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INSURANCE-continued.

VII. THE VOYAGE, 469.
Description of, in policy, 469.

effect of words "from" port, 469.

"at and from" port, 469.

cases as to commencement of risk, 469-471.

cases as to conclusion of risk, 471, 472.

when ship or goods can be considered to have reached their
destination, 472-474.

Delay and its effects, 474.

avoidance of insurance by not proceeding to loading port, 128.

what delay excused, 474.

Deviation and its effects, 138, 473.

question of fact, 475.

intention to deviate does not avoid insurance, 476.

whether policy affected by taking letters of marque on board, 476.
deviation when excused, 476.

if excusable, must be under compulsion, 477.

not justifiable if to avoid peril not insured against, 477.
deviation by necessity, 477, 478.

when justified by usage, 478.

reservation of right to deviate, 478, 479.

loss happening before deviation recoverable, 479.

VIII. PERILS INSURED AGAINST, 480-491, See PERILS, &c.

IX. SUING AND LABOURING CLAUSE, 490.

Object of and what included in, 490.

does not enable insurer to receive salvage expenses, 491.
general average contribution not within, 425, n. (x),

X. THE MEMORANDUM, 491–497. See MEMORANDUM.
XI. WARRANTIES, 498-514. See WARRANTIES,

XII. REPRESENTATIONS, 514-519. See REPRESENTATIONS.
XIII. CONCEALMENT, 519-525. See CONCEALMENT.

XIV. LOSSES AND THEIR INCIDENTS, 525-543. See LOSSES.

XV. ADJUSTMENT AFTER Loss, 543. See ADJUSTMENT.
Rights and liabilities of underwriters on,

as to general average contribution, 427, n. (c), 525, 525, n. (u).
on valued policies, 543, 544.

on open policies, 544.

on ship, if loss partial, 544, 544, n. (w).

"rule of one-third new for old," 544.

on goods, if loss total, 545.

if loss partial, 545.

loss to be computed on gross proceeds, 546.

on freight, 546.

Interest recoverable, 546.

How and by whom adjustment made, and settlement of, 546, 547.

liability of broker on, 547.

effect of usage of Lloyd's with respect to, 547.

when settlement in account with broker is payment, 548, 549.
when premiums may be set off against loss, 549.

when policy under seal in name of broker, 549.

Effect of adjustment, 549.

fraud or mistake in, 549, 550.

money paid in mistake of law on, not recoverable back, 550.
effect of broker giving credit, 550.

INSURANCE-continued.

XVI. REMEDIES ON POLICY,

generally, 550. See REMEDIES.

consolidation rule, 552. See CONSOLIDATION RULE.
counter-claims by underwriters, 553.

effect of proviso that funds of company shall be alone liable, and that
members shall be liable only to extent of their shares, 553–555.

XVII. RETURN OF PREMIUM,

where risk never commences, 555.

where liability of underwriters never attaches, 555.

or where apportionment of risk, 556.

none where risk entire and has once attached, 556.

where there is no interest or short interest, 556, 557.

where there is over insurance or double insurance, 557.

where only part of goods is shipped, 557.

by whom return must be made when there are several policies, 557.
when policy is valued, value of goods not material, 558.

where there is fraud or illegality, 558.

when assured may withdraw from illegal contract, 558.
cases of express stipulation to return premium, 559.

of usage to do so, 559.

INSURANCE BROKER.

See BROKER.

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INSURERS, appeal of, against pilotage bye-laws, 251, n. (z).

INTENTION to deviate does not avoid policy, 476.

INTEREST,

of assured, 440-442.

recoverable in limitation of liability suits, 82.

in damage suits, 634.

in bottomry suits, 561, n. (c).

what may be recovered on bottomry bonds, 571, n. (h), 572, 573.

INTERLINEATIONS in agreement with seamen must be attested, 203.

INTERNATIONAL TONNAGE, 10, 10, n. (b). See TONNAGE MEASURE-
MENT, III.

INTERPLEADER ACT, 359, 425.

master may act under, where separate bills of lading presented, 359.
in other cases of conflicting claims, 425.

INTERPRETER, when one carried by emigrant passenger ship, 728.
INTOXICATION. See DRUNKENNESS.

IRELAND,

pilotage of ports in. See Index, Vol. II.

lighthouses near. See LIGHTHOUSE AUTHORITIES.

Court of Admiralty in. See COURT OF ADMIRALTY OF IRELAND.
power of Lord Lieutenant under Foreign Enlistment Act, 69, n. (g).

power of Lord Chancellor to appoint wreck commissioner in, 687.
Admiralty jurisdiction of inferior Courts in, 99, 626, n. (d), 671, n. (i).
lists of Courts of Survey in. See Index, Vol. II.

jurisdiction of Courts in, over master's and crew's disputes, 185.

IRISH LIGHTS, COMMISSIONERS OF (Port of Dublin Corporation).
See LIGHTHOUSE AUTHORITIES.

IRISH TRADERS in Thames or Medway exempt from pilotage, 261,

261, n. (p).

IRON STEAM VESSELS, former rules as to build of, 701.

ISLE OF MAN. See MAN, Isle of.

ISLE OF THANET, pilotage of vessels of. See Index, Vol. II.
ITALY,

Order in Council as to tonnage of ships of, 10, n. (b).
disposal of property of seamen dying on ships of, 236, n. (x).

JAPAN,

consular fees in. See Index, Vol. II.

Order in Council as to registry of ships in, 7, n. (p).
fog signals for vessels of, 597, 598.

JERSEY. See CHANNEL ISLANDS.
registrar of British ships in, 6.

JETTISON. See GENERAL AVERAGE.
what it is, 160, 487.

Rhodian law as to, 426, n. (z).

duty of master in respect of, 160.

general average in respect of, 426, 427, 429.

contribution for damage done to facilitate, 429.

freight made good to owner on, 427, n. (c).

liability of insurers for loss by, of goods insured, 427, n. (c), 487, 488.
effect of custom that underwriter not liable where deck cargo
jettisoned, 433, 488.

JEWELS belonging to passengers, no contribution of to average, 434.

JOINT OWNERS. See PART-OWNERS.

interests of, in British ships, 17, 100, 101.
who may be registered, 17, 46, 100.
considered as one person, 17, 47, 100.

JOINT STOCK COMPANY,

effect of proviso in policy granted by, that members shall only be
liable to the extent of their shares, 553, 555.

JOINT TENANCY OF SHIP, 101.

JUDGMENT CREDITOR. See EXECUTION.

postponement of, to registered mortgagee of ship, 61.

JUDGMENT IN REM, 85, 86.

conclusive effect of, 41, n. (f), 68, n. (a), 505, 506.

of foreign Admiralty Court enforceable in Admiralty Division, 624.

JURISDICTION. See ACTIONS-ADMIRALTY COURTS-ADMIRALTY
DIVISION CONSULAR OFFICER COURTS JUSTICES-NAVAL
COURTS-OFFENCES-REMEDIES SHIPPING CASUALTIES.

-

as to offences under M. S. Acts, 188-193.

JURY, power to summon on inquiry where loss of life by damage, 83.
JUS ACCRESCENDI, &c., does not apply to part-owners of ships, 101.

JUSTICES,

JURISDICTION OF. See Index, Vol. II.

to compel delivery up of certificate of registry, 23.
over claims on allotment notes, 218, n. (g).

in proceedings for wages, 185, 244.

as to dealing with certificates of competency, 116, 686, 689, 690.
procedure on such inquiries, 688, 689.

where parish relief given to seamen's families, 235, n. (8).
where seamen's property improperly detained, 172, 173.
where seamen over-charged in lodging-houses, 172.
respecting deserters, 184, 185.

to inflict penalties for breach of pilotage byelaws, 252.
where pilotage or light dues not paid, 189, 268, 685, n. (s).
in shipping casualty inquiries, 686-689, 690.

to take depositions in cases of wreck, &c., 630, n. (e).

to order payment of pilotage and light dues, 268, 685, n. (s).

in salvage disputes, 653, 655, 657, 653.

to hold inquisitions as to unclaimed wreck, 678.

in cases of collision with piers, &c., 626.

over offences and penalties under M. S. Acts, 189, 190.

by passengers in passenger steamships, 711, 711, n. (k).

as to passage brokers' licences, 717, n. (p).

over breach of stipulations in passenger's contract ticket, 716.
with respect to emigrant runners, 719.

over offences under Passenger Acts, 704.

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KINGSTON-UPON-HULL. See HULL.

KINTLAGE does not pass on sale of ship, stores, &c., 53, n. (x).

LANCASTER, DUCHY OF, right of, to unclaimed wreck, 678, n. (k).
LANDS CLAUSES ACTS, 678, n. (i). See Index, Vol. II.

LASCARS,

provisions for protection of, and agreements with, 216.
penalty on leaving, destitute in United Kingdom, 216.
relief of destitute, by government of India, 216, n. (z).

LAY DAYS, 411. See DEMURRAGE.

LEAKAGE, effect of clause "not accountable for leakage," 356.

LEASE OF SHIP, what amounts to, 289, n. (a), 391.

LEITH, TRINITY HOUSE OF,

pilotage jurisdiction of, 272, n. (p).

does not extend within jurisdiction of London Trinity House,
272, n. (p).

LEMON JUICE. See LIME JUICE.

LENGTH OF VOYAGE, scale of, under Passengers Act, 726, 726, n. (t).

LESSEES OF SHIP,

liability of, for repairs, 88, 94.

for damage done by collision, 613.

LETTER BAGS AND SHIP LETTERS, duty of master as to, 136, 152.

LETTERS OF ADMINISTRATION, when Board of Trade may dis-

regard, 238.

LETTERS OF MARQUE,

what they are, 65, n. (n).

effect of carrying, on policy of insurance, 476, 478.

LIABILITY. See ADMIRALTY DIVISION-COLLISION-LIMITATION OF
LIABILITY-MASTER-OWNER -UNSAFE SHIP.

of master part-owner not affected by M. S. Act, 1854, part IX., 84.
LICENCE,

to supply seamen, 194.

of pilots, 252, 257. See PILOT-TRINITY HOUSE PILOT.

contents and production of, 257.

revocation and suspension of, 252, 258.

of seamen's lodging-house.

of passage brokers, 717.

of emigrant porters, 720.

of emigrant runners, 719.

LIEN,

1. EQUITABLE,

See Index, Vol. II.

certificate of registry not to be detained by reason of, 23.

of master when on freight for liabilities incurred abroad, 126.

of material men in cases of bankruptcy on earnings of ship, 96, 97.
none in respect of necessaries against purchaser of ship, 88, n. (1).
II. MARITIME. See ADMIRALTY DIVISION.

nature and effect of, 85.

what claims confer, 86.

of material men for repairs to foreign ships, 86, 98.

where necessaries suit in Vice-Admiralty Court abroad, 99, n. (9).
none where repairs to British ships here, 87.

of master for wages, 86, 124.

of seamen for wages, 86, 124, 125, 241, 242, 241, nn. · (g), (m).

in bottomry suits, 86, 575, 575, n. (k).

in cases of pilotage, 86, 266.

of claimants for damage, 86, 619, 619, n. (t), n. (u).

of salvors, 86, 652.

in cases of towage, 86, 674.

whether in mortgage suits, 86.

priorities of claimants under, 123, 242, 575, 576, 619, n. (†), n. (u), 653,
674, n. (t).

III. POSSESSORY. See CARGO-FREIGHT.

nature of, 96.

when entitled to priority over maritime lien, 242, 576, n. (n).
confers no right of sale, 96, n. (z).

no charge for use of premises where ship detained, 96, n. (z).
unless where custom to do so, 96, n. (z).

certificate of registry not to be subject to, 23.

when by English law in respect of necessaries supplied, 96.
not where supply on credit or no lien by custom, 96.
where necessaries ordered by mortgagee in possession, 58.
where by master, 88, n., 89.

where by part-owner acting as agent for co-owners, 89.
of shipowner for freight, 389.

may be exercised by mortgagee in possession, 61, n. (y).
for what amount it exists, 389, 393, 394.

none for dead freight, demurrage, or wharfage, &c., 389.
except by express stipulation, 389.

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