Texas Economy--conditions and Prospects for Recovery: Hearings Before the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred First Congress, Second Session, Houston, TX, June 22, 1990; Austin, TX, June 23, 1990U.S. Government Printing Office, 1990 - 1180페이지 |
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affordable housing appraised value asset disposition asset management Austin bankers banking system banks in Texas BARTLETT borrowers buyers cash census tracts Chairman chartered City Collecting Bank committee Congress Congressman conservatorship cost credit crunch credit unions Dallas decline deposits dumping equity capital Fannie Mae FDIC Federal financial institutions financing FIRREA Freddie Mac funds going Gonzalez Government hearings Houston income increased industry inventory junk bond lenders lending loan portfolios losses Louisiana low-income market value Mayor million mortgage national banks NCNB Texas OREO Oversight Board percent PICKLE private sector problem purchase real estate assets real estate loans recovery regional regulators regulatory residential Resolution Trust Corporation RTC's San Antonio savings and loan sell State-chartered taxpayers testimony Texas banks Texas economy Thank thrifts tion total assets Travis County trying
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349 페이지 - The scheme of federal regulation may be so pervasive as to make reasonable the inference that Congress left no room for the States to supplement it. ... Or the Act of Congress may touch a field in which the federal interest is so dominant that the federal system will be assumed to preclude enforcement of state laws on the same subject.
350 페이지 - where compliance with both federal and state regulations is a physical impossibility..., " Florida Lime & Avocado Growers, Inc. v. Paul, 373 US 132, 142-143 (1963), or where the state " law stands as an obstacle to the accomplishment and execution of the full purposes and objectives of Congress.
350 페이지 - If Congress is authorized to act in a field, it should manifest its intention clearly. It will not be presumed that a federal statute was Intended to supersede the exercise of the power of the state unless there is a clear manifestation of intention to do so.
332 페이지 - ... which constitute first liens upon homes, combinations of homes and business property, other dwelling units, or combinations of dwelling units, including homes, and business property involving only minor or incidental business use...
445 페이지 - The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus.
350 페이지 - Rice v. Santa Fe Elevator Corp., 331 US 218, 230, 67 S.Ct. 1146, 1152,91 L.Ed. 1447: "Congress legislated here in a field which the States have traditionally occupied. ... So we start with the assumption that the historic police powers of the States were not to be superseded by the Federal Act unless that was the clear and manifest purpose of Congress.
928 페이지 - The law requires the President, the Secretary of Housing and Urban Development, and the Secretary of Agriculture to submit annual reports to Congress on their efforts to provide rural development assistance. On...
184 페이지 - I would be more than happy to answer any questions that you may have.
232 페이지 - I am inviting a group of our leading bankers to meet with me, the Secretary of the Treasury and the Chairman of the Federal Reserve Board in the near future.
350 페이지 - The test of whether both federal and state regulations may operate, or the state regulation must give way, is whether both regulations can be enforced without impairing the federal superintendence of the field, not whether they are aimed at similar or different objectives.