"HAVE BOUGHT GOLDEN OPINIONS FROM ALL SORTS OF PEOPLE."-Shaks. ROBERT CLARKE & CO., PRINTERS, CINCINNATI. [1867.j THE NEW YORK 246127 ASTUR 1902 Entered according to Act of Congress in the year 1867, by J. B. BENNETT, In the Clerk's Office of the District Court for the Southern District of Ohio. INSTRUCTIONS FOR INLAND BUSINESS IN A Separate Book. NEW AOBK Brief History-The Spirit of Insurance-Defense of Fire Insurance—Notable Facts-Insurance not a Game of Chance - Insurance a Duty-Duty to |