Actual Dividend Histories of Policies of $1,000 Issued in 1913.

American 32% Reserve Basis.

Year

Ordinary Life

Age 25

Age 30

Age 35

Age 40

Age 45

Age 50 Ending Prem. $20 63 Prem. $23 42 Prem. $27 05 Prem. $31 83 Prem. $38 30 Prem. $47 15 Divi- Net Divi- Net Divi- Net Divi- Net Divi- Net Divi- Net dend Cost dend Cost dend Cost dend Cost dend Cost dend Cost

Prem. $29 74 Prem. $32 63 Prem. $36 21 Prem. $40 70 Prem. $46 54 Prem. $54 33

Total $16 94161 50 18 69177 09 $20 92196 34 $23 65220 55 $27 32 251 92

$32 12293 86 Average Yearly Cest for 6 Years

$48 98

Prem. $49 18 Prem. $49 96 Prem. $51 12 Prem. $52 96 Prem. $55 99| Prem. $61 04

1919 Dividends and Net Cost of Insurance on Policies of $1,000.

Total $13 29110 49 $15 13 125 39 $17 42144 88 $20 40170 58 $24 36205 44 $29 60 253 30

Total $16 94161 50 $18 69177 09 $20 92 196 34 $23 65 220 55

$27 32251 92 $32 12 293 86

Total $29 12265 96 $29 76270 00 $30 58276 14 $31 90 285 86 $33 90302 04 $36 95329 29

Cash or *Loan Values on $1,000 Policies.

"The Loan Value during the third year is the Cash Value at end of third'year, and so on for other years

Age at Issue.

3 Years.

5 Years.

198

191

176

183

368

57 153 265 401

59 156 270 410
60 159 276

62 163 282 427

63 166 288 436
65 170 294

174 301

446

456

178 308 466

186 322

486

191 329 497

508

69

144

150

$25

$163

$393

$664

163

393

393

163

393

162

392

162 392

162

392

162

392

161 392

161

391

15 Years.

Yrs Yrs Yrs Yrs Yrs Yrs Yrs Yrs Yrs Yrs Yrs Yrs Yrs Yrs Yrs

3

11122

22222

678

Months.
Years

Months.
Years.

Months.

Years.

Months.

Years.

Months.

Years,

Months.

Years.

Months.

Years.
Months.

Years.

Months.

Years.

Pure End.

Years.
Pure End.

Years.
Pure End.

Years.

Pure End.

01580

34445

78889

12222

22222

886600

55555

22222 5554

2

ය

65309

999

Paid-up Values (Nonparticipating) on $1,000 Policies.