Inaccurate and Unfair Billing Practices, Hearings Before the Subcommittee on Consumer Credit of ..., 93-1 on S. 1630 and S. 914 ..., May 21, 22, 23, and 24, 1973 |
도서 본문에서
95개의 결과 중 1 - 5개
12 페이지
... involving the use of a credit card shall not con- 11 13 stitute a finance charge as determined under section 106 , if 14 such discount is offered to all prospective buyers and its 15 availability is disclosed to all prospective buyers ...
... involving the use of a credit card shall not con- 11 13 stitute a finance charge as determined under section 106 , if 14 such discount is offered to all prospective buyers and its 15 availability is disclosed to all prospective buyers ...
17 페이지
... 19 20 225 21 22 made , or " ( 2 ) in the case of a consumer credit transaction involving real property , at the time the creditor makes a 23 commitment with respect to the transaction . " 16 1 § 209. Liens arising by operation of State 17.
... 19 20 225 21 22 made , or " ( 2 ) in the case of a consumer credit transaction involving real property , at the time the creditor makes a 23 commitment with respect to the transaction . " 16 1 § 209. Liens arising by operation of State 17.
39 페이지
... excess of 5 per centum offered by the seller for the purpose of inducing payment by cash , check , or other 24 means not involving the use of a credit card shall not con- 12 1 stitute a finance charge as determined under section 39.
... excess of 5 per centum offered by the seller for the purpose of inducing payment by cash , check , or other 24 means not involving the use of a credit card shall not con- 12 1 stitute a finance charge as determined under section 39.
53 페이지
... involving more than four instalments would specifically be covered by the new definition of " creditor " also suggested in that discussion . Points or discounts presumed to be passed on and included in finance charge— ( § 203 in 8. 1630 ...
... involving more than four instalments would specifically be covered by the new definition of " creditor " also suggested in that discussion . Points or discounts presumed to be passed on and included in finance charge— ( § 203 in 8. 1630 ...
56 페이지
... involving more than four installments to state clearly and conspicuously in any advertisement offering credit : " The cost of credit is included in the price quoted for the goods and services . " The need for this required Federal ...
... involving more than four installments to state clearly and conspicuously in any advertisement offering credit : " The cost of credit is included in the price quoted for the goods and services . " The need for this required Federal ...
자주 나오는 단어 및 구문
adjusted balance method advertising airlines amended amount annual percentage rate apply average daily balance bank card believe billing cycle billing error billing methods billing period card holder cardholder cash cent Chairman charge account Commission committee computing computing finance consumer credit Consumers Union cost court Credit Billing Act credit plan credit sales creditor customers daily balance method defenses disclosure dispute dollar effect extension of credit Fair Credit Billing Federal Reserve Board Federal Trade Commission Hock imposed income issued J. C. Penney legislation liability limitation loan MCALISTER merchandise merchant million minimum finance charges month monthly obligor operation paid payment penalty percent previous balance method problem prohibit proposed provisions purchase reasonable recovery regulation result retailers retroactive finance charges revolving credit Sears section 172 seller Senator PROXMIRE SILBERGELD statement Subcommittee subsection sumer tion True Actuarial Truth in Lending Truth-in-Lending Act UATP violations
인기 인용구
170 페이지 - Commission, notwithstanding that such rule, regulation, or order may, after such act or omission, be amended or rescinded or be determined by judicial or other authority to be invalid for any reason.
165 페이지 - In determining the amount of award in any class action, the court shall consider, among other relevant factors, the amount of any actual damages awarded, the frequency and persistence of failures of compliance by the creditor, the resources of the creditor, the number of persons adversely affected, and the extent to which the creditor's failure of compliance was intentional.
157 페이지 - This title does not apply to the following : (1) Credit transactions involving extensions of credit for business or commercial purposes, or to government or governmental agencies or instrumentalities, or to organizations. (2) -Transactions in securities or commodities accounts by a broker-dealer registered with the Securities and Exchange Commission. (3) Credit transactions, other than real property transactions, in which the total amount to be financed exceeds $25,000.
172 페이지 - ... (1) twice the amount of the finance charge in connection with the transaction, except that the liability under this paragraph shall not be less than $100 nor greater than $1,000 ; and (2) in the case of any successful action to enforce the foregoing liability, the costs of the action together with a reasonable attorney's fee as determined by the court.
223 페이지 - ... (1) Fees or premiums for title examination, title insurance, or similar purposes. (2) Fees for preparation of a deed, settlement statement, or other documents. (3) Escrows for future payments of taxes and insurance. (4) Fees for notarizing deeds and other documents. (5) Appraisal fees. (6) Credit reports.
8 페이지 - ... unless the creditor also reports that the amount is in dispute and, at the same time, notifies the obligor of the name and address of each party to whom the creditor is reporting information concerning the delinquency. (c...
211 페이지 - Subject to the limitation contained in subsection (b), a card issuer who has issued a credit card to a cardholder pursuant to an open end consumer credit plan shall be subject to all claims (other than tort claims) and defenses arising out of any transaction in which the credit card is used as a method of payment or extension of credit...
247 페이지 - ... years ? Mr. DONAHUE. Roughly a year or so, I would say, would be a sufficient time to see whether this Board is having the type of constructive effect of providing equity and fairness in the administration of this law. Mr. ROOSEVELT. Mr. Goodell ? Mr. GOODELL. Mr. Donahue, I appreciate your being here, and I have a number of questions I would like to ask you. I also appreciate your concern that we instituted some new procedures, here, where they are obviously very necessary, because of past problems....
402 페이지 - Operations; and Glen Troop, Legislative Director. League headquarters are at 111 East Wacker Drive, Chicago, Illinois 60601; and the Washington Office is located at 1709 New York Avenue, NW, Washington, DC 20006, Telephone: 785-9150 borrowers.
101 페이지 - ... used as a method of payment or extension of credit if (1) the obligor has made a good faith attempt to obtain satisfactory resolution of a disagreement or problem relative to the transaction from the person honoring the credit card ; (2) the amount of the initial transaction exceeds $50; and (3) the place where the initial transaction occurred was in the same State as the mailing address previously provided by the cardholder or was within 100 miles from such address, except that the limitations...