Accident-and-health Insurance

Accident and Health accident insurance accident policy Accident Underwriters Conference accident-and accident-and-health insurance accidental death accidental means adjuster adverse selection agency agent amount ance application associations automobile average basis beneficiary benefits Bureau of Personal cancelable carriers Casualty Actuarial Casualty Actuarial Society claim commercial company's Conference companies contract cost cover coverage disability insurance disease double indemnity earnings effective elimination period employees expense experience factors Group Policy group-hospitalization Health and Accident Health Insurance Health Underwriters home-office hospital income increase Insurance Company insured's liability life-insurance limited loss ratio ment months moral hazard mutual noncancelable insurance occupation organization paid pany partial disability passenger payable payment Personal Accident policies issued policy forms policy provides policyholder premium rate principal sum protection reimbursement reinsurance renewal reserve result risks sickness Standard Provision Statistical suicide surgical tion total disability Travelers Insurance Company usually weekly indemnity weeks