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BANKS GENERALLY-(C’ntin'ed) | BILLS AND NOTES-(Continued)
taxation of shares ....

notice, addressed how..... 94
transferee .......

by agent ..............91, 92
Taxation, realty ....... 22

by principal ...,
stock .............

delay in giving.......
Unchartered banks . ......

enures to whom......

given to whom......
BILLS AND NOTES

omission to give.....
Acceptance of bills, accept-

oral or written.......
ance defined .........99, 108

personal or by mail....92,
after dishonor ....

subsequent dishonor .....
date .......

sufficiency ......
after dishonor ....... 99

time for
presumption . .........

waiver of ........
destruction or non-return

when dispensed with..
for honor .........

when party dead...
general ................

100

who may give.......
incomplete bill ....

to agent ..........
necessity .....

to insolvent
on bill or separate.

to joint party......
overdue bill

99

to partners ........
presentment for ....... 100 recourse on .......
promise to accept....... 99 referee in case of need....
qualified .........

General principles, altera-
referee in case of need....

tions ...................
requisites ........

99 ambiguity ................
time allowed for...

99 bill not assignment........
Actions on .............

129 certainty, in general.....
by assignee ........

130

collection fees ..........
defenses generally .

payment in installments. 75
extent of recovery.......

computation of time......
joint judgment ....

129 conditional promises .....
jurisdiction in equity....

currency for payment......
Bills in a set..............

date, ante-dating .........
Checks, acts applicable...... 107

for interest ..
certification or acceptance. 108

insertion by holder
false certification ...... 21

omission ..........
liability of bank........ 108

post-dating .............
parties discharged ..... 108

presumption ............
definition ..

107 definitions, acceptance..99, 108
larceny ........:

138

action, bank .
making without funds...... 142

bearer ................

108
operation as assignment... 108

hill ...... ......98, 108
presentment for payment.. 108

delivery, holder ........ 108
unchartered banks ........

indorsement -. ........82, 108
Consideration, accommoda-

instruments, issue ..... 108
tion paper ............

note, person
failure of .....

primarily i

109
illegal ....

reasonable time ...... 109
presumptions ......

secondarily.
• statement of ......

value ....

108
what constitutes .......

writing, written ........
who holder for value....

delivery ...............78,

108
Discharge, acts effecting.....

designation of payee.......
alteration .......

mistake .....

........
cancellation ............96,

necessity.
maker becoming holder....

facts affecting validity...
payment ................. 96

filling blanks .........
persons secondarily liable. 96 general requisites ........

renunciation of rights..... 97 how addressed to drawees. 98
Dishonor, non-acceptance.... 102 instruments operative as
non payment .............. 90

bill or note............79, 98

130

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BILLS AND NOTES— (Continued)
interest ......

........... 79
law merchant applicable.. 109
negotiability ....

contingent payment ....

duration .........
payable to bank, effect...:
payable on demand when..
payable to bearer when...
payable to order when....
promise to pay from par-

ticular fund .......
rules of construction..
seal .............
signature, ambiguous...

assumed name .....
by agent .
by procuration .....
forgery ............

necessity .............. 75, 79
statutory language unnec-

essary ........
trade name ......
title and operation of stat-

ute ..................
when payee nonexistent 77, 130

who may be payee........ 76
Liabilities of parties, ac-

ceptor ................. 86
accommodation parties ... 81
agent and representative. 79,

83, 88
ambiguous signature
drawee ...
drawer .......
indorsers ..

ambiguity ..........
joint ......
order of liability...
special indorsement

warranties .........
maker ........
personal representative ...
person not signing..

......
principal ....

80
several or joint construc-
tion .......

79
decedent ............... 130

indorser ...............
transfer by delivery...
when signature forged or

unauthorized ...........
Negotiation, by delivery....

81,
by indorsement, blank.... 82

conditional .........
qualified .............
restrictive ..........
special ....
striking out ........
to several indorsees.
transfer in part.....

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BILLS AND NOTES- (Continued)

transfer without..........

by agent ............. 88
what requisite to....... 81
when deemed made....77, 83
when necessary ........
where deemed made.... 83
where maker payee..... 107
where officer payee..... 83

where several payees... 83
by infant or corporation.. 80
by representative........83, 88
construction of ambiguity.
incomplete instrument ....
instrument indorsed spe-

cially .....
in breach of faith........
mode of .......
on payment by party sec-

ondarily liable .........
re-issuance ...............
Payment, by part secondarily

liable ....
discharge by ...........
for honor ......

105
in due course............84, 91
presentment for, at bank.. 89

by whom made..........
exhibiting instrument... 89
necessity .........88, 90, 102
place ...
time
day ..............

88
delay .......

90
hour
to acceptor for honor.....
to whom made........

partners ...........
party dead

several parties ......
waiver ...............

when dispensed with..
surrender of instrument
tender ......
time for .............

calculation ..............

grace ...................
to conditional indorsee....
to restrictive endorsee...

when officer payee..... 83
Protest, by whom made..... 103

bill lost or destroyed..... 104
certificate as evidence..... 96
fees ..................129, 137
for better security.........
for non-payment of bill. 103, 105
necessity ..........96, 102, 105
on a copy.............

104
place .......

.. 103
requisites ......

103
time for making...

103
waiver of .. ......

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BILLS AND NOTES—(Continued) | CHECKS—(Continued)

when dispensed with...... 103 Making without funds....... 142
Referee in case of need..... 98 Operation as assignment.... 108
• presentment to ...........

Presentment for payment..60,108
protest .......

Unchartered banks ......... 146
Rights of holder, changing
indorsement ............

CONTRACTS
defenses; title; notice

Acknowledgment ........... 128
effect of alteration

Bona fide purchasers.....131-135
filing blanks ...

Liability of estate of dece-
improper delivery ...

dent ..................... 130
inserting date ........

Made on Sunday............ 128
negotiation without au-

Recordation .........128, 131-135
thority ............

Remedies on ...........129, 130
presumptions ...........78,

Sale of personalty .......... 133
recourse on dishonor.......

Sale of merchandise in bulk. 133
re-issuance of paper........

Statute of limitations....... 130
restrictive indorsement ....

Void as to creditors......131-135
striking out indorsement..

When writing required. .....
transfer by infant or cor-

Writings payable to dead
poration ......

person ................... 130
transfer without indorse-

ment .................. COUNTERFEITING
treating paper as bill or

Apparatus for .......

145
note .....
.............

Possession of counterfeit.... 146
who holder in due course.

Punishment ......

145
who holder for value......

Uttering

.....

127

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DRAFTS-See Bills and Notes. | LIENS-(Continued)

Release of liens .........125-127
EMBEZZLEMENT

forms ...........

125
Agents and servants........ 139 infant or lunatic...... 126
Banks ........
21 recordation .......

126
Carriers .........

140 refusal to execute ..... 127
Fiduciaries ................

141
Indictment for.............. 139 LIS PENDENS
Officers .................... 139

Effect

121

Notice ..................... 121
FALSE PRETENSES
Cheating by

...141

MERCHANDISE
Prosecutions .......

Sale in bulk ......

.. 133

Recordation of transfer..... 133
FIDUCIARIES
Embezzlement .......

MINORS
Trust companies ...........

Bank deposits ............. 22

Negotiation of instrument... 80
FISCAL YEAR

Savings deposits ...........
Cities .....
Counties ............
Districts .....

MONEY-See Public Moneys.
State .....

Counterfeiting ..........145, 146

Depositories ..............57, 68
FORGERY

Designation in instrument.. 76
Apparatus for ....

Embezzlement ............. 139
Counterfeiting .... 145, 146

by carrier ................ 140
Official seals ..

. 141
145

by fiduciary ...
Public records ........

144

False pretenses, obtaining by 141
Uttering forgery ........ 146

Foreign currency ...........

55
Writings generally ......... 145

Legal tender ....

Levy on .....
INTEREST

Money of account...........
Depository

Statute of limitations.......
Legal rate .......

55

Unauthorized currency ..... 146
Loan associations ....

Unchartered banks ......... 146
Savings deposits..
Usury ........

MUTUAL INVESTMENT ASSOCI-

ATIONS
LARCENY

Attorney for process........ 53
Grand ....................

138 Certificate of authority....52, 53
Simple ...........

138 Examinations of ....
Receiving stolen goods.... .. 138 False accounts ......
Things savoring of realty.

Financial statement .......
Writings .......

Foreign associations

Insolvency, procedure ......
LIENS

Supervision of ...

53
Decrees ........
Deed of trust. .............109-113

NEGOTIABLE INSTRUMENTS-
Executions ..........116, 121-124
docketing .............

124

See Bills and Notes.
failure to return

...... 120
levy ..................

LA 121

NOTARIES PUBLIC
quashing ..............
. 123 Appointment ........

136
release of lien........ 127 Conservator of peac

136
sale under .......... 121, 122

Fees ......

137
successive executions

S..... 123
Number ..

136
termination of lien.
124 Powers

136
Judgments ..........

..114-120 Protests .......
docketing .........

.115, 119 Qualifications ..............
enforcement ........ ..117-120 Records ..... ..........103, 137
Lis pendens ................ 121 | Removal from office......... 130

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NOTARIES PUBLIC-(Continued) | SAVING BANKS
Residence

136 Authority to do business.... 24
Seal .....

By-laws and regulations......
Signature

137 Chapters applicable .........
Term
......

Certificate of deposit.....

Deposits ..............
NOTES-See Bills and Notes.

dividends ...........

in other banks.....
PUBLIC MONEYS

interest .......
Account of expenditures....

investment .........
Annual report of auditor.... 64 limitation of ........

27
Appropriations, account of...

married women ....

27
balances in report.........

minors ......
excessive expenditures ...

pass books .........

30
expiration .................

receipt ..............
limitation of expenditures. 62

refusal .............

27
Books of auditor and treas-

regulations
urer ...................

repayment
County depositories ........68-72 return .......
Disbursements ........60, 61, 64 trust ..........
funds in county depository

unclaimed ....
how made from treasury.. 59 Dissolution ......
limitations on ............ 62

Dividends ......
moneys paid into treasury

Examination, by circuit court
by officers or institu-

by commissioner ..

......
tions ................... 67 by legislature .....
requisitions .............60, 66

by trustees .......
time for presentation of

Incorporation ..
treasurer's check ....... 60

Loans .....
warrant of auditor.......59, 60

investments .........
Examination of fiscal affairs 66 to officers or agents. ....
Fiscal year ................. 65 Members, meetings
Individual accounts .........

removal .......
Public money defined...

removal from
State depositories ....

-60 withdrawal ..........
bond ... ............20, 57 Officers and agents......
designation ...............

loans to .......
Unlawful expenditures ..

unlawful investments
When claim barred ..........

suretyship ........

Powers ..................
PURCHASERS

President ................
· Bona fide ................131-135 Real estate ............
Defined ...................:

135 Reports to legislature..
Recordation of writings... 131-135 Reserve fund

Supervision.
RECEIVING STOLEN GOODS

Trustees ...
Prohibited ..
......... 139

compensation ......
Punishment ................ 138 examinations by ....... 32

liability ...............
RECORDATION OF WRITINGS

loans to ...
Contracts generally .....128, 134 meetings ...
Decrees .

powers ...............
Deeds
..................128, 134

quorum
Executions .

...... 124

removal ................
Judgments

suretyship ......
Lis pendens ................ 121 unlawful investments .....
Releases ................... 126

vacancy .... .............

Vice President ...........
SALES

Merchandise in bulk........ 133 SILVER COIN
Personalty in general....... 133 Legal tender ..............
Recordation ........ ....133-1351 Levy of execution on........ 121

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