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433
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298

299

326

McLAREN (Lord), opening address to Institute of Bankers, Scotland 210-212
MACLEAN (J. M.) The Depreciation of Silver as it affects India,'
notice

230-231
MAGINN (M.) appointed Governor of Bank of France:

43
MALLET (Sir Louis). Report (with Lord Reay) on Internationai
Monetary Conference, 1881

432
Stock of gold in Europe, 1871

433
Demonetization of silver: increase of populations and trade

433
Resumption of specie payments by United States
Question of supply of gold meeting demand

total production of gold mines of the world,
demands upon this stock of gold

434
Bimetallism : limitation and instability of supply of precious metals as
argument against monometallism

434
Effects upon India of recent disturbance in ratio of gola to silver

435
importation and coinnge of silver in India, 1875-1881

435
disturbance due to appreciation of gold

436
MANCHESTER Bankers' Clearing House, origin and working of. 222-226
MANUEL (Robt.) Remarks in Discussion (Temple, on India-purchasing
power of Rupee, &c.)

255
MARRIED WOMEN'S Property Act, 1882 (see Paget)

541
MARTIN (J. B.) Our Gold Coinage : an enquiry into its present
defective condition, with a vien to its reform,

297
Theoretical condition of gold coinage

298-301
coinage of guineas
processes at the mint

299
"remedy" or variation of weight and fineness
Jury of the Pyx .

300, 336, 345
coinage-London mint, 1817-1880, Sydney, 1855–1880, Melbourne,
1872-1880

300-301
detailed table of
Actual condition of gold coinage

301-314
loss by fraud

301
natural decay
Royal Commission on International coinage 1868

302
Queries addressed by author to banks, railways, and post offices

305-309
ebb and flow of circnlation

305
practice of scrutinising gokil
loss from light gold

306, 307,

310, 313
table

328
instance of loss on half-sovereigns

307
sweating

307
Return of Scotch and Irish Banks

308
proportion of sovereigns to half-sovereigos
general observations"

309
wear and tear of coins (sovereigns) and loss

310, 313
table
(half-sovereigns) and loss

311, 313

330
coins not passing at once into active circulation

311
olil dies useil

311
analysis of coins taken at random :
tables

332
amount of gold received at Bank of England, and percentage of
light gold

312
analysis of tiii-money of West of England Bank

analysis of gold from City of Glasgow Bank
Possible measures of reform

314-320
actual volume of English gold coin in existence :
expenses of re-coinage

316
Act of 1870

316
calling in of light coin

316-317
text of

336-344
suggested state allowance to cover natural loss on coinage

317
how to preserve gold coinage as circulating medium

318
- seignorage :
irretrievable loss from wear and tear of coins

318
paper currency, and suggested £1 note

319
note issues of English banks

320
Memorandum of Acts and locuments referred to

321

302

302

answers

306

308

328

table

312

313
314

315

.

318

.

346-357
346-348

347-348

348-353
348-349

MARTIN (J. B.)-continued.

Note A. Gold currency in France .

B. In Germany

C. - in United States

Summary of Notes A, B, C

Table 1. Total gold coinage 1817-1880

II. Number of sovereigns and half-sovereigns actually enumerated,

and number per 100,000 coins in each case

III. Annual depreciation of sovereigns, and total loss on every

100,000 coins

IV. Ditto half-sovereigns

V. Analysis of 1,000 sovereigns received in ordinary course of

business

V (a). Ditto half-sovereigns :

VI. Heavy and light sovereigns and half-sovereigns 1817-1881, per

100,000

VI (a). Ditto mean
VII. Ditto with weight

VII (a). Ditto in 100,000 coins with weight

Appendix I. The Coinage Act, 1870

II. Verdict of Jury of Goldsmiths' Company at Trial of the Pyx

Discussion on Mr. Martin's Paper
Grenfell (Mr.)

£1 note issue : undesirability of going back from reforms of 1844 ;
Ricardo's plan of bullion reserve; better to have State reserve

in pockets of lieges
Hendriks (F.)

£1 note issue with bullion basis, no remedy for defective coinage
Mr. Martin's paper compared with Prof. Jevons's; agreement in

calculation of wear and tear

Bank of England investigation into wear and tear

tear :

According to calculations a coin of Alexander the Great would at

present still retain one-fourth its value.

Wear and tear of Napoleons

English alloy compared with foreign as cause of wear and tear

Wear and tear of small coins.

Scheme for imposition of seignorage by Mr. Lowe: scheme for

international coinage; report March, 1869, on International

Seignorage of 1 per cent.

Walford (Cornelius)

Wear of coinage due to milled-edge with mised rim; Napoleons,

which are not so milled, do not wear so fast

Convenience of small bank notes

Lubbock (Sir John)

Clause of Coinage Act, 1870, relating to cutting light gold, a dead

letter

Seignorage, according to suggestion of Mr. Lowe and Nir. Hendriks;

International coinage

£1 note issue ; comment on Nr. Grenfell's remarks :
Martin (J. B.) Reply ·

Small notes supplant coinage, as seen in America
Wear and tear of Napoleons

Milled-eilge as cause of wear and tear

Remarks in Discussion (Barnett, on National Banks of United

States)

(Evans, on £ 8. d.)

Remarks proposing vote of thanks to

Annual Meeting

MARTIN (R. B.) Remarks in Discussion (Chalmers, on Bills of

Exchange Bill)

(Evans, on £ s. d.)

(Wenley, Banking in Scotland)

MELBOURNE Clearing House

METALS, precious, used for money

waste of

Martin on Our Gold Coinage

350

350

350-351
351

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Mint, remedy or variation of weight and fineness

299
coinage tested by Jury of the Pyx

300, 336, 345
coins struck from old dies

310
Coinage Act, 1870

316
text of .

336-344
tables of gold coinage

326-335
Annual Report of Deputy-Master of, for 1881

420
MINTS, Saxon

66, 68
end of the 19th century

68
Edward I

69
MISCELLANEA

42, 226
MITCHIE (A. S.), new edition of Gilbart's Banking, notice

62
MONETARY CONFERENCE, International, extracts from Annual Report
of United States Mint on

179-180
adjournment.

283
Report of English delegate (see Fremantle)

421
Report by delegates of Indian Government (see Mallet)

432
MONETARY STANDARD ASSOCIATION, International .

215-221
MONEY AND BARTER (sce Hamilton)

1
MONEY, “ How Money does its work," by Prof. Bonamy Price, notice
of

181-185
Monsters and Mints, Saxon

66. 68
MONOPOLY granted to Bank of Scotland by Act 1695.

120
MONTAGU (Samuel), address at meeting of International Monetary
Standard Association

221

104,

.

NATIONAL BANKS of United States of America (see Barnett)

381, 493
NATIONAL DEBT, Parliamentary Return, 1857-8 to 1881-2

496-499
NEGOTIABLE INSTRUMENTS Act, Indian (see Chalmers)

265
NEGOTIABLE (Not) cheques, cashing of

109
in Bills of Exchange Act, 1882

484-486
meaning of

525, 528, 531
NEGOTIATION OF Bills, in Bills of Exchange Act, 1882

466-469
NETHERLANDS, Government of, position on the Silver question

102-103
NEW YORK Clearing House (see Barnett on Clearing System of
United States)

551
NEWMARCH (William). Obituary notice of :

228-230
, of

77
NOBLE (B.) Remarks in Discussion (Wenley, Banking in Scotland): 166
NORMAN (George Ward). Obituary notice of

502-507
NOTARIAŻ CHARGE, on Inland Bills, recovery of,

109
Notes on recent Papers and Pamphlets

35, 181,

230, 277, 363
Notes, considered as money

10-11
natural basis of

12
issue on silver, Bank of England :

429
United States

415
Mr. Lowe's proposed Bill, 1873

173-174
£l, suppressed in England

136
Scotch

i 37, 166, 168, 170
question of revival of issue of, in connection with loss from
wear of coinage

319, 347, 355-356
Mr. Fowler's Resolution and Debate thereon in Commons 358-361
Alteration of number vitiates, legal decision (in Suffolk v. Bank
of England)

568-585
Country, suggested clearing of

100-101
United Kingdom, monthly averages, Oct. 22nd. 1881. to Sept. 23rd,
1882 (table)

592

PAGE.

NOTES, United Kingdom-continued.
comparison of position of fixed issues .

593
gross amount issued on Sept. 23rd, 1882

593
Scotland, Bank of Scotland

123
Exchanges of, at Edinburgh Clearing

157-161
optional clause"

129
£1

i 37, 166, 168, 170
sums under £1

131-132
Act of 1845 regulating issue

138, 139
Lord McLaren on state issue for

211-212
convertibility in

210-212
proportions of (table)

148
in 1815 (tables)

144-145
averages (tables).

147-148
computing of circulation by Scotch banks

211
Bank of France, report by Governor

549
German law of

172-174
United States, proportion to coin and cheques

106-107
National Banks, basis at Treasury

382, 391, 394-395
issue by Comptroller

391, 393
denominations

392
calling in of small notes

392, 415, 418
legal tender

392
payment and redemption

393-39.5
profit

396
restriction—not to be used for capital and loans. 399
Notes, PROMISSORY-
liability of endorser

40-41
on demand, question, Statute of Limitations runs from date of 177
law of (Bills of Exchange Act, 1882)

487
NOTING, of Bills

202
in Bills of Exchange Act, 1882:

475

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OBITUARY NOTICES

44, 228, 380,

502-509
OPTIONAL CLAUSE, of bank-notes

129
effects of

131
abolition of:

132
OVERDRAWN Account, agreement to secure, question, whether this

would rank as preference security in event of bankruptcy (with
answer)

419
with security, in case of bank failing, question, if security

must be delivered up if overdraught is paid (with
answer)

500
see Advances.

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PAGET (J. R.) The Married Women's Property Act, 1882

Purpose of Act : modifications it contains
Sections relating to accounts standing in the name of a married woman

on the 1st January, 1883, or subsequently
Clause excluding partners in private banks from benefiting in accounts

existing on 1st January, 1883
No indemnity provided for accounts opened subsequently to 1st January,

1833
Accounts in the sole name of a married woman to be at her absolute disposai
Refusal to honour a cheque may prove the foundation of an action
Banker not responsible for monies paid out before establishinentof title to

an account standing in the name of a married woman
Question between husband and wife as to ownership of a deposit:

method for obtaining a decision .

541

541
541

542

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542

PAGE.

542
542

542

542
542-346
546

546
546
546

546
546
547

547
547

284-293
189

362

Paget (J. R.)-continued.

Husband depositing money in his wife's name to defraud his creditors
Rules relating to accounts in joint names
Indorsement of a negotiable instrument

by a married woman
Rights relating to annuities .
Difficulties regarding questions of contract with married women
Minor points bearing on banking practice
Husband married after January 1st, 1883, liable for his wife's ante-nuptiai

debts to the extent of property coming to him through her
Married woman's power of disposal by will
Married woman dying intestate
Justification of a banker paying over a balance on å married woman's

decease
Provisions affecting Joint-Stock banks under the Act of 1870
Wife's liabilities with regard to investments
Proviso permitting a company to alter its bye-laws so as to exclude
married women from becoming holders of shares to which liability

attaches

Joint investments
PALMER (In re) Ex parte Richdale, report of case
PARLIAMENTARY PAPERS, Session 1882
PARTNERS : Questions with answers of the Council-

cheques signed by, as to payment after ng partner's

decease
signatures to bills : one partner signing as drawer, another

as endorser, as to payment

honouring signature of retired
of Scotch Banks (table)
PARTNERSHIP, resolution of Association of Chambers of Commerce :
PATERSON (William) his trading Company (1695)
PECUNIA, definition of
PECUS, in relation to money
PENALTIES, National Banks of United States
PENNY, origin of (see Evans)
PENNYWEIGHT, the
PLATE, deposited with banker, question of his lien on
Pondo, origin of pound
Post OFFICE, purchase of Government stock through
POUND, origin of (see Evans)

Tower.
PRICE (Prof. Bonamy) on Money

“How money does its work, notice
PRIZE Essay, subject and conditions for
PROMISSORY Notes, liability of endorser, question (with answer)

on Demand, question, if Statute of Limitations runs from date of

(with answer)
law of, (Bills of Exchange Act, 1882) :
PROPORTIONAL use of coin, notes, and

cheques in United States:
PROTEST, under Bills of Exchange Act, 1882
Pyx, Jury of the, test coinage

as ordered by “ The Coinage Act, 1870;;
verdict at trial, 14th July, 1880

419
212
148
227
124

3

2
389

63
64,70
170-177

82

227
63
70

2
181-5
518
40-41

177
487
106-107
489
300
336-344
345-346

QUESTIONS on points of practical interest (with answers)

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For Questions answered, see Adrances, Authority, Bills of

Exchange, Bond, Cash Order, Cheques, Company, Dividend
Warrants, Endorsement, Guarantee, Husband and Wife,
Interest, Lien, Loan Office, Notes-Promissory, Overdrawn
Account, Partners, Securities, Signatures, Stamp Duties.

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