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(CHAFFEY BROS., LIMITED).

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Thousands of all classes from England, etc., are now engaged in the attractive and profitable industry of fruit-growing at these great Settlements on the

Murray River. They offer a safe investment and delightful occupation in a fine climate. "There are some 17,000 acres of land already appro- them; while the other productions would also be priated at the Mildara Settlement alone, of which amply remunerative, about 10.000 are under immediate cultivation. The " As to the social condition of the settlement, original wilderness of five years ago has been trans- although there is plenty of hard work to be done, there formed into a charming country, with well-ordered is every evidence that the settlers were well contented, orchards and vineyards, interspersed with green and satisfied with their position and prospects. A patches of lucerne, and growing fodder cropa. The eye recent correspondent (Mr. Little, late of Exeter) writes can now survey an immense extent of cultivated to his friends there :-'Agentleman lately arrived from lands bearing many descriptions of fruit-tres--orange, the Old Country with a small fortune, which he intends lemon, almond, peach, a pricot, plum, fig, olive, etc., as to double and treble in a few years by growing fruit, well as vines of many varieties for raisin, currant or with the aid of irrigation. It is really surprising how wine-making. Everywhere there is evidence of high these cultured gentlemen come out here and knuckle class horticulture and energetic progress, and every down to real hard work. Existence, although very where there is the same strong faith in the future of different to a city life, is not at all dull or monotonous, Mildura shown by the settlers, who are as fine a body what with shooting excursions (by land or water), of Colonists as could anywhere be met with. It has picnics, cricket matches, entertainments, dances, and been proved to demonstration that the soil and climate various sports and pastimes that are constantly being coupled with an ample supply of water, will grow organized, life is not without its pleasures,' As an old Almost anything to perfection; while the dryness of squatter recently remarked, The young men here have the atmosphere enables fruits to be dried for market byrosy times compared with the hard, lonely life of those the unaided hent of the sun, such fruits being of very who came out here in the early days and went on superior quality, as was indicated by the fact that at stations to learn sheep-farming. In the words of the the recent Inter-Colonial Wine and Fruit Exhibition, Government Fruit Expert, Mr. E. Hopton, who lately Mildur carried off six first prizes out of eight. The visited the settlement, None but the most profound experience that had been gained so far had also proved I pessimists can ever that there is not a bright future for that citrous fruits could be grown to great advantage, the intelligent, industrious settler." and in a few years there would be a very large produc- “Of the Renmark Settlement, the same favourable tion of oranges and lemons available for the markets. report can be made in all respects; the only difference The growers of these fruit-trees, from the results being that the operations there so far have been on a already obtained, anticipated enormous returns from very much smaller scale."--British Australasian,

Full Particulars (free) from the London Offices of the Australian Irrigation Colonies, 35, QUEEN VICTORIA STREET, LONDON, E.C.

THE SURGICAL AID SOCIETY.

Office:-SALISBURY SQUARE, FLEET ST., E.C.

President-RIGHT HON. THE EARL OF ABERDEEN.

THE SOCIETY was established in 1862, to supply Trusses, Elastic Stockings, Crutches, Artificial Limbs, etc., and every other description of mechanical support, to the poor, without limit as to locality or disease.

WATER-BEDS AND INVALID CHAIRS AND COUCHES ARE

LENT TO THE AFFLICTED.

210 PATIENTS ARE ASSISTED EVERY WEEK.

Annual Subscription of £0 10 6 | Entitles to Two Recommendations
Life Subscription of - 5 5 0 1

per annum,

SUBSCRIPTIONS and DONATIONS will be thankfully received by the Bankers, Messrs. BARCLAY & Co., Lombard Street, or at the offices of the Society, by

WILLIAM TRESSIDER, Secretary.

FOUNDED 1879.

:

President.
THOS. BEDFORD BOLITHO, ESQ., M.P.

Vice-Presidents
JOHN WILLIAM BIRCH, ESQ.

W. MOKEWAN, ESQ. HAMMOND CHUBB, Esq.

RICHARD B. MARTIN, Esq., M.P. W. FOWLER, ESQ.

GEORGE RAE, ESQ. RT. HON. LORD HILLING DON.

THOS, SALT, ESQ.
DONALD LARNACH, ESQ.

ROBERT SLATER, ESQ.
RT. Hox. SIR JOHN LUBBOCK, BART., J. HERBERT TRITTON, Esq.
M.P., F.R.S.

R. B. WADE, ESQ.

Trustees. Rr. Hox. SIR JOHN LUBBOCK, BART., M.P. RICHARD B. MARTIN, Esq., M.P.

GEORGE RAE, ESQ.

Treasurer.
JOHN B. MARTIN, ESQ.

Council.
H. F. BILLING HURST ..

.. London and Westminster Bank, Limited. HORACE GEORGE BOWEN .. .. .. Bank of England. JOHN CHUMLEY ..

Standard Bank of South Africa.
NATHANIEL CORK ... .. .. .. .. Commercial Banking Company of Sydney.
ROBERT DAVIDSON.. ...

Bank of Scotland.
JOSEPH COOKFIELD DIMSDALE Messrs. Prescott, Dimsdale and Co.
JOHN DUN ..

Parr's Banking Company and the Alliance Bank,

Limited. CHAS. GOW .. .. ..

London Joint Stock Bank, Limited. J. HOWARD GWYTHER ..

Chartered Bank of India, Australia and China. LUKE HANSARD

Martin's Bank, Limited, A. S. HARVEY ..

Messrs. Glyn, Mills, Currie & Co. ALFRED HOARE.. . .. ..

Messrs. Hoare. WILLIAM HOWARD ..

London and County Binking Co., Limited. .C. T. MURDOCH .. .. ..

Messrs. Barclay, Bevan, Tritton, Ransom,

Bouverie & Co.
R. H. INGLIS PALGRAVE, F.R.S. .. Messrs. Gurney & Co., Great Yarmouth.
D. G. H. POLLOOK ..

City Bank, Limited.
F. G. HILTON PRICE

Messrs. Child & Co. T. G. ROBINSON .. ..

National Provincial Bank of England, Limited. HOX. H. D. RYDER ..

Messrs. Coutts & Co. MARTIN RIDLEY SMITH

Messrs. Smith, Payne & Smiths. GEORGE A. TUCKER

Union Bank of London, Limited. J. L. WHELEN .. .. ..

National Bank, Limited. T. R. WILKINSON .. .. ..

Williams Deacon and Manchester and Salford

Bank, Limited, Manchester. ROBERT WILLIAMS.. .. .. .. Williams Deacon and Manchester and Saltord

Bank, Limited.

Honorary Secretaries.
LUKE HANSARD

.. Martin's Bank, Limited.
J. L. WHELEN ...

.. National Bank, Limited.

Bankers.
MARTIN'S BANK, Limited, 68, Lombard Street,

Solicitors.
MESSRS. JANSON, COBB & PEARSON, 41, Finsbury Circus, E.C.

Secretary.
W. TALBOT AGAR.

Offices.
34, CLEMENT'S LANE, E.C.

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(Incorporated by Royal Charter, 1835),

4, THREADNEEDLE STREET, LONDON.

Paid-up Capital... ... ... ... ... ... ... £1,600,000 Reserve Fund ...

£800,000 Reserve Liability of Proprietors under the Charter £1,600,000

£4,000,000 COURT OF DIRECTORS. WILLIAM R. ARBUTHNOT, ESQ.

W. A. MCARTHUR, ESQ., M.P. ALBAN G. H. GIBBS, ESQ., M.P.

EDWARD M. NELSON, ESQ. EDWARD W. T. HAMILTON, ESQ.

JOHN SANDERSON, ESQ. SAMUEL JOSHUA, ESQ.

SIR ANDREW R. SCOBLE, K.C.S.I., Q.O., ALEX. LAWRIE, ESQ.

M.P. THE Rr. Hox. THE EARL OF

MARTIN RIDLEY SMITH, Esq. LIOHFIELD.

SIR THOS. SUTHERLAND, K.C.M.G., M.P. Agents and Correspondents throughout the United Kingdom.

LETTERS of CREDIT and DRAFTS issued on the Branches of the Bank in the Colonies of Queensland, New South Wales, Victoria, South Australia, Western Australia, Tasmania, and New Zealand. Bills negotiated or sent for Collection, Telegraphic transfers made. Deposits received in London at interest for fixed periods on terms which may be ascertained at the Office.

PRIDEAUX SELBY, Secretary.

NOW READY. Price 1/-. 36 pp., Demy 8vo., paper cover.

Government Savings Banks

at Home and Abroad,

THEIR FUNCTIONS, LIMITATIONS AND PROGRESS,

- - By .. Albert Henry Cherry,

Of the Manchester and Liverpool District Bank, MEMBER OF THE INSTITUTE OF BANKERS.

To be obtained of all Booksellers, or from the Publishers, BLADES, EAST & BLADES, 23, ABCHURCH LANE,

LONDON, E.C.

LIMITED. Established in 1836, and Registered in 1880, under The Companies'

Acts, 1862 to 1879."

Capital £8,000,000, in 100,000 Shares

of £80 each. Paid-up Capital

£2,000,000 Reserve Fund

£1,000,000

DIRECTORS. HANBURY BAROLAY, Esq.

NORMAN GEORGE LAMPSON, Esq. JOHIN JAMES OATER, Esq.

EDWARD HARBORD LUSHINGTON, Esg. EDWARD FORD DUNOANSON, Esq.

WM. MCKEWAN, Esq. (Honorary Director.) CHARLES SEYMOUR GRENFELL, Esq.

WILLIAM GAIR RATHBONE, Esq.
WILLIAM JAMES HARTER, Esq.
WILLIAM EGERTON HUBBARD, Esq.

WILLIAM HENRY STONE, Esq.
WILLIAM ANASTASIUS JONES, Esq. JAMES DUNCAN THOMSON, Esq.

HEAD OFFICE: 21, LOMBARD STREET.

Joint Gen. Managers : WM. HOWARD. JAMES GRAY. J. B. JAMES. Head Office Manager: WM. HOWARD. Dep. Head Office Manager: HENRY DEAN. Chief Inspector: HENRY JOSLIN LEMON. Chief Accountant : JAMES GRAY.

Secretary : John H. ATKINSON.

The London & County Banking Company, Limited,

Opens DRAWING ACCOUNTS with Commercial Houses and Private

Individuals, upon the plan usually adopted by Bankers. DEPOSIT ACCOUNTS.-Deposit Receipts are issued for sums of money

placed upon these Accounts, and Interest is allowed for such periods and at such rates as may be agreed upon, reference being had to the state of the

Money Market. CIRCULAR NOTES and LETTERS OF CREDIT are issued payable in the

principal Cities and Towns of the Continent. Letters of Oredit are also issued payable in Australia, Canada, India, China, the United States, and

elsewhere. The Agency of Foreign and Country Banks is undertaken. The Purchase and Sale of Government and other Stocks, also of English and

Foreign Shares, are effected. Dividends, Annuities, fc., are received for

Customers of the Bank. Great facilities are afforded to the Customers of the Bank for the receipt of

Money both from and in the Towns where the Company has Branches.
The Officers of the Bank are bound not to disclose the transactions of any of its
Customers.
By Order of the Directors,

W. HOWARD, )
JAS. GRAY, "Joint General Managers.
J. B. JAMES

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