Proposed Small Saver Deposit Instruments: Hearing Before the Subcommittee on Financial Institutions Supervision, Regulation, and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, Ninety-sixth Congress, First Session, May 7, 1979U.S. Government Printing Office, 1979 - 311페이지 |
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agencies basis points benefits borrowers certificates of deposit Chairman ST GERMAIN commercial banks competitive consumer cost of funds demand deposits deposit ceilings deposit instruments deposit rate ceilings deposit rate controls depository institutions determine disintermediation dollars earnings effects estimates evaluate examination Federal credit unions Federal Home Loan FINANCIAL ANALYSIS SUBJECT financial institutions Governor PARTEE Gray Panthers HEIMANN higher hold Home Loan Bank housing implicit tax income decile increase Insurance interest rate ceilings investment liquidity loan associations Loan Bank Board market rates maturity MILLER million minimum denomination money market certificates mortgage loans mortgage rates mutual savings banks operating expenses Operating Income passbook accounts peer group percent period problem profit proposals rate of return ratio redistribution Regulation Q regulatory reports result savings accounts savings and loan savings deposits section scores small saver SPRAGUE Subcommittee Table thrift institutions thru tions transaction accounts Treasury securities usury variable rate mortgages