Depository institutions deregulation act of 1979: hearings before the Subcommittee on Financial Institutions of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-sixth Congress, first session, on S. 1347 ....U.S. Government Printing Office, 1979 |
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5 페이지
... passbook accounts . 115 Interest on reserve requirements 116 S. 1347 should move independently 118 Present regulation Q situation unfair to small depositors .. 120 Respect the dual system of banking 122 S. & L.'s finance 80 percent of ...
... passbook accounts . 115 Interest on reserve requirements 116 S. 1347 should move independently 118 Present regulation Q situation unfair to small depositors .. 120 Respect the dual system of banking 122 S. & L.'s finance 80 percent of ...
5 페이지
... passbook accounts , have suffered the most . During a period of high inflation , it is particularly unconscionable for the Federal govern- ment to prohibit small savers from receiving the return on their deposits that is available to ...
... passbook accounts , have suffered the most . During a period of high inflation , it is particularly unconscionable for the Federal govern- ment to prohibit small savers from receiving the return on their deposits that is available to ...
31 페이지
... passbook rate at commercial banks . It is my understanding that Secretary Blumenthal will address this question as ... pass- book rate , as it is now in New England . Let's go to the top of page 10 , gentlemen . At this point , I would ...
... passbook rate at commercial banks . It is my understanding that Secretary Blumenthal will address this question as ... pass- book rate , as it is now in New England . Let's go to the top of page 10 , gentlemen . At this point , I would ...
33 페이지
... passbook rate at commercial banks . There is a problem with the potential spread of 1/4 percent between the NOW rate and the passbook rate at commercial banks ; there is more serious problem with the potential spread of 1⁄2 percent ...
... passbook rate at commercial banks . There is a problem with the potential spread of 1/4 percent between the NOW rate and the passbook rate at commercial banks ; there is more serious problem with the potential spread of 1⁄2 percent ...
34 페이지
... passbook balances . Therefore , the natural inclination of depositors to combine return and convenience results in NOW bal- ances which are higher and more stable than balances traditionally maintained in either checking accounts or ...
... passbook balances . Therefore , the natural inclination of depositors to combine return and convenience results in NOW bal- ances which are higher and more stable than balances traditionally maintained in either checking accounts or ...
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asset powers authority average balance Bankers bill Chairman checking accounts commercial banks committee competitive Congress consumer loans cost Court customers demand deposits depository institutions differential disintermediation earnings effect enactment England Federal credit unions Federal Home Loan Federal Reserve Board Federal Reserve System Federal savings financial institutions FSLs funds higher Home Loan Bank housing impact income increase inflation interest rate ceilings investment issue Jake Garn legislation loan associations Loan Bank Board market rates member banks million minimum balance money market certificates mutual savings banks N.O.W. accounts nonmember NOW's offer NOW accounts passbook payment of interest percent period permit problem rate controls regulation Q regulatory reserve requirements S&Ls savings accounts savings and loan savings deposits savings institutions Secretary BLUMENTHAL Senator CRANSTON Senator MORGAN Senator PROXMIRE service charges share draft accounts share draft program small saver Subcommittee thrift institutions tion transaction accounts Treasury usury ceilings VRMS