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evidence that it was in fact given to secure its con- THE TEMPLE NEWSPAPER LAW tinuance, and Kay, J., held that mere continuance of the

REPORTS. cohabitation was not enough to raise the presumption that the bond was given in consideration of future cohabitation.


Morris v. SALBERG.-Action against Execution Creditor for It will be seen that neither of these cases goes much

Directing Seizure by Sheriff of Plaintiff's Goods, Plaintiff not being further than negativing the existence of immoral con

Execution Debtor.Direction Endorsed on Writ by Solicitor.Scope sideration, or the presumption of it in the particular of Solicitor's Authority. Respondent Superior:- Whether Endorse

ment Amounted to Direction in Law.—Defendant recovered judgcase. In re Henderson, however, we get something ment against Morris, plaintiff's son, and issued fi. fa. against him. like a general rule, for Stirling, J., laid down the doc- Defendant's solicitor endorsed fi. fa. : “The defendant is a trine that the question in all such cases was one of fact, gentleman who resides at Same Park, Llandysil, Cardiganshire.” depending upon the provisions of the deed and the That address was in fact that of plaintiff, and not of his extrinsic evidence afforded by surrounding circum

son, but the sheriff of Cardiganshire levied at Same Park,

and his action was ratified by defendant and his solicitor. stances attendant upon its being given. In the older

Action brought against sheriffs was stayed. Present action cases the fluctuation of the current of decision is pro

being brought against execution creditor, the jury found bably to be ascribed to the conflicting claims of the man, that the sheriff seized the goods of the plaintiff, instead of those whose temporary infatuation has been, perhaps, heavily of his son, because he was misled by the direction he received paid for, and on the other, of the woman, who has for- from defendant's solicitor, and assessed damages. Stephen, J., feited so much for his sake. Circumstances,” we however, entered judgment for defendant, holding the endorseknow of old, “alter cases."

ment on the writ was not a direction in law. Held (by Lord Esher, M.R., Fry, and Lopes, L.J.J.), that the decision of

Stephen, J., must be reversed, for that the endorsement made MANY eminent solicitors are getting up a demonstra

by the solicitor might in law be a direction to the sheriff to tion for the purpose of indicating the confidence and

seize the particular goods taken, that the jury having found the

sheriff was misled, thereby the execution creditor was rendered respect entertained for the Attorney-General by their

liable by the act of his solicitor. branch of the profession, and to express their sympathy with him in the matter of the recent attack that has been made against his conduct and reputation. It was BAINBRIDGE v. Smith.—Company. -Articles of Association.also being mooted that at the meeting of the Bar on

Meaning of Vacation of Office of Director:- Whether Provision Saturday, the opportunity should be made available for Applicable to Directors Appointed by Agreement with Vendors to a similar purpose. Sir Edward Clarke, the Solicitor

Company.Director's Qualifying Shares.- Meaning of Term"hold

ing in his own right.—Amongst the articles of association of a General, has, however, written to the Times deprecating limited company was one providing that the office of director such a proceeding. “I know,” says Sir Edward Clarke, was to be vacated, inter alia, “if he ceases to hold the required “that the Attorney-General is so far from desiring any amount of shares or stock to qualify him for the office, or do action of this kind that he will certainly not attend the not acquire the same within one month after election or meeting, unless he is fully assured that no such attempt appointment." Held (by Cotton and Lindley, L.J.J.), that will be made to pledge the Bar, as a body, to the

this provision had no application to managing directors expression of any opinion with regard to incidents and

appointed by an agreement with the vendors to the company conduct which cannot as yet be fully and properly qualification of a managing director should be “ the holding in

adopted by the articles. Another article provided that the discussed."

his own right of shares or stock of the company of the nominal

value of £25,000.” Per Cotton, L.J., the words “in his own When a propensity cannot be cured, it is wise to

right” mean a beneficial holder including a mortgagor, the endeavour to control, or at least to guide it, so as to

dicta of Jessel, M.R., in 'Pulbrook. v. Richmond Consolidated minimise the evil its indulgence might cause.

Mining Company, 9 Ch. Div., 610, dissented from. Per Lindley, Most

L.J., that those dicta having been acted on so long, exception men are born speculators. They commence in child- ought not now to be taken to them, and that in his own hood with buttons and marbles, and they finish up right” has acquired by usage the meaning that the shares either on the stock market or the racecourse, the former

shall be held in such a manner that the company can safely more reputable than the latter. If people then will deal with the holder as if he held them as his own. dabble in stocks and shares, a journal performs a useful task in enquiring and investigating into the character, LUMLEY v. BROOKES.- Action by Solicitors for Bill of Costs and conduct, and ability of Chose to whom the public are

Disbursements.Defendant not Appearing, though Alleginy and accustomed to resort for advice. For it is notorious

Counterclaiming for Negligence.-Right of Plaintiffs to Judgment that with the eminent exception of the three gentlemen

and not merely to Order Directing Taxation.-Action by firm of whose names have appeared prominently in these

solicitors against a client to recover amount of bill of costs and

disbursements. Defence, no retainer, and negligence and columns, and two others—it may be three or four others

counterclaim for damages for negligence in conducting action - a great majority of persons who invite the public to in which costs incurred. Defendant did not appear at trial and trust them as honest guides, are unworthy of credit for Kay, J., holding plaintiffs had proved the retainer, made an honour or skill. Men whose time would seem more order referring the bill to the taxing master for taxation, relegitimately and usefully employed in helping their

serving costs of action and adjourning further hearing with mothers at home to turn the mangle, or in vending (by Cotton, Lindley, and Fry, L.J.J.), that the plaintiffs were

liberty to apply, and declined to make any other order. Held small articles for domestic consumption, hold themselves out as guides and mentors of that gullible por

entitled to have the counterclaim dismissed with costs, also to

judgment for the amount claimed, subject to taxation, with tion of the public who think that because a man calls costs. himself a broker he may be trusted. These men, too, by their mode of action, reflect much discredit on the

QUEEN'S BENCH DIVISION. whole calling. In these circumstances we conceive

Bishop et al. v. ConsoLIDATED CREDIT CORPORATION.that our interviewer has done good public service in Bills of Sale Acts.Bill of Sale in Consideration of the Sum finding out three gentlemen of responsibility and

of £30

now Paid.Consideration Truly Stated.-Cheque to integrity. But we are by no means to be understood Order of and Indorsed by Grantor Taken Away by Gruntee and as in any wise advocating Stock Exchange speculations. £25 158. applied in Paying out Distress.—Plaintiff, a tenant, What we only profess to say is, that if you are deter

owing her landlord £21 for which he had distrained, raised mined to speculate, and you are about to resort to a

money to pay out the distress by a bill of sale to defendants. dealer, mind you are careful whom you select, and our

The bill of sale was expressed to be granted in consideration of

“the sum of £30 now paid.” A cheque drawn to plaintiff's interviewer has taken some trouble, according to the order was produced to her and endorsed by her, but the defendbest of his judgment, to guide you aright.

ants' agent then took it away, cashed it, paid the landlord and the broker £21 and £4 15s., and afterwards handed plaintiff the

balance. WE regret to hear of the indisposition of Lord Justice

Held (by Hawkins and Charles, J.J.), affirming the Bowen, one of the kindliest, as well as ablest, judges

judge of the City of London Court, that though the payments

were made in good faith the consideration was not truly stated, on the Bench,

and the bill of sale was void.



audience." The committee suggested that the words “ or pre-" should be struck out, on the ground that on the evidence before the committee it was detrimental to the public interest, in that

suitors were often deprived of the assistance of counsel in SIXTH ANNUAL STATEMENT.

those cases in which their assistance was much needed. It constantly happened that counsel were kept waiting in court for a

whole day, and sometimes for a longer period, without the case At the annual general meeting of the Bar, held in the Old in which they were engaged being heard by the judge. The Dining Hall, Lincoln's-inn, on the second Saturday in Trinity effect was that counsel declined to attend the court altogether, or Sittings, 1888, the following members of the committee retired required an increased fee. The committee are glad to say that the by rotation : Sir Horace Davey, Q.C., M.P., Messrs. R. B. Finlay, words were struck out of the Bill as they suggested, and Q.C., M.P., R. A. Baysford, Q.C., G. Pitt-Lewis, Q.C., M.P., County Court judges will now have full power to make regulaÅ. B. Buckley, Q.C., W. Ü. Renshaw, Q.C., E. W. Byrne, tions for the orderly transaction of the business of their courts. Q.C., H. F. Boyd, G. Farwell, C. E. H. Chadwyck Healey, This alteration is of the more importance in consequence of the Howel Jeffreys, M. Ingle Joyce, W. W. Knok, E. L. Levett, increased jurisdiction, and it is hoped that barristers and others Decimus Sturges, and E. P. Wolstenholme.

will now have better information as to the time when casos in To fill the vacancies caused by the retirement of the above- which they are engaged will be called on. With that view, the named members, twenty-six candidates were duly nominated, Bar Committee have prepared blank forms for daily lists of and at a poll held during the week ending the first Saturday in County Court business, and have supplied these with stamped Trinity Sittings, the following received the largest number of and directed wrappers to the Registrars of all the Metropolitan votes, and were duly declared elected by the chairman : Sir County Courts. These will be posted in a frame outside the Horace Davey, Q.C., M.P., Messrs. R. B. Finlay, Q.C., M.P., G: door of the Inner Temple Dining Hall. The notice board has Pitt-Lewis, Q.C., M.P., W. C. Renshaw, Q.C., E. Cutler, Q.C., been erected by the Benchers of the Inner Temple, who at E. W. Byrne, Q.C., S. Hall, Q.C., H. F. Boyd, F. Evans, G. once acceded to the request made by the Bar Committee that Farwell, Howell Jeffreys, M. Ingle Joyce, W. W. Knox, R. H. they would do so. Pinhey, Decimus Sturges, and E. P. Wolstenholme. Six hundred

CIRCUITS. and fifty-two voting papers were received, but a large number were delivered after the close of the poll, and were therefore

The Bar Committee regret that it does not appear that it has rejected.

yet been found practicable to carry out the scheme for the cirThe committee appointed Mr. Gilbert G. Kennedy to be a

cuits which was understood to have been approved by the member of the committee in the place of Mr. Horace Smith,

judges early in 1888. The serious evils arising from the one who has ceased to practise at the bar.

judge system still continue on most of the circuits. It would At the first meeting of the committee after the election, the

be useless to repeat the arguments that have been frequently Right Hon. Sir Henry James was re-appointed chairman, Mr.

urged by the Bar Committee, as they are well-known, both to W. F. Robinson, Q.C., vice-chairman, Mr. E. P. Wolstenholme,

the profession and the judges. A copy of a report by Mr

Justice Cave on “Circuits” has been forwarded to the Bar treasurer, and Mr. Lofthouse, honorary secretary. At the last annual general meeting, Messrs. Yarborough

Committee by his lordship. This almost entirely meets the Anderson and R. B. Haldane were re-appointed auditors.

views of the committee, and they trust that it will have an During the past year the Bar Committee have had their atten

important influence in remedying evils which are now of long tion directed to numerous subjects affecting the Profession, and

standing. During the year resolutions have been passed by the amongst others the following:

North-Eastern, South-Eastern, and Midland Circuits, and the members of the Northern Circuit practising in London, and

forwarded to the Bar Committee. These have been approved The Lord Chancellor having forwarded to the committee a by the committee ; they relate principally to the trial of quarter copy of the Land Transfer Bill, with an intimation that he sessions' prisoners at the assizes, and express an opinion that would be glad to consider any observations upon the clauses such prisoners should be tried at quarter sessions. Copies of which the Bar Committee might be disposed to make, a report the resolutions, together with the report of the Bar Committee, on the Bill was drawn up by a sub-committee, consisting of Sir have been laid before the Lord Chancellor, the Lord Chief Horace Davey, Messrs. Rigby, Channell, Byrne, Kenelm Digby, Justice of England, and all the judges. It is hoped that the Dunning, and Wolstenholme, and adopted by the committee. desired object will be effected by the Assizes Relief Bill (which, This report was necessarily of considerable length, and a large it is understood, will be re-introduced into Parliament early in amount of time was devoted to its preparation by the sub-com- the session), and that the result will be that the time now occumittee. The committee are glad to know that this report and pied by the assizes will be considerably shortened, and that contheir former report on land transfer were very fully considered sequently the courts in London will be able to sit for longer by the members of the Select Committee of the House of Lords, periods to dispose of more important business. by whom the Bill was considered. SITTINGS OF THE QUEEN'S BENCH DIVISION.

A joint committee was appointed by the Bar Committee and A joint committee was nominated by the Bar Committee and the Incorporated Law Society to consider the question of the the Incorporated Law Society to consider the subject of the promulgation, from time to time, of new rules of the Supreme sittings of the courts of the Queen's Bench Division. The joint Court. The joint committee consisted of Messrs. W. F. committee consisted of the chairman and the vice-chairman of Robinson, Q.C., Cozens-Hardy, Q.C., F. A. Bosanquet, Q.C., the Bar Committee, and Messrs. Finlay, Q.C., Channell, Q.C., M. Ingle Joyce, and R. Vaughan Williams, nominated by the W. Rann Kennedy, Q.C., Kenelm Digby, W. Graham, R. Bar Committee ; and the President, Vice-President, Messrs. Vaughan Williams, and R. S. Wright, nominated by the Bar Hollams, Hunter, and Markby, nominated by the Incorporated Committee ; and the President and the Vice-President of the Law Society. The joint committee considered that it was imIncorporated Law Society, Mr. John Hollams, Sir Henry

Watson portant in the interest of the public, and for the convenience Parker, Mr. Henry Roscoe, Mr. J. W. Budd, Mr. William of the members of the Profession generally, who have charge Walton, Mr. J. M. Johnstone, and Mr. F. K. Munton, nominated of those interests, that a sufficient opportunity should be by the Incorporated Law Society. A report was drawn up by afforded them for the consideration in draft of any proposed the joint committee and adopted by the Bar Committee and the rules. Many of the rules involve matters of detail in procedure, Incorporated Law Society, and copies of the same were laid be- in respect of which the practitioners in the Supreme Court, fore the Lord Chancellor and the Lord Chief Justice of Eng- both barristers and solicitors, have necessarily a very large land and th: judges. At the request of the Lord Chief Justice, experience, and would be able to render very material assistance. a deputation from the joint committee had an interview with A communication was addressed to the Lord Chancellor, signed his lordship and three of the judges for the purpose of discuss- by the vice-chairman of the Bar Committee and the President ing the suggestions contained in the report. The committee are of the Incorporated Law Society, requesting his Lordship to glad to say that most of these suggestions have been carried give the subject his favourable consideration, with the view of out, and it is hoped that the result will prove to be advanta- making arrangements so that the Bar Committee and the Incorgeous, both to the profession and the public, by lessening the porated Law Society might have an opportunity of considering uncertainty as to the time when actions will come on for trial, new rules of court in time to make any suggestions thereon and the consequent expense of keeping witnesses in waiting. before the same came into force. In reply, his Lordship stated COUNTY COURTS.-County Court CONSOLIDATION Bill, 1888.

that he fully recognised the material value of the assistance

which members of both sides of the Profession are capable of This Bill was fully considered by the committee, and a report rendering in the passing of rules of the Supreme Court, and thereon was prepared and placed in the hands of the legal mem

that any suggestions with reference to legal procedure coming bers of the grand committee, and many of the suggestions in from the Law Society and the Bar Committee would be received the report were adopted. As to clause 72, evidence was re

with interest and considered with the greatest care, and his ceived by the committee from members of the Bar, from Lordship invited both those associations to aid the judges with whom they learnt that instances had occurred in which a county

such suggestions from time to time. court judge had, in deciding as to the order in which the busi

FEES CHARGED TO BARRISTERS FOR SEARCHING THE ROLLS. ness of the court should be transacted, felt himself fettered by the words of the clause as it then stood, which gave the barrister The Bar Committee having been informed that, -under the a right to appear, “but without any right of exclusive or pre- rules and regulations of the Record Office of the 1st May, 1887


a fee was charged to barristers having occasion to search the

CORRESPONDENCE. rolls, the committee communicated with the Master of the Rolls, calling his attention to the fact, and asking his Lordship to consider whether the privileges which had previously been. [The Editor does not necessarily agree with the statements and opinions granted to the Bar might not be restored to them. His Lord- of his correspondents.] ship thereupon made the new rule of the 1st of August, 1888, which ordered that the fees should be remitted in the case of

To the Editor of Pump Court. any barrister desiring to consult records of a later date than the year 1760 for the purpose of obtaining instruction for himself, SIR, -As I feel convinced that “thou wouldst that truth should or for literary use, or to use as citations by way of authority to prevail at thy court" at all cost, I am emboldened to make a the court, and not for the purpose of obtaining information as slight correction or two upon your interviewer's gleanings from to facts to be used by or between other parties.

the New York Life Company's general manager.

To-day, I took Pump Court to the club to have a quiet read SITTINGS OF THE CHANCERY DIVISION.

over, and when I came to your interviewer's adventures I rubbed In November last a joint committee was appointed by the Bar

my eyes thinking that the somnolent effect of the ease and comCommittee and the Incorporated Law Society for the purpose

fort around had sent me off into a dose, and ihat the facts of

American Life Assurance history had become disarranged in of preparing a report on the sittings of the Chancery Division. The joint committee consisted of Messrs. W.F. Robinson, Q.C.,

consequence ; but I found that all the rubbing of the eyes in

the world could not alter the paragraph as printed. Here it is : Romer, Q.C., Cozens-Hardy, Q.C., W. C. Renshaw, Q.C., E. W.

“ In answer to that, I would advise you to read our prospectus. Byrne, Q.C., Methold, Decimus-Sturges, Ingle. Joyce, Farwell, and Vernon Smith, nominated by the Bar Committee; and the

However, I can say that we were the first to introduce Tontine

Endowment Insurance here, and from time to time the original President, Vice-President, Messrs. J. Addison, J. W. Budd, J. Hollams, H. L. Pemberton, H. Roscoe, W. H. Gray, H. J.

plan has been improved upon, by adding all the most notable and Francis, and Thomas Rawle, nominated by the Incorporated

valuable features which life insurance experts have yet disLaw Society.

covered, and in consequence of this our non-forfeiting free

Tontines is the latest and most improved form of policy issued In January the joint committee made a preliminary report:

by any office." They were of opinion that it was absolutely necessary for the Naturally on reading this, question after question came into efficient disposal of business in the Chancery Division that an

my mind and arranged themselves somewhat after this order :additional judge should be appointed, so that two judges of the

1. What company invented the tontine system of life Chancery Division might sit continuously for the trial of

assurance ? witness actions ; that the occasional services of a judge attached

2. What company from time to time improved the original to the Queen's Bench Division would not meet the difficulty;

plan ? that the new judge should be a permanent judge, familiar

3. What company started the non-forfeiting or semi-tonwith the principals of equity and the practice of the Chancery tines ? Division. In the opinion of the joint committee, the

4. What company invented and first issued the free tontine details of any rearrangement of business could not be

policy ? usefully suggested or reported upon until it was known

5. What company made all its policies incontestable and unwhat judicial staff would be provided for working it. The

disputable, and by its example compelled all other companies to joint committee had considered various suggestions for facili- follow its example ? tating the business of the division ; but they were of opinion

6. What company first started immediate payment of claims that any further report would be more usefully made when it

on completion of proofs of death, in the place of long delays of is known whether or not an adequate staff would be provided

months and even years ; and a long list of other improvements, for the speedy and effective administration of justice in the both of the tontine and other forms of life assurance ? Chancery Division.

The answer to these questions stood out clear and distinct : The preliminary report was afterwards adopted by the Bar

The Equitable Life Assurance Society of the United States Committee and the Incorporated Law Society, and sent to the Lord Chancellor.

was the pioneer of all these improvements, and force of cir

cumstances compelled other life offices to follow in its CONGRESS ON INTERNATIONAL LAW, BRUSSELS, 1888.


There can be no doubt but that the Equitable stands as the The Lord Chancellor forwarded to the Bar Committee an great monument of truth in life assurance and other companies invitation to representatives from England to attend the Con- dwell in its shadow, and in the mystery of that shadow our friend gress, with a request that the Bar Committee would nominate Fisher-Smith seems to revel. some gentlemen for the purpose. Unfortunately, the invitation At the Club here I have not dates by me of all the facts rewas not received until the middle of the Long Vacation, when lating to the history shadowed forth in the above questions. it was found impossible to procure the attendance of any repre- But briefly put it is as follows: sentatives from the English Bar.

In 1869 the Equitable invented and started what was the

original tontine policy, and in 1871, when in Manchester, I advoTHE ROYAL COURTS OF JUSTICE.

cated insurance in both tontine life and endowment policies. The sub-committee, which now consists of Messrs. S. Hall,

At that time there was no suspicion of any form of tontines on Q.C., W. W. Knox, English Harrison, Bargrave Deane, and

the New York Life's prospectus, but in the latter part of the Farwell, in July last submitted to the principal secretary of

next year, I learnt that the New York bad adopted the Equitable the Lord Chancellor suggestions (based on a report made by

form of tontine policy. one of their number) for the improvement of the fittings of the

Some years afterwards the Equitable, to meet the want of various courts and the better accommodation of the Bar, urging

the public, introduced the semi-tontine policy with its nonthe necessity for an additional robing-room near the Strand

forfeiting clauses. Then in the early part of the next year entrance, and the desirability of having a barrister's room in

(somewhere about April), the New York again adopts the the building

Èquitable, new form of tontine policy, and calls it the latest Some of these suggestions were attended to during the Long departure in life assurance, making people believe that they Vacation, and in October and November last further representa

originated that form of policy. tions were made by the sub-committee, with the result that the

Then some three years ago I can remember being at a grand fittings of the courts have been considerably improved, and the

banquet at the Hotel Metropole, at which President Hyde was sub-committee have been given to understand that endeavours

present ; in fact, it was given in his honour by Mr. Parker. will be made to sapply an additional robing-room, and that the

President Hyde gave a clear history of the formation of the possibility of providing a room in the building for the use of

Equitable Society, touching upon all the improvements introthe Bar will be further considered.

duced by the Directors of the Equitable into its policies, both

tontines and ordinary life, and wound up as a grand climax with FINANCE.

the new free tontine policy; and when I was in America last

year I found that from private information given me that i From the above statement, which does not by any means was the intention of the New York Life to copy that form of exhaust all the work which has come before the committee policy also, aud make it its leading feature. Now I note they during the past year, it will be seen that the amount of work call it “Our Non-Forfeiting Free Tontine is the latest and to be done by them has considerably increased, and the labour most improved form of policy issued by any office.” falling on their honorary secretary has become very serious. It Verily friend Fisher-Smith has not left any of his native is plain that the work of the committee cannot be properly done assurance behind him when he "yellow-stoned" your interwithout the assistance of a salaried officer, but the number of viewer with one of his marvellous descriptions from out of the subscriptions received annually does not permit of any proper mysteries of the shadow of truth. salary being paid. The committee therefore appeal to the Your interviewer appears to have gone away astounded at members of the Bar to subscribe in larger numbers, so as to give the New York's new business of £26,000,000. What would he the committee the assistance of a salaried officer, and thus have done had he had it whispered into his ear that the Equitenable them properly to dispose of the increasing work which able did over £32,000,000. Verily he would have been wafted falls on them.

into Wonderland, there to wander through eternal space,

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dreaming of that grand total of human misery relieved and popular with all who can appreciate stimulating yet atoned for by the loving Providence of thousands of husbands wholesome fiction. and fathers. In anticipation, I thank you for your courtesy in allowing By A. Raye Butterworth, LL.B., solicitor, formerly of

The Practice of the Railway and Canal Commission. me a space in your valuable “Court” to place truth on its proper pedestal.

the Inner Temple, barrister-at-law. (Butterworths).Your obedient servant,

This is a supplement to the able work by the same LOUIS E. DE RIDDER. author, viz., A Treatise on the Law relatiny to Rates

and Traffic, which we reviewed in our issue of 13th of

March last. This supplement, however, will be found UNDER THE PUMP.

of independent use, and is an exceedingly handy and portable manual for practitioners in the Commissioners' Court, and cannot, at the same time, fail to be useful to

any one of the numerous persons interested in or A Strange Message. By Dora

affected by the Traffic Acts. The notes and the arrangeRussell. Three vols. (London:

ment of them are admirable, but the index it is which Sampson, Low

& Co).--Legal most claims our commendation. Old readers of Pump readers of fiction, and there are

Court know how strongly we have had sometimes to innumerable members of both

condemn what would otherwise be good books on branches of the profession who account of faulty or incomplete indexes ; if, indeed, find their pleasantest form of

any law book can be said to be other than bad if the recreation in the perusal of the index is weak. We can cordially recommend the little creations of the romancist's fertile

manual. brain, might well dub this clever

The New Law and Practise of Railway and Canal Traffic. By and exciting story “The Great

Robert Woodfall, of the Inner Temple, barrister-at-law (Wm. Personation Case,” as the plot turns

Clowes & Son, Lim.), 1889.—This volume gives us at length upon the curiously audacious per

the Railway and Canal Traffic Act, 1888, and the rules of procesonation of a dead woman by her sister. Miss Dora Russell is an

dure to be observed in the constitution of the Railway adept at the art of weaving intricate and Canal Commission, with notes embodying cases


more important points. The book will prove, we and fascinating plots, and it would therefore be distinctly unfair to her, as well as to her readers, to reduce

lieve, a useful contribution to the literature dealing with questheir interest in the perusal of her clever book by indi

tions to be litigated in that Court, from the eminently accessicating in any but the most shadowy manner the

ble form in which the author has compiled his treatise, and the ingenious problem upon which the plot hinges.

useful and readable introduction, or sketch of previous legislaSuffice it that we are introduced to a certain James

tion on the subject. The rules of procedure, so lately issued, Biddulph, a handsome, distingué man, rich, but given here, will be found wanting in many of the treatises living a life of comparative seclusion, in itself sugges

which were earlier in the field. tive of mystery and romance. We guess at once that Books received :-Select Pleas in Manorial and other there is a turned-down page in this man's life-story, a Seignorial Courts. Temp. Henry III. and Edward I. page probably blotted and blurred-one which, if he Edited for the Selden Society by F. W. Maitland. could, he would gladly forget. It is not, therefore, (Bernard Quaritch). altogether surprising to find that the “strange message” which gives its title to the book is one which is received by Leonora Stewart, the heroine, a charming A CHESS match took place on Tuesday, April 2nd. Scotch girl, and that it warns her that James Biddulph, between the Inner Temple and the Middle Temple the man whom she has learned to love, and from whose It was played at the British Chess Club, 37 King-street lips she is hourly expecting a proposal, is not a man Covent Garden, by the kind invitation of the members with whom she should associate, if she has any regard A previous match was drawn. Mr. L. Hoffer adjufor her honour and her peace of mind. A hot-blooded dicated upon unfinished games. young lover, one Alick Fraser, who would lay down his

SCORE. life for a kind word from Leonora, complicates matters,


MIDDLE TEMPLE. and we soon find ourselves confronted alike with a

Atherley Jones, M.P. 0 D. C. Leck

1 murder and a mystery. From that moment the novelist

E. Abinger


1 holds our attention in a dual chain, and with admirable R. Butt

J. Raren

1 art she contrives not only to throw suspicion, with all W. Davisthorpe

H. W. Trenchard the damning circumstantial evidence conceivable, upon H. G. Givinner

F.0. Tillyard an innocent man, but also to maintain inviolate until

L. Heddon

F. Lankester
T. Hewitt

1 an advanced stage of the story, the mystery which

L. Sergeant
H. Jacobs

1 A. H. Stewart environs the personality of the individual whose name

W. W. Mackeson, Q.C. 1 is written on James Biddulph's turned-down page, and

Rhys Davids
Geo. Morrison

Newton whose wiles and machinations constitute the unknown C. P. Huggins

Symons personage, the evil genius of the story. But A Strange Ormsby

0 Dr. Dillon Message is not entirely and solely a story of sensational Temple

1 Gordon incident. Many clever character sketches enliven the

W. B. Woodgate

1 Barnet author's pages, and we get glimpses of pleasant people


7} and pleasant places, as well as studies in the romance of crime. Indeed, A Strange Message is a peculiarly readable story, free from vulgarity or anything offensive, although the scene in which the personation

TEMPLE CHURCH.—APRIL, 1889. problem is solved-or rather attempted to be solved- April 14.-Palm Sunday.—Morning : Te Deum Laudamus is somewhat grim and ghastly, and it will certainly add in F(Attwood); Jubilate Deo, in F (Attwood); Anthem,"Glory to its author's reputation. Tolucid and vigorous diction, honour, praise, and power" (Mozart). Evening : Magnificat Miss Russell adds an exceptional power of plot-weaving,

in F (Attwood); Nunc Dimittis, in F (Attwood); Anthem, and while her characters are life-like, her incidents are

“ Who is this?” (Kent). exciting, without outrunning the limits of probability.

April 19.-Good Friday.-Morning : Te Deum Laudamus, In a word, A Strange Message is a decidedly well

Chant ; Benedictus, Chant; Anthem, “ He was despised written and well-conceived story, romantic, sensational,

(Handel). Evening : Magnificat, Chant; Nunc Dimittis,

Chant; Anthem, "He was despised" (Hopkins). yet not extravagant or vulgar. The author does not impose too great a strain upon her readers' credulity,

April 21.-Easter Sunday.-Morning : Te Deum Laudamus

in C (Boyce); Jubilate Deo, in C (Boyce); Anthem, “Behold nor does she insult their common sense or their good

I shew you a mystery." Evening : Cantate Domino, in taste, and the result should be that her clever style and

D (Attwood); Deus Misereatur, in D (Attwood); Anthem, well-directed efforts should render her latest story “Blessed be the God and Father" (S. S. Wesley).







average loss ratio for the past five years has been under
55 per cent. compared with a loss ratio for the preced-
ing five years of 64 per cent. While the dividend

As the Atlas of mythology supported

been restored from 15 per cent. to 20 per

share, it reserves have been strengthened by Atlas Assurance on his shoulders the pillars on which the

£90,000. It is scarcely then a

is scarcely then a matter of
Company. world rested, so with equal ease his
modern namesake of the assurance

surprise that the shares to-day stand in the market at world supports the weight of the assurances it has

23 as against 131 five years ago. That a new, vigorous

but cautious hand has been at the helm of manageassumed to carry. On Friday, the 29th of March, there

ment during the last five years is abundantly evident. was held at the company's house, in Cheapside, the 81st Annual General Court of Proprietors, and the

We have always said that in insurance inatters it is the

man not the machine that determines success. The deposits and accounts that were there presented show

cautious foresight evinced by the manager in building that, because an office has become an octogenarian in years, there is no reason why it should lose the full

up reserves corresponding to the expansion of busivigour of virility. A few years since, this company

ness is one well worthy of imitation by other offices, was lapsing into a state of non-progression, and bade

and the absence of which we have had frequently fair to assimilate to that position that we have pointed

cause to complain of. The statement of the chairman out often becomes the condition of offices that have

at the last three annual meetings showed that some

£12,000 had been saved each year by the discontinugrown old, and at the same time wealthy. With Life Funds of a sufficient calibre to carry them over each

ance of insurance on properties which the manager successive valuation, they often become increasingly

considered too risky, and events proved he was right,

for these were burnt within the period mentioned. apathetic as the years go on.

The head office of this company at 92, Cheapside, is The Atlas, however, has sprung into new life and

conducted with a clockwork regularity, precision, and vigour under the present able management, and now

smoothness, if we may use the term, which few other bids fair to place itself well forward in the van of leading companies. Its new business for the year shows

offices equal, and none surpass, while the branch

offices in Pall Mall, at Bristol, at Leeds, Liverpool, an increase over that secured in the preceeding, and amounted to nearly £400,000. For a few years past,

Manchester, and Glasgow, all show signs of a new the new business has been going steadily up, and if the

vitality infused into them from the parent office.

But the Atlas does not now limit its work to the great increasing ratio which has characterised the past is maintained, we may look for an advancement in this

insurance centres of the Kingdom. Some four or five particular that could hardly be expected, considering

years ago, soon after the installation of the present the age of the office. It is a matter of pleasure to have

manager, Mr. Pipkin, the Company embarked in foreign

fire business, and we believe we are right in stating this to note, for it sustains our old contention that there

that the loss rate in this business for the whole time is exists no reason why a life assurance organisation should not be in as healthy and growing a state at 500

but slightly over 50 per cent. If to this be added about

30 per cent. for commissions and expenses, we get a years as it was at 50.

rough idea of the profit that has accrued in this departThe premium income showed anincrease, as would be naturally expected, but owing to the exceptionally

ment of risks, viz., 20 per cent., which is a very hand

some showing. We have rated the expense as high as large amount of single premiums received, was not as correspondingly greater than the previous years, as it

30 per cent., because it can never fall far short of this

when the expenses incident to careful watching of would otherwise have been,

the risks are considered. The Life Assurance Fund was also augmented during the year, and showed the fine array of figures comprised

All these good results in both departments, Life and in £1,397,288.

Fire, have been attained by the Company since the On the disbursement side of the accounts we find the

accession to office of the present secretary and actuary. claims were £120,052. This was after sums re-assured had been deducted, but include reversionary bonus

On Tuesday, April 2nd, the 42nd additions. The amount expended in commissions and British Empire annual general meeting of the British management expenses was not as large as the increased Mutual Life Empire Mutual Life Assurance Company accession of new business would seem to call for, being

Assurance Co.

was held at the Cannon Street Hotel, and £16,700, which is not a heavy per centage of the

42nd annual report of the directors was premium income when compared with that of other submitted to the members, together with the accounts Offices who push for new policy holders. Other items and balance sheet for the year 1888, in the form rewere of a nature satisfactory to shareholders and assur- quired by statute. Mr. John Runtz, chairman of the ing to all interested in any way.

directorate, presided, and in moving the adoption of As the last quinquennial valuation was for the five the report said that 2,406 proposals were received, years ending December 25th, 1884, one will come in amounting to £968,041, resulting in 2,036 policies for due course at Christmastide of this year. What the £834,315, with a new annual premium income incident result of this will be is not our province to anticipate, thereon of £27,996. During the year 300 policy-holders even if we possessed the power; at the same time we had died, the claims in consequence of which, with have a feeling instinctively and otherwise that the bonus additions, amounted to £92,854. The number of Atlas is now on the up grade to greater successes and a deaths was below the number expected, and the claims more prosperous career than ever it has enjoyed here- in consequence were less than those of the previous tofore, and we shall watch its future with renewed year by £13,881. The total premium income (less reinterest.

assurance premiums paid to other companies) is In the Fire Department the premium income has ex- £190,654 ; and the total income from all sources is perienced increasing figures in each succeeding year £261,288. for several years past, and amounted to £187,432 in the This office is conducted on the strictly mutual prinyear just ended. The ratio of losses to premium was ciple, and all surplus income is added to the accumu53-8 per cent., which compares favourably with the lated fund for distribution to policy-holders at each general annual average of other first class offices, being triennial valuation. The surplus income for the past considerably under the experience of many of them. year was £83,625, out of which £16,754 was paid to Five years is a very fair period in which to take a sur- policy-holders as cash bonus, and £1,706 allowed in revey of the progress of the business. The Atlas record duction of premium, leaving £65,165 as the net addition in this respect shows its annual fire premium income to funds. The average rate of interest obtained on the to be as nearly as possible double that of five years ago. invested securities (which are all of the highest class) We believe this growth of business has taken place side exceeded £4 78. 6d. per cent. The Accumulated Life by side with a very exhaustive weeding-out of much of Fund at the close of the year stood at the handsome the business which had been on the books for many figures of £1,277,266. years. The accounts of this company show that the The British Empire Mutual has made rapid strides

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