children of Presbyterian Ministers.
130 ÆäÀÌÁö - ... that no society, domestic or foreign, shall hereafter be incorporated or admitted to transact business in this State, which does not provide for stated periodical contributions sufficient to provide for meeting the mortuary obligations contracted, when valued upon the basis of the National Fraternal Congress table of mortality...
330 ÆäÀÌÁö - ... uncertain loss," or the diffusion of positive loss over a large group of persons, as we have already said to be certainly one of its effects. We can see, therefore, how it has come to be considered a matter of public concern to regulate it, and, governmental insurance has its advocates and even examples. Contracts of insurance, therefore, have greater public consequence than contracts between individuals to do or not to do a particular thing whose effect stops with the individuals.
181 ÆäÀÌÁö - A provision limiting the time within which any action at law or in equity may be commenced to less than five years after the cause of action shall accrue.
181 ÆäÀÌÁö - A provision for any mode of settlement at maturity after the expiration of the contestable period of the policy of less value than the amount insured on the face of the policy...
330 ÆäÀÌÁö - We have shown that the business of insurance has very definite characteristics, with a reach of influence and consequence beyond and different from that of the ordinary businesses of the commercial world, to pursue which a greater liberty may be asserted.
165 ÆäÀÌÁö - Office either (a) that he has become totally and permanently disabled by bodily injury or disease, so that he is. and will be, permanently, continuously and wholly prevented thereby from performing any work for compensation, gain or profit, and from following any gainful occupation...
245 ÆäÀÌÁö - ... substandard industrial mortality table. Any life insurance corporation may voluntarily value its policies, or any class thereof, according to the American experience table of mortality, or if industrial, at its option, according to the standard industrial mortality table or substandard industrial mortality table...