Flitcraft Life Insurance Manual, 29±Ç

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A. J. Flitcraft, 1916

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102 ÆäÀÌÁö - American experience table of mortality with interest at the rate of four and one-half per cent, per annum...
5 ÆäÀÌÁö - A provision that all statements made by the insured shall, in the absence of fraud, be deemed representations and not warranties...
557 ÆäÀÌÁö - ... all statements purporting to be made by the insured shall in the absence of fraud be deemed representations and not warranties, and no statement or statements not endorsed upon or attached to the policy when issued...
284 ÆäÀÌÁö - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
459 ÆäÀÌÁö - ... by filing written notice thereof at the Home Office of the Company, accompanied by the Policy for suitable endorsement thereon. Such change shall take effect upon the endorsement of the same on the Policy by the Company and not before.
49 ÆäÀÌÁö - In consideration of the application for this policy, which Is hereby made a part of this contract, the Mutual Life Insurance Company of New York promises to pay at its home office, In the city of New York, unto...
268 ÆäÀÌÁö - ... unless the total indebtedness thereon to the company shall equal or exceed such loan value at the time of such failure, nor until one month after notice shall have been mailed by the company to the last known address of the insured and of the assignee, if any.
474 ÆäÀÌÁö - Irrespective of any other cause of disability the entire and irrecoverable loss of the sight of both eyes, or the severance of both hands at or above the wrists, or of both feet at or above the ankles, or of one entire hand and one entire foot, shall be considered as total and permanent disability...
465 ÆäÀÌÁö - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...
234 ÆäÀÌÁö - Physical Examinations and Autopsy: The insurer at its own expense shall have the right and opportunity to examine the person of the insured when and as often as it may reasonably require during the pendency of a claim hereunder and to make an autopsy in case of death where it is not forbidden by law.

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