Stock

Exchange
Settling
Days.

598

LONDON BANKERS' CLEARING HOUSE.-WEEKLY RETURNS.

In £'s sterling, 000 omitted, thus :-£1,000-£1,000,000.

December,

3

4

5

6

Also 4th of the Month. † Also Consols Settling Day. Also day following Stock
(a) 3rd. The 4th fell on Sunday.

Average weekly amount (based on the foregoing figures).........
Daily average on Stock Exchange Settling days (based on the

foregoing figures)

Year ending
31st December, 1893.
£124,689,000

£41,993,000

Exchange Settling Day.

Year ending

31st December, 1894. £120,944,000

£39,754,000

Qualified. Duty of holder

ACT OF PARLIAMENT. Finance Act, 1895. Part II. Sections 9,

11, 14-16. (Full Text.)

AFRICAN BANKING. See South African Banking."

AGENT. Cheques signed by, presented after his decease

Endorsement of, per pro principal

May be undischarged bankrupt

ALTERATION of Cheque. Must be confirmed by all persons signing

Of date of cheque

PAGE

72

74

75

421

335

177

473

48

50

189

343-354

278

391

355

557

279, 543-546

194

386

267

AMERICA. See United States.

ANIMALS as Standard of Value

Report of Council and Proceedings

ANNUAL GENERAL MEETING (Institute of Bankers), May, 1895.

ANSWER ON CHEQUE. "Exceeds Arrangement

ANTECEDENT DEBT. Banker may take negotiable security in
payment of

ASSAULT ON THE STANDARD. (J. H. Tritton)

AUSTRALASIA. Banking in. President's Address as to.

BALFOUR (Right Hon. A. J., M.P.). Remarks and Letter on
Bimetallism.

BALTIMORE AND OHIO RAILROAD CO. Stamp on Certificate.
BANK. Power of Shareholder to examine Register

462
467-470

49

BANK OF ENGLAND. Objections raised at time of establishing
branches

BANK OF FRANCE. Weekly Returns. See Weekly Returns.

BILL OF EXCHANGE-continued.

Drawn on Liverpool, payable at sight in London. Obligation

Part payment by cheque

Payable at bank, presented at acceptor's office.

Payable "at presentation within eight days from date." Stamp
Payable on demand with shipping documents attached
Protest, in case of acceptor's failure.

Representing gambling transaction. Holder without notice,

can recover

Scarcity of, in South Africa

Second of exchange stamped

To order on demand, may be drawn by London bank
Type-written, would be considered as written.

BILLS OF EXCHANGE. Lectures on.

Loyd, Q.C.

Delivered by Archie K.

LECTURE I.-Importance and use of Bills of Exchange; The Act of 1882;
Negotiability: Consideration; Capacity and Authority; Estoppels or
Preclusions; Principal and Surety; Presumptions; Reasonable time
LECTURE II.-General survey of Act of 1882; Interpretation of terms;
Drawing; Acceptance

LECTURE III.-Negotiation; Transferor by delivery; Indorsements generally,
and in particular

LECTURE IV.-Cheques; Conclusion

Examination Paper and Results

BIMETALLISM. Minutes of evidence in regard to, given before
Commissioners on Agricultural Depression.

Resolution of House of Commons, February, 1895

Statements by Gold Standard Defence Association and Bi-
metallic League

Letter from Sir R. Peel to Duke of Wellington, 1826
President's Address as to

The Bimetallic Thesis. (H. H. Gibbs)

PAGE

180

473

89

474

411

278

49

527

472

177

48

295, 311

99

47

336

1-30

57-77

144-170

246-271

272-274

171

175

451-466
520
551-552

334

See Monometallism.

BRADFORD BANKING CO. Rouse v. (House of Lords).

BRODERIP v. A. SALOMON & Co. (Legal Decision).

37-46

515

BROWN, SHIPLEY & Co. Inland Revenue v. (Legal Decision)
BUDGET, 1895. Statement of Revenue and Expenditure

467-470

407

CANCELMENT of Bill in error

413

CAPE COLONY. Banking in. See South African Banking.

CHALMERS (J. A.). Gold Mines of the Rand. Notice

Any alteration of date is material

Cannot be drawn on inland bill stamp

525

50

96

Collection of. Bank's stamp

582

On customer's own bank, should be passed through account

470

CHEQUES-continued.

Effect of crediting customer before clearance of

In part payment of bill. Dishonour

In payment of demand cash order

Marked for payment by banker. Drawer cannot stop
Marked "Not negotiable." Position of holder

Of Agent, presented after his decease

Of discharged official of Company

Of member of Friendly Society in payment of subscription.
Stamp

On Branch, paid by Head Office and dishonoured

Open, collected for stranger

"Order" and "Bearer" omitted, is payable to order

Origin and use of

Payable at a future date.

Post-dated. Paget on

Stamp

Legal Decision in Queensland

Receipt of drawer requires stamp
Signed with title of Company only
With impressed stamp
Signature with " Mrs." prefixed
Stopped. Liability of paying banker

To bearer, crossed to order

With receipt attached. Forgery of payee's signature

CLEARING HOUSE. London. Work for 1894.

Returns. See Weekly Returns.

Summary of Returns, November, 1894 to October, 1895

Birmingham, Liverpool, Manchester, Melbourne, and New-

castle-on-Tyne. See Weekly Returns.

Withdrawal of light, 1894-5

COMMISSIONERS OF INLAND REVENUE v. BROWN, SHIPLEY & CO.
(Legal Decision)

COMPANIES' ACTS Amendment. Report of Departmental Committee
COMPANIES' LIQUIDATION. Third Annual Report.

CONSOLS. Vicissitudes in price of

CORK (N.). Remarks in Discussion. (Moxon on Monometallism)

(Rozenraad on Italian Finance)

COTTON. Effect of alteration of standard of value on price
CRISIS IN NEWFOUNDLAND.

The .

CURRENCY. A colloquy on. By H. H. Gibbs. Notice.
CUSTOM as to stamping bank's name on bill

As to deducting Commission for collecting bills

DAYS OF GRACE. Abolition of in New York
Law as to

DEATH of Husband. Effect on wife's account

PAGE

317, 391

278

278

179, 276
47-48

335
177-178

176

49

471

179, 277

246

275

314

521

472, 581

51

336

527

471

411

178-179

31-34

598

78

386

408

467-470

509

579
560-561
216

141

221, 238

325

333

473

473

36

63

336

582

36

581

526

.59

Of one payee of bill payable to two.
DEBENTURE. Discharge of

DECEASED ACCOUNT. Lodgment after death

DEL MAR (Alex.). History of Monetary Systems
DELIVERY of Bill. What constitutes

DRAFT by London Bank on Country Branch

DRAKE (James). Remarks in Discussion. (Mitchell on South

African Banking)

DUE DATE OF BOND falling on a Sunday

DUN (John). Seconded Vote of Thanks to President

EDUCATION (Commercial).

ENDORSEMENT-

47

312

275

561

In blank, followed by special

"James Jones & Sons on cheque to order of "Jones & Sons

412

337

276

177

149

Of several partners to cheque to order of firm

180

"Pay Cash" Surplusage on crossed cheque presented by banker
Per pro, manager of company

582

277

179-180

And confirmation

181

Prefixed by "for lodgment a/c."

50

"To the credit of "

50

With "Mrs." raised above signature

See Bills of Exchange, lectures by Mr. A. K. Loyd, Q.C.
ESTOPPELS. Law as to

EXAMINATIONS. Institute of Bankers, 1895. Papers

FINANCE ACT, 1895. Part II. Sections 9, 11, 14, 15, 16

421

FORBES (J. Macbeth). Resignation of Secretaryship of Institute
of Bankers in Scotland

521

FORGED LETTER OF CREDIT. Negotiation of draft under
FOXWELL (Professor H. S.). Evidence before Commission on
Agricultural Depression

GARNISHEE ORDER. As affecting funds lodged after service of

275

Bankers not bound by notice unless.

48

GIBBS (H. Hucks). A Colloquy on Currency. Notice

333

GIFFEN (Sir Robert, LL.D.). Evidence before Commission on
Agricultural Depression

171

Gilbart LecturES, 1895. By J. R. Paget.

LECTURE I.-Post-dated cheques; Effect of crediting customer before clearance
of cheques

314-325

LECTURE II.-Summary of preceding lecture; Antecedent debt; Further
remarks on position of banker in regard to cheques lodged

391-403