AGRICULTURE, ITS ESSENTIALS AND NON-ESSENTIALS; INCL & DING AN EXAMINATION OF THE PROPERTIES or GUANO AND OTHER MANURES-By H. N. FRYATT, Belleville, N. J. NEW YORx: T. L. MAGAGNOS & Co., Publishers. This is a pamphlet of 60 pages; containing much information which The selecwill be found interesting and useful to the agriculturist. tion and proper application of fertilizing agents requires more knowledge than can be derived from the observation and experience of the practical farmer unaided by the lights of science. And owing to a want of information upon this subject, his land becomes less valuable, and his labor less profitable from year to year. The object of the author is to give a better direction to the labor of the husbandman. In his introduction he says: "The design of this work is to assist in dispelling, if possible, some of the mists which yet appear to envelope the operations of Agriculture. There is no good reason, in this enlightened age, why so simple and important a branch of home occupation should be involved in the slightest obscurity, or that any positive uncertainty should attend the labors of the husbandman. So bountiful is nature in providing for thwants of the races that draw their support from her bosom, that it would seem almost impossible to prevent her yielding a full abundance to all who labor for it. Yet success in agricultural operations, does not always follow; faiy ures occur in favorable seasons, when all the "elements of fertilite are apparently present. Why is this? Something is expected from man himself." And something more than physical labor and the sweat of his face is required: he must study the laws of nature, and the properties of matter to ensure the highest degree of success and the best rewardi of his labor. The work is for sale at the Book Store of Keith & Woods, Markes street. THE WESTERN JOURNAL AND CIVILIAN. The XII. Volume of this work being now complete, the proprietors will be prepared in a few days to furnish it bound to those who have purchasad the preceding volumes. They have yet on hand and for sale a small number of copies of the entire work, and a larger number of the New Series at the following prices The entire work, 12 volumes, well bound, $27 00 WESTERN AND JOURNAL Sivilian M. TARVER & H. COBB, Editors and Proprietors. VOL. XII.-O.S. 6, N. S. SEPTEMBER, 1854. NO. 6. TABLE OF CONTENTS. ARTICLES. ART. VI-SAVING BANKS-HOW THEY GET RICH............ .......... PAGE. 381 399 400 408 415 420 428 JOURNAL OF DISCOVERIES AND IMPROVEMENT IN THE ARTS. GALVANIZED IRON. McCulbough & Co.'s works. Process of manufacturing. Its uses, &c.... 430 BANKS AND BANKING. location, capital, stocks deposited, notes issued, and description of State Stocks filed by the Free Banks...... ILLINOIS BANKS. Report of the Bank commissioners on the number Number of children attending School in the United States, during the year, according to the census returns of 1850..... Colleges, academies, schools, number of teachers, &c., in the United E Western Journal and Civilian. LEVENTH volume of full series and fifth volume of New series just bound--both sets for saset il vols, for $25,09, New Series 5 vol 0; Subscription per year $3,00. FARVER & COEB, 73 Chesnut str. Agents: E.A. DUBREUIL, Santa Fe New Mexico; JOHN E. REARDON, Little Rock, Arkansas; W. G. LE DUC, St. Paul Minn.; J. C. MORGAN, New Orleans La. Attorneys. PHILIP PIPKIN, Jr. Attorney at Law, Hillsboro', Mo. EDWARD MEAD & CO., Importers and Dealers in WATCHES, CLOCKS, JEWELRY, TABLE and Pocket Cutlery, Solid Silver and Plated Ware, Musical instruments, Daguerreotype Stocks, Fancy Goods, and CALIFORNIA ARMS. American and Rocky Mountain Ritles, Colt's Revolvers, Steel Rifle barrel and Holster Pistols, Bowie Knifes, and a large assortment of hunting opparatus.-importing our foreign goods directly from the Manufacturers in Europe, we have superior advantages, and will sell to our customers equally as low as the New York Luporting Houses, and would invite the attention of dealers and purchasers to our large stock of HEREFORD, Attorney at Law, Indepen-Watches, Silver and Plated Ware, Accordeons, store. Refer to Messrs. Thomas & Todd. Smart & Hughes, Coleman & Dallam, Independence, Mo.; Hon. Wm. Scott, Hon. Thos. L. Price, George W. Hough, Jefferson City, Mo.; Tutt & Watson, M. Tarver, Esq., H. Cobb, Esq., St. Louis, Mo. Notary Public. ADOLPH KEHR, Notary Public, Mo. 11, Fourth street, opposite the Court House. ANTHONY V. HOFER, Notary Public and Conveyancer, Office: Southeast corner of Second & Walnut streets, next to C. Witter's Book Store, St. Louis, Mo. Land Agency Notice. WORTHINGTONG, SNETHEN continues to practice Law in the Supreme Court; to attend to cases before Congress; to prose cute Claims and settle accounts against the Departments and Boards of Commissioners; to procure Patents at home and abroad; to obtain Pensions and Bounty lands; to collect debts, dividends, legacies and inheritances in any part of the United States and in foreign countries; to make investments of funds in Loans and Stocks and on Bonds and Mortgage, and to negociate the purchase and sale of Leans, Land and Patent-rights in any State of the Union. Particular attention paid to California Land Title cases coming up to the U. S. Supreme Court on appeal. Communications prepaid, addressed to W. G. SNETHEN, 5, Carroll Place, Capitol Hill, Washington, D. C., will meet with prompt attention. ENERAL AGENCY at Dubuque, Iowa, for U public lands, real estate, military land warrants, payment of taxes, investigation of titles, amicable collection of debts, and all other business within the legitimate sphere of an Agent's duties, by CHARLES CORKERY, Brushes. DINGS & CO., importers of German 47 Main street. St. Louis, Mo. English twist double and No. 54 Maio, corner of Pine Street, St. Louis. AWITTER, 38 Walnut street, corner of 2d, U. St. Louis, Mo. German and French standard works, Novels and School Books. Blank Books, Writing Papers, Music Paper, Slates & Ink, Engravings, Prints, Steel Pens, Inkstands, &c. - Printing and Binding executed in the best manner. Orders for England, France and Germany are executed at the shortest notice. ONATHAN College. JONES COMMERCIAL COLLEGE, St. Louis, Mo., incorporated by the General Assembly, January 24, 1849. With full authority to "grant diplomas, award degrees, confer honors, and exercise all and singular, the privileges common to Commercial Colleges, authorized by law in other States."-Charter, Sec. 2. Young Gentlemen wishing to prepare themselves for business pursuits, are respectfully invited to call daring business hours and exam- N. B. For CIRCULARS containing information in regard to the terms, the course of instruction and all business connected with the above, call at the "Book-keeping Department," corner of Fourth and Chestnut streets, or address JONATHANJONES, St. Louis, Mo. C. Roofs. Y M. & H. M. WARREN. manufacturers of Warren's Improved Fire and WaterProof Composition Roofs, and Roofing Materials, which are kept constantly on hand and for sale (with directions for use) to those in the country who may desire to adopt this mode of roofing. Office and Manufactory, cast side Second street, between Almond and Poplar, St. Louis, Mo. Office hours from 10 to 11 clock, A. M., and 4 to 5 P. M. Horse Shoring. TORN MULLERY, Premium Horse shoer in the alley, opposite the Post Office, will s usual, pay particular attention to the various discases affecting the feet of horses, and will guarantee to give general satisfaction in either of the above departments. Fire, Hull and Cargo Insurance. THE COLUMBIA INSURANCE CO. OF S. C. CAPITAL STOCK AND SURPLUS-ALL PAID IN-$200,000. This Company continues to take risks upon HULLS & CARGOES, BUILDINGS, CONAll losses promptly adjusted and TENTS, ETC. paid at office in Rankin's Building, southeast Corner of Pine and Main streets. J. S. CHEW, Agent. Citizens' Insurance Co. of Missouri. ..$350,000. CAPITAL....... THE Citizens' Insurance Company of Missouri, continues to insure against loss or damage by fire, in the city and country, also against loss or damage by sea and all inland navigation, and on hulls of steamboats, upon the most favorable terms. All losses adjusted liberally and paid promptly. DIRECTORS. P. A. Berthold, F John B. Sarpy, Nere Valle, W. D. WOOP, Secretary. St. Louis Insurance Company. OFFICE, Southwest corner of Main & Olive str. .$300,000. CAPITAL... Insu [nsures against loss by sea, river, lake, canal, &c., and also against fire in the city and country. DIRECTORS. Jas E. Yeatman, Charles Miller, Laurason Levering, Geo. K. McGunnegle. G. K. McGUNNECLE, President. THOMAS WELSTER, Secretary. Globe Mutual Insurance Co. of St.Louis. Office, S. W. corner of Main & Chesnut streets, second floor. Capital stock secured and paid $153,000, being increased to $200,000. W. W. GREENE, President. J. H. LUCAS, Vice President. W. BROCKWAY, JR., Secretary. Insures against Marine and Fire losses, and returns 50 per cent. of profits to customers in proportion to premianus. Losses liberally adjusted and paid. Missouri State Mutual Fire & Marine Flowers. LORA GARDEN.-This establishment contains a collection of Plants and Flowers not excelled, perhaps, by any in the United States. Of ROSES alone there are 230 varieties; and the proprietor has devoted ten years to storing his HOT-HOUSES, 420 feet long, with specimens of rare and beautiful plants, and flowers from almost every part of the globe The garden is pleasantly situated on South Seventh street and affords a delightful retreat from the noice and dust of the city. A comnodious SALOON has been fitted up and will be supplied with Confectionary, Ice Creams, and other refreshments suitable to the season and the place. Spiritous liquors are excluded from the premises. Bouquets of the richesflowers and most tasteful combination furnisht ed throughout every season of the year. March 1853. Foundry. G. GEBEL. ROLIN CLARK, PHILANDER BRALEY. JOHN RENFREW.. ALEXANDER CROSIER. AGLE FOUNDRY AND ENGINE SHOP, E North-west corner of Main and Biddle streets. Manufacturers of all kinds of machinery, boilers and sheet iron work, portable circular saw mills always on hand, all orders executed with fidelity and despatch. Sales. UMURRAY & DORMAN, Iron Railing M Manufactory, as of Chean, bet. 8. & 10. streets, continue to manufacture at the above establishment, all kinds of plain and ornamental iron railing, balconies, bank and jail doors, in-book safes, fire-vaults, iron window shutters, Insurance Company of St. Louis. Capital $300,000, and constantly creasing. OPEN Fire Policies granted, and Term Policies, for any period from thirty days to six years. DIRECTORS: D. D. Page, S. M. Edgell, F. Ray, J. S. McCune, B. W. Alexander, E. Wyman, D. A. January. S. M. EDGELL, President. C. S. Greely, C. H. Peck, H. D. BACON, Treasurer. F. B. Homes, Secretary. Office in Exchange Building, Southwest corner of Main and Olive streets. Commission Merchants. B. MERRILL, Refer to M. Tarver, Esq., St. Louis, Mo. & iron awnings, lightning rods, bedsteads, gratings, and in fact, any thing which can be formed of iron. Saddlery. GRIMSLEY & CO., Dealers in all kinds 1. of Saddles, Bridles, Harness, Trunks, Carpet Bags, &c., No. 68 Main street, fou doors below Clive st.. St. Louis, Mo. Liquors and Wines. CHARLES DERBY, Wholesale Dealer in Foreign Liquors and Wines, Domestic Liquors, and that well known "Star" Brand of Rectified Whisky, No. 71 Levee, (entrance from Levee and Commercial Street,) St. Louis. A Forwarding Merchants, Commission and JOHN LOUGHBOROUGH, Attorney and Counsellor at Law, office No. 66 Pine Second Street, between Vine Street and Wash-street, near Third, (adjoining that of the Clerk ington Avenue, St. Louis, Mo. of the Supreme Court. |