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proper schools, play space for children (both outdoor and indoor), nursery schools or day-care centers for the children of mothers working outside their homes, facilities for the health supervision of infants and young children, and protection against traffic hazards. In order to facilitate plans for housing developments of this sort and for the coordination of the new housing with school, public recreation, public health, and other community facilities, the Department recommends that where the new developments are to be assisted in any way with Federal funds, the plans shall be subject to the approval of a responsible agency of the local government such as the local planning board, in which there is representation of housing authorities, of local government departments including the school board, the public health department, the welfare department, the public recreation commission, and other interested government departments, of local labor organizations and other community groups.

SUMMARY OF RECOMMENDATIONS

1. The Federal Government should make a concerted effort to reduce seasonal fluctuations in the building industry. (See pp. 5 and 20.)

2. Coordinated and extensive attack on restraints in the building industry by the Antitrust Division of the Department of Justice should be resumed in order to give the greatest possible encouragement to free competitive enterprise and to research and technological change. (See pp. 13-14.)

3. The Federal Government should promote widespread research in building through already existing, well-equipped, and competent agencies, such as the National Bureau of Standards of the Department of Commerce and the Forest Products Laboratory of the Department of Agriculture, and through an agency like the National Advisory Council of Aeronautics for aircraft, toward the end of making it profitable for private industry to build houses low-income groups can afford. The results of such research should be given wide publicity. Senate bill 2046 should be considered in this connection, provided that in the broad programs of developmental research proposed it were made mandatory for the National Housing Agency under whose auspices the research would be carried on to avoid duplication of effort and of existing facilities and personnel of such agencies as the National Bureau of Standards and the Forest Products Laboratory in the technical field and the Bureau of Labor Statistics in the economic and statistical field. (See pp. 15 and 46.)

4. Local regulation of land use and of speculative subdividing, improvement of zoning, and redevelopment of blighted areas should be promoted by the Federal Government by means of Federal support such as would be provided by Senate bills 953 (Federal urban redevelopment bill of 1943) and 1163 (the neighborhood redevelopment bill), introduced, respectively, by Senator Thomas on April 2, 1943, and Senator Wagner on June 4, 1943. These bills should be considered together, along with provision also for federally subsidized slum clearance, and their differences ironed out to the end of providing sound and integrated legislation covering (1) financial aid to local governmental bodies for developing comprehensive master plans of their land; (2) aid in the purchase of land and in its improvement necessary to preparing it for neighborhood rebuilding; and (3) provision of public housing for low-income groups where private enterprise under the acts cannot meet the need. Feasibility of the program of land acquisition depends, however, on reducing acquisition costs to a figure approaching the low economic value of the land when related to its uses. (See pp. 16 and 44-46.)

5. The Federal Government should continue to provide for the area of housing need that is not met by private enterprise, not as a means primarily of employing workers, but rather to house people decently. (See p. 41.)

6. A decennial Census of Housing should be taken to keep the country's housing information up to date and permit analysis of trends in this vital field. (See p. 33.)

7. The existing necessary restrictions on the use of critical materials for housing should be modified progressively as the military situation permits in order to create inventories of building materials, thereby giving confidence to buyers and builders alike. (See p. 42.)

8. To prevent a buyers' strike after the war, tight control should be maintained over post-war prices and advertisement of fantastic and preposterous post-war houses and equipment should be curbed now as much as possible. (See p. 42.)

9. Serious consideration should be given to Senate Resolutions 13 and 112 introduced by Senator Taft and providing for study of all Federal agencies now concerned with housing to the end of developing a constructive over-all plan for housing provision and for the permanent coordination of all Government activities relating to housing. (See p. 44.)

10. Public experimentation with plans for partial tenant maintenance should be continued and special emphasis be placed on educational programs designed to develop a sense of community responsibility among tenants in order to reduce the cost of tenant occupancy and improve renters' housing conditions. (See p. 25.) 11. Investigation should be carried on by the Subcommittee on Housing and Urban Redevelopment into the feasibility of Government certification as to the quality of materials going into the construction of homes and inspection and certification as to repairs and replacements made by the owner. Such certification and inspection would make home ownership and disposal less of a risk, thereby placing it within the range of more wage earners. An equity insurance plan such as that recommended by Ivan Tarnowsky is worth consideration also. (See p. 27.)

12. In view of the current serious housing shortage and inadequacy in many areas, removal of temporary or demountable dwelling units constructed during the war emergency should be undertaken only if it is established that they are no longer needed. (See p. 36.)

13. Rent should be differentiated according to income in post-war public housing projects for low- and moderate-income families. (See p. 55.)

14. Special attention should be paid to providing low-cost dwellings for families with three or more children. (See p. 55.)

15. Plans for post-war housing to be assisted in any way with Federal funds should be subject to the approval of a responsible agency of the local government such as the local planning board, in which there is representation of housing authorities; local government departments including the school board, the public health department, the welfare department, and the public recreation commission; of local labor organizations, and other community groups. (See p. 57.)

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Average cost per family of new dwellings in 257 identical cities,
1921-43_.

1882

Cash and Government securities, United States corporations,
1939-44-

1886

$5,000 pre-war house costs_

1884

Indexes of building costs for the standard 6-room frame house.......
Net working capital, United States corporations, 1939-44..
New dwelling units in nonfarm areas, 1920–43.

1881

1886

1885

Percentage of mortgages made at varrying interest rates, St.
Louis, 1893-1944

1880

St. Louis building permits, total construction, 1917-43.
St. Louis reproduction costs, 1913–44_.

1879

1881

Tables submitted:

Additional cost per dwelling unit for use of slum sites instead of
vacant sites___

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2187

1883

1883

1880

1887

1884

2184

2184-2185

2183

2186

1633, 1637, 1638, 1640, 1643. 1646

Real-estate loans by type of security, by classes of banks, 1939-44-
Real-estate loans of all active banks in United States, by classes,
1913-44__

Savings and other time deposits in banks, 1910-44..

Site acquisition and site improvement as percent of total develop-
ment cost for low-rent projects on vacant sites..

American Federation of Labor..

American Federation of Labor:
Tables submitted:

Estimated number of all operating business firms in contract con-
struction compared with manufacturing and all industries in
1939 and 1943___c_.

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1389, 1395, 1402, 1430, 1445, 1446, 1454, 1485, 1544, 1553, 1582,
1638, 1694, 1695, 1697, 1699, 1713, 1725, 1741, 1748, 1754, 1766,
1768, 1769, 1903, 1920, 1924, 1949, 1950, 1986, 1998, 2068, 2088,
2133.

Adoption of long-term amortized loan plan-

Extension of customary period..

Home Owners' Loan Corporation amortized loans widely adopted_
Loans not written by commercial banks..

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Page

Anderson, Constance W.

Annual volume of residential construction, 1920–39.
Appraisal methods____

2170, 2171

1213, 1214
1289,

1637, 1684, 1767-1768, 1770, 1848, 1855, 1861, 1928, 2015

Adequate appraisals keep costs down..

1479

Federal Housing Administration system of appraisal_
Higher standards should be stimulated_

1451

1668

Improvement in standards.

1284

Uniform system has proved outstanding contribution in the field of

home financing--.

1455

Wide variance in the standards of

1603, 1604

Architectural trends..

1600

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Assets and loans outstanding, for selected financial institutions, 1926-43-- 1283

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Bates, Harry C., chairman, housing committee, American Federation of
Labor..

1633-1649

Bestor, Paul, Prudential Life Insurance Co., vice president, in charge of
mortgage loan investments..

Bettman, Alfred, chairman, the American Institute of Planners, Cin-
cinnati, Ohio..

1948-1956

1604-1619

Blandford, John B., Jr., Administrator, National Housing Agency 1194–1321,

1402, 1417

Bodfish, Morton, executive vice president, United States Savings and
Loan League_

2040-2064
2159-2169

Bohrer, Randolph.

Boston, city planning board of..

Revenues and expenditures for various types of housing-
Boyd, Beverly M., Federal Council of Churches in America_
Brand Whitlock Homes, Toledo, Ohio---.

Brigham, Elbert S., president, National Life Insurance Co.,
Vt...

British Government's plan for post-war reconstruction__
Building and loan associations_

Limitation as to lending authority.

[blocks in formation]

1674-1680, 1841, 1861, 1862, 1942, 2001, 2004–2006, 2075, 2076

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Cincinnati Real Estate Board...

Page

2151, 2152

Citizens' Housing Council of New York....

1743, 2159, 2169

City planning-

1601, 1602, 1685, 1697, 2014, 2033, 2034, 2056

City Planning Commission of Cincinnati
Clark, Irvin W., chairman, residential committee, Producers' Council,

1605

Inc

1997-2000

Clinton-Peabody Terrace, St. Louis, Mo..

1979

Colean, Miles, cited..

1862, 1963

Community housing..

1287

Community housing supply, problems of

Congress of Industrial Organizations Housing Committee-

Consolidated statement of war housing funds as of Oct. 31, 1944_
Construction industry (see also, Building industry)-

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Consumer expenditures for housing compared with total consumer-ex-

penditures__

Conversions_

Cooperative League..

County housing authorities-

Defense Homes Corporation-
Board of the__.

Demountable housing-
Disposal of war housing.

D

1483, 1534, 1851

1516

1206, 1486, 1487, 1692
1194,

1195, 1204, 1205, 1212, 1483, 1484, 1683, 1684, 1691, 1692,
1852, 1853, 1863, 1902, 1962, 1990, 2001, 2002, 2077, 2078

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Erdmann, Arthur G., president, National Savings and Loan League. 1938-1947
Expenditures for residential construction compared with expenditures for
all capital goods_-_-

F

Fahey, John H., Commissioner, Federal Home Loan Bank Administra-
tion_..

Fairfax County, Va_

Fairlington housing project_ _-

1221

1381-1429
1529, 1530, 1531

Families whose housing has been directly affected by Federal Housing

[blocks in formation]

1530, 1533, 1536, 1539

1426

1678

1260

Modifying loans for repair of farm buildings.

1388, 1851, 1996
1891

Farm Security Administration_.

Federal Home Loan Bank Act....

1482, 1519, 1652, 1851
1390, 1394, 1418, 1851

Bills to amend_.

1398

Federal Home Loan Bank Administration_

1208,

1301, 1382, 1384, 1390, 1391, 1403, 1410, 1475, 1725, 1850, 1851,
1902, 1925, 1988.

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