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SIGNATURE-continued.

of acceptor necessary, 29, 30

signature on back of bill not acceptance, but indorsement, 30
necessary for a valid indorsement, 57, 58

signature on a blank stamped paper, 32-34

no one liable on bill without signature, 40, 41

signing in a trade or assumed name, 40, 41

signing in the name of a firm, 40, 41

where signature is common to individual signing and firm, 41

by an agent, 41, 42–44, 150, 151

unauthorised signature may be ratified, 42, 44

signature by procuration, 44, 45

liability of person signing as agent, 45, 46

forgery of, 42, 41

forged, cannot be ratified, 42, 44

forged or unauthorised, confers no right to bill, 42, 43

liability of stranger signing bill, 97

cheque signed with initials, 119

SPECIAL INDORSEMENT, 58, 59, 60

STAMP,

present act, 160-167

stamping after execution, 160, 161, 164, 165

how to be stamped, 160

cancelling adhesive stamps, 161, 162

meaning of terms, 162, 163

when adhesive stamp may be used, 163

on bill drawn in sets, 114, 165

amount of stamp on bills and notes, 165, 166
exemptions, 166, 167

STRANGER,

notice of dishonour by, 81

signature on bill by, 97

payment by a stranger, 102

STRIKING OUT INDORSEMENTS, 101, 103

SUM PAYABLE,

must be a sum certain in money, 9, 13, 14, 22, 23

a promise to pay a sum "with bank interest" not a sum certain,
14

statement of sum in margin of instrument not necessary, 23, 107,
118, 119

will assist any omission or mere slip in body of instrument, 23,

119

or any ambiguity, 23, 119

where sum expressed in words differs from sum expressed in
figures, 22, 23, 119

Q

SUM PAYABLE-continued.

where both are expressed in figures, 119

where sum payable is omitted in body of instrument, holder may
fill in, 34, 107

where sum is filled in, and marginal figures altered, 34, 107, 119

SUNDAY. See Business Days.

SUPRA PROTEST,

acceptance for honour, 107-110
payment for honour, 110-112

SURETY,

where evidence admissible to show suretyship, 144, 145

as between holder and surety, 144

as between joint makers of note, 144, 145

as between indorsers, 145

to show that indorser indorsed back to payee as surety, 145
entitled to securities held by the creditor, 8, 145
indorser, being a surety, is also entitled, 8, 145
contribution between sureties, 145

TELEGRAPHIC EXPENSES,

when recoverable, 100

TIME. See Days.

TIME OF PAYMENT,

bill payable on demand or at sight, 23, 24

when no time for payment is expressed, 23

bill payable at determinable future time, 13, 24

at a fixed period after date or sight, 24, 25, 26, 27

on an event certain to happen, 24, 25

days of grace, 26, 27. See Days of Grace.

"month" means calendar month, 27

when bill drawn in one country and payable in another, 115-117

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in determining what is reasonable time, 68, 69, 73, 75, 121, 125,
126, 146, 147

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LONDON: PRINTED BY WILLIAM CLOWES AND SONS, LIMITED, STAMFORD STREET

AND CHARING CROSS.

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