Inaccurate and Unfair Billing Practices, Hearings Before the Subcommittee on Consumer Credit of ..., 93-1 on S. 1630 and S. 914 ..., May 21, 22, 23, and 24, 1973 |
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... problem account for collection activities . 105 U.S. Savings & Loan League , letter and statement from Stephen Slipher , legislative director .. Western States Bankcard Association , statement from Roland E. Brandel , Morrison ...
... problem account for collection activities . 105 U.S. Savings & Loan League , letter and statement from Stephen Slipher , legislative director .. Western States Bankcard Association , statement from Roland E. Brandel , Morrison ...
41 ÆäÀÌÁö
... problem relative to the trans- 17 action from the person honoring the credit card ; ( 2 ) the 18 amount of such initial transaction exceeds $ 50 ; ( 3 ) the place 19 where the initial transaction occurred was in the same State 20 as the ...
... problem relative to the trans- 17 action from the person honoring the credit card ; ( 2 ) the 18 amount of such initial transaction exceeds $ 50 ; ( 3 ) the place 19 where the initial transaction occurred was in the same State 20 as the ...
50 ÆäÀÌÁö
... problems . The Board also supports the proposal to cure the " shrinking billing period " problem by requiring periodic statements to be mailed a certain length of time in advance of a date by which payment must be made to avoid finance ...
... problems . The Board also supports the proposal to cure the " shrinking billing period " problem by requiring periodic statements to be mailed a certain length of time in advance of a date by which payment must be made to avoid finance ...
51 ÆäÀÌÁö
... problem with requiring the creditor's address for re- ceiving billing inquiries to be placed on the periodic statement . Chapter 4 - Credit Billing Correction of Billing Errors — ¡× 161 Under this provision , if within 60 days a ...
... problem with requiring the creditor's address for re- ceiving billing inquiries to be placed on the periodic statement . Chapter 4 - Credit Billing Correction of Billing Errors — ¡× 161 Under this provision , if within 60 days a ...
52 ÆäÀÌÁö
... problem which may deprive consumers of the ability to avoid finance charges . Prohibition of Minimum Finance Charges— ( ¡× 168 in S. 914 only ) This section in S. 914 would prohibit the imposition of any minimum finance charge unless ( 1 ) ...
... problem which may deprive consumers of the ability to avoid finance charges . Prohibition of Minimum Finance Charges— ( ¡× 168 in S. 914 only ) This section in S. 914 would prohibit the imposition of any minimum finance charge unless ( 1 ) ...
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adjusted balance method advertising airlines amended amount annual percentage rate apply average daily balance bank card believe billing cycle billing error billing methods billing period card holder cardholder cash cent Chairman charge account Commission committee computing computing finance consumer credit Consumers Union cost court Credit Billing Act credit plan credit sales creditor customers daily balance method defenses disclosure dispute dollar effect extension of credit Fair Credit Billing Federal Reserve Board Federal Trade Commission Hock imposed income issued J. C. Penney legislation liability limitation loan MCALISTER merchandise merchant million minimum finance charges month monthly obligor operation paid payment penalty percent previous balance method problem prohibit proposed provisions purchase reasonable recovery regulation result retailers retroactive finance charges revolving credit Sears section 172 seller Senator PROXMIRE SILBERGELD statement Subcommittee subsection sumer tion True Actuarial Truth in Lending Truth-in-Lending Act UATP violations
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170 ÆäÀÌÁö - Commission, notwithstanding that such rule, regulation, or order may, after such act or omission, be amended or rescinded or be determined by judicial or other authority to be invalid for any reason.
165 ÆäÀÌÁö - In determining the amount of award in any class action, the court shall consider, among other relevant factors, the amount of any actual damages awarded, the frequency and persistence of failures of compliance by the creditor, the resources of the creditor, the number of persons adversely affected, and the extent to which the creditor's failure of compliance was intentional.
157 ÆäÀÌÁö - This title does not apply to the following : (1) Credit transactions involving extensions of credit for business or commercial purposes, or to government or governmental agencies or instrumentalities, or to organizations. (2) -Transactions in securities or commodities accounts by a broker-dealer registered with the Securities and Exchange Commission. (3) Credit transactions, other than real property transactions, in which the total amount to be financed exceeds $25,000.
172 ÆäÀÌÁö - ... (1) twice the amount of the finance charge in connection with the transaction, except that the liability under this paragraph shall not be less than $100 nor greater than $1,000 ; and (2) in the case of any successful action to enforce the foregoing liability, the costs of the action together with a reasonable attorney's fee as determined by the court.
223 ÆäÀÌÁö - ... (1) Fees or premiums for title examination, title insurance, or similar purposes. (2) Fees for preparation of a deed, settlement statement, or other documents. (3) Escrows for future payments of taxes and insurance. (4) Fees for notarizing deeds and other documents. (5) Appraisal fees. (6) Credit reports.
8 ÆäÀÌÁö - ... unless the creditor also reports that the amount is in dispute and, at the same time, notifies the obligor of the name and address of each party to whom the creditor is reporting information concerning the delinquency. (c...
211 ÆäÀÌÁö - Subject to the limitation contained in subsection (b), a card issuer who has issued a credit card to a cardholder pursuant to an open end consumer credit plan shall be subject to all claims (other than tort claims) and defenses arising out of any transaction in which the credit card is used as a method of payment or extension of credit...
247 ÆäÀÌÁö - ... years ? Mr. DONAHUE. Roughly a year or so, I would say, would be a sufficient time to see whether this Board is having the type of constructive effect of providing equity and fairness in the administration of this law. Mr. ROOSEVELT. Mr. Goodell ? Mr. GOODELL. Mr. Donahue, I appreciate your being here, and I have a number of questions I would like to ask you. I also appreciate your concern that we instituted some new procedures, here, where they are obviously very necessary, because of past problems....
402 ÆäÀÌÁö - Operations; and Glen Troop, Legislative Director. League headquarters are at 111 East Wacker Drive, Chicago, Illinois 60601; and the Washington Office is located at 1709 New York Avenue, NW, Washington, DC 20006, Telephone: 785-9150 borrowers.
101 ÆäÀÌÁö - ... used as a method of payment or extension of credit if (1) the obligor has made a good faith attempt to obtain satisfactory resolution of a disagreement or problem relative to the transaction from the person honoring the credit card ; (2) the amount of the initial transaction exceeds $50; and (3) the place where the initial transaction occurred was in the same State as the mailing address previously provided by the cardholder or was within 100 miles from such address, except that the limitations...