306

COCHRAN, RICHARD ELLIS

CLEVELAND LIFE INSURANCE COMPANY, Cleveland, O. Organized 1907; capital paid in, $250,000. Wm. H. Hunt, president; F. F. Prentiss, first vice-president; M. J. O'Donnell, second vicepresident; L. Q. Rawson, secretary; W. D. Sayle, treasurer. The company transacts life, accident, and health business.

CLEVELAND LIFE UNDERWRITERS' ASSOCIATION, was organized in May, 1889. The original officers were: F. A. Kendall, president; J. W. Lee and W. B. Hillman, vice-presidents; J. C. Trask, secretary; O. N. Olmsted, treasurer. The present officers elected at the annual meeting in May, 1915, are: President, E. B. Hamlin; vicepresident, J. W. Pickard; second vice-president, W. H. Whitney; secretary, Hoyt W. Gale; treasurer, O. M. Olmstead.

CLOVER LEAF CASUALTY COMPANY, Jacksonville, Fla. Organized 1912; capital, $100,000. F. H. Rowe, president; R. Y. Rowe, secretary; C. Y. Rowe, treasurer.

COCHRAN, GEORGE IRA, president of the Pacific Mutual Life Insurance Company, was born near Toronto, Canada, July 1, 1863. He removed with his parents to Japan in 1873, where the family resided until 1879. In the latter year his father returned to his former home at Toronto, where George entered Toronto University and where later he was called to the bar. He went to Los Angeles in 1888, and became actively interested in many of the business enterprises of southern California. He is a director of the Citizen's Trust and Savings Bank, Los Angeles Trust and Savings Bank, Southern California Edison Company, and of many other corporations. He was also vice-president of the Conservative Life Insurance Company. and became president of the Pacific Mutual Life shortly after those two companies were consolidated in 1906. He is also treasurer of the University of Southern California and member of Los Angeles Civil Service Commission, trustee State Normal School and director Los Angeles Y. M. C. A.

a

COCHRAN, RICHARD ELLIS, third vice-president and director of the United States Life Insurance Company, was born June 24, 1849, in York, Pa., of Scotch-Irish and German ancestry. He was educated in public and private schools, and his early vocation was that of a printer. Afterwards he was a coal operator. He went into the life insurance business thirty-one years ago with the United States Life Insurance Company of New York, of which he is now third vice-president. Mr. Cochran was elected president of the National Association of Life Underwriters at the annual meeting in 1898. He was president of the Life Underwriters' Association of New York in 1896 and vicepresident of the Pennsylvania Society of New York in 1900. He is also a director of the Crex Carpet Company of New York, president and director of The Dairy Supply Company of America, and trustee of the Empire City Savings Bank of New York, vice-president and director of the Hygie Ice Co. of New Jersey, director of the Prairie Grass Furniture Company, New York.

COLORADO ASSOCIATION OF LIFE UNDERWRITERS

307

COHEN, MAX, insurance journalist, was born at Lowenberg, Germany, January 26, 1846, and came to the United States when a lad of twelve years, taking up his residence at Washington, D. C. In the early part of 1862, while serving his apprenticeship in the printing office and not much more than seventeen years of age, he enlisted in the Third Indiana Cavalry, but after three months' service, being stricken down with southern fever, he was discharged as a minor.' When General Early, with his Confederates, made the raid into Maryland, Max promptly re-enlisted for the defense of Washington, in the company hurriedly formed at the government printing office. On the completion of his apprenticeship he went to work on the Washington Chronicle, and in the course of time became its advertising manager. He resigned that position in 1876 to engage in the printing business. Prominently identifying himself with fraternal orders, he studied their life insurance features, and made strenuous efforts to secure a more reliable system and the creation of proper reserve funds. This led him, in 1886, to dispose of his printing business to engage in life insurance. In 1889 he discontinued that business and established the insurance journal Views to advocate federal regulation of insurance. To his energetic efforts is largely due the prominence given to this subject in Congress, and the identification of insurance with corporations engaged in inter-state commerce in the congressional enactments creating the department of commerce and labor. Mr. Cohen is author of "Garfield Souvenirs," "Gems of Press and Pulpit," and other works which have attained popularity.

COLE, WILLIAM Q., ex-insurance commissioner of Mississippi, was born in Holmes county, Mississippi, June 28, 1856. He received his education in the common schools, and has been successively printer, bookkeeper, superintendent's clerk, and traveling auditor of a railroad and state auditor. He was elected to the latter office in 1899, taking his seat January, 1900, and became insurance commissioner, in addition, under the new law creating a state insurance department in 1902. He was elected insurance commissioner by the popular vote in November, 1903, for the term beginning January, 1904, and expiring January 20, 1908. In January, 1908, he was elected president of the Lamar Life Insurance Company of Jackson, Miss.

COLONIAL LIFE INSURANCE COMPANY OF AMERICA, Jersey City, N. J. Organized in 1897 to do an industrial and ordinary business; capital, $250,000. Ernest J. Heppenheimer, president; George T. Smith, vice-president; Charles F. Nettleship, second vicepresident; Dunbar Johnston, secretary and treasurer; Samuel R. Drown, superintendent of agents; George A. Huggins, actuary.

COLORADO ASSOCIATION OF LIFE UNDERWRITERS was organized at a meeting held in Denver, April 7, 1906. Officers were elected as follows: President, J. P. Cullum, Union Central Life; vice-president, J. S. Edwards, Etna Life; second vice-president, A. H. Stewart, Union Mutual; secretary, W. Rolla Wilson, Washington

308

COLUMBUS MUTUAL LIFE INSURANCE COMPANY

Life; treasurer, W. W. Booth, Provident Savings. The present officers, elected at the annual meeting in February, 1915, are: President, Charles M. Reich, Continental Life, Utah; vice-president, Meyer Harrison, Penn Mutual; second vice-president, J. A. Culbreath, Northwestern National; secretary and treasurer, Ralph F. Taylor, Mutual Life.

COLORADO, INSURANCE SUPERVISION IN, 1883-1915. The state insurance department of Colorado was organized in April, 1883, the state auditor being charged under the statute with the duties of supervision as superintendent of insurance.

The legislature of 1907 created a separate insurance department, providing for the appointment of a commissioner, deputy commissioner, and actuary. The commissioner under the act is appointed by the Governor for a term of two years from February 1, at a salary of $3,000. [See Cyclopedia for 1913-14 for list of former officials.] E. R. Harper is the present commissioner, appointed in 1915.

COLUMBIA LIFE INSURANCE COMPANY, Cincinnati, Ohio. Organized 1902; capital, $181,800. F. G. Cross, president; S. M. Cross, secretary; I. P. Boggs, assistant secretary; W. F. Robertson, vice-president and treasurer; F. B. Reins, superintendent of agents; E. W. Hyde, actuary.

COLUMBIA LIFE AND TRUST COMPANY, Portland, Ore. Organized 1906; capital, $200,000. William M. Ladd, president; T. B. Wilcox and S. P. Lockwood, vice-presidents; M. M. Johnson, secretary and actuary; Edw. Cookingham, vice-president and general

manager.

COLUMBIAN NATIONAL LIFE INSURANCE COMPANY, THE, of Boston. Organized 1902; capital, $1,000,000. Arthur E. Childs, president; Francis P. Sears, vice-president and comptroller; William H. Brown, secretary and treasurer; Walter I. King, actuary.

COLUMBUS LIFE UNDERWRITERS' ASSOCIATION was organized in January, 1912, by Columbus, O., agents, and the officers elected were: President, Fritz A. Lichtenberg, Massachusetts Mutual; vice-president, Albert Speaks, New England Mutual; secretary, C. C. Hills, Mutual Benefit; treasurer, Lot T. Brown, Union Central. The present officers, elected at the annual meeting in January, 1915, are: President, M. D. Donham, National Life, Vermont; vice-president, W. E. Hoyer, John Hancock; secretary, C. R. Garvin, Connecticut General; treasurer, Ralph W. Hoyer, John Hancock; executive committee, Albert Speak, New England Mutual; Fritz A. Lichtenberg, Massachusetts Mutual; Benjamin F. Lewis, Connecticut General; Edward B. Gerlack, Equitable; H. P. Goetz, Connecticut Mutual.

COLUMBUS MUTUAL LIFE INSURANCE COMPANY, Columbus, Ohio. Organized 1908; capital paid in, $125,900. C. W.

COMMONWEALTH LIFE INSURANCE COMPANY

309

Brandon, president; W. B. Carpenter and N. G. Spangler, vicepresidents; D. E. Ball, secretary and actuary; E. A. Reeder, treas

urer.

COMMERCIAL CASUALTY INSURANCE COMPANY, Newark, N. J. Organized 1909; capital, $375,000. C. W. Feigenspan, president; David O. Watkins, vice-president; Harry C. Mitchell, vicepresident and general manager; W. Van Winkle, secretary; J. H. Shale, treasurer.

COMMERCIAL LIFE INSURANCE AND CASUALTY COMPANY, Savannah, Ga. Organized 1910; capital, $100,000. The company reinsured in the George Washington Life Insurance Company in 1914.

COMMERCIAL TRAVELERS' EASTERN ACCIDENT ASSOCIATION, Boston, Mass. Organized 1904. T. Henry Mayo, president; William D. Rand, James B. Lord, Elmer E. Carpenter, vice-presidents; Ira F. Libby, secretary. The association writes accident insurance only, under the Fraternal Laws of Massachusetts.

COMMERCIAL TRAVELERS MUTUAL ACCIDENT ASSOCIATION OF AMERICA, THE, Utica, N. Y. Organized 1883. Henry D. Pixley, president; George S. Dana, secretary.

COMMISSIONERS AND

SUPERINTENDENTS

OF INSURANCE, LIST OF. [See Insurance Departments and also National Insurance Commissioners' Convention.]

COMMONWEALTH

BONDING AND CASUALTY COMPANY, Fort Worth, Tex. Organized 1911; cash capital, $300,000. The company was placed in a receiver's hands in 1915.

COMMONWEALTH CASUALTY COMPANY, Philadelphia, Pa. Organized 1906; capital, $100,000. I. N. Stevens, president; E. S. Cook, secretary.

COMMONWEALTH LIFE INSURANCE COMPANY, Louisville, Ky. Organized 1904; capital, $413,765. J. D. Powers, president; Darwin W. Johnson, secretary and treasurer; I. Smith Homans, assistant secretary and actuary.

COMMONWEALTH LIFE INSURANCE COMPANY, Omaha, Neb. Organized 1909; capital, $169,255. Frans Nelson, president; Paul Wupper, vice-president; F. G. Uehling, secretary; A. B. Detwieler, treasurer; J. M. Emery, actuary; Ira E. Atkinson, superintendent of agencies.

The Southern States Life, Charleston, W. Va., changed its name to the George Washington Life, and the Georgia Life changed its name to the Georgia Casualty. The Farmers' National Life of Syracuse, N. Y., changed its name to the Farmers' and Traders' Life Insurance Company, capital, $200,000. The Bankers Accident, Des Moines, Ia., reorganized as a stock company, capital, $100,000.

The Knights of the Maccabees of the World changed its name to The Maccabees, Detroit, Mich., and the Knights of the Modern Maccabees was merged with The Maccabees.

The following New York state mutual liability and workmen's compensation companies were organized: American Mutual Compensation Insurance Company, New York City; Brewers' Mutual In