Health Insurance

accident policies accidental injury Actuaries adverse selection ance application average basis Blue Cross plans Blue Shield cancellation cent charges computation continue contract coverage covering sickness deductible developed disability income Disability Insurance disease dismemberment double indemnity duration earnings eligible employee exclusions federal funds group insurance group policy guaranteed renewable policies health insurance income benefits income loss income policies increased incurred indemnity individual policies insurance companies insurance policies insured's issued level premium liability limit major medical maximum benefit medical expense ment mium monthly months moral hazard OASDI occupation operation paid payable payment persons physicians policies cover policies provide policyholders premium rates private insurance probability protection reinsurance reserve result rider risk schedule sickness social insurance Social Security Society of Actuaries specific surance surgical Table term termination tion total disability treatment underwriting usually waiting period weeks workers workmen's compensation