SIGNATURE-continued. of acceptor necessary, 29, 30 signature on back of bill not acceptance, but indorsement, 30 necessary for a valid indorsement, 57, 58 signature on a blank stamped paper, 32-34 no one liable on bill without signature, 40, 41 signing in a trade or assumed name, 40, 41 signing in the name of a firm, 40, 41 where signature is common to individual signing and firm, 41 unauthorised signature may be ratified, 42, 44 signature by procuration, 44, 45 liability of person signing as agent, 45, 46 forgery of, 42, 41 forged, cannot be ratified, 42, 44 forged or unauthorised, confers no right to bill, 42, 43 liability of stranger signing bill, 97 cheque signed with initials, 119 SPECIAL INDORSEMENT, 58, 59, 60 STAMP, present act, 160-167 stamping after execution, 160, 161, 164, 165 cancelling adhesive stamps, 161, 162 meaning of terms, 162, 163 when adhesive stamp may be used, 163 on bill drawn in sets, 114, 165 amount of stamp on bills and notes, 165, 166 exemptions, 166, 167 STRANGER, notice of dishonour by, 81 signature on bill by, 97 payment by a stranger, 102 STRIKING OUT INDORSEMENTS, 101, 103 SUM PAYABLE, must be a sum certain in money, 9, 13, 14, 22, 23 a promise to pay a sum "with bank interest" not a sum certain, 14 statement of sum in margin of instrument not necessary, 23, 107, will assist any omission or mere slip in body of instrument, 23, 119 or any ambiguity, 23, 119 where sum expressed in words differs from sum expressed in Q SUM PAYABLE-continued. where both are expressed in figures, 119 where sum payable is omitted in body of instrument, holder may where sum is filled in, and marginal figures altered, 34, 107, 119 SUNDAY. See Business Days. SUPRA PROTEST, acceptance for honour, 107–110 SURETY, where evidence admissible to show suretyship, 144, 145 as between joint makers of note, 144, 145 as between indorsers, 145 to show that indorser indorsed back to payee as surety, 145 TELEGRAPHIC EXPENSES, when recoverable, 100 TIME. See Days. TIME OF PAYMENT, bill payable on demand or at sight, 23, 24 when no time for payment is expressed, 23 bill payable at determinable future time, 13, 24 at a fixed period after date or sight, 24, 25, 26, 27 on an event certain to happen, 24, 25 days of grace, 26, 27. See Days of Grace. "month" means calendar month, 27 when bill drawn in one country and payable in another, 115-117 TRANSFER. See Negotiation. TRANSFEROR BY DELIVERY, who is, 100 not liable on the instrument, 100 what he warrants, 100, 101 UNDUE INFLUENCE, bill or note given under, 38, 39 USAGE, in determining what is reasonable time, 68, 69, 73, 75, 121, 125, |