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e Application Agreements and Complete

Policy Forms of Seventy-Four
19
actor FoLife Insurance Companies
8 9

010
We

Ader
Premium Rates (Participating and Nonparticipating), Letters Re
Reserve Bases, Cash Values, Extended Periods, Loans and
Paid-up Values. Reserve Tables, Preceded with Net Premiums

by the American 3%, 372% and 4%, on Ordinary Life; 10, 15 16
Der and 20-Premiums Life; 10, 15 and 20-Year Endowment; M
1021.2. and on 20-Premiums (First-Year Term and 19 Pre-

miums) Life and 20-Premiums (First-Year Term and
21A 19 Premiums) Endowment Policies, American 3%

and 31%; Modified Preliminary Term and Select
De A and Ultimate Reserve Values on Life Policies

Paid-up in 20 Years on the American 390

and 392%; and also on 1, 5, 10, 15 and amon
3.50
23 304 20-Year Term Policies, American WA
a vela

roer 3% and 3%2%; Compound Inter..19.000apata
DE 250

est Tables, Etc., Etc.
16 am ....toei-rasil
2020

Joel-eari
8819

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21.BM

PUBLISHED BY
HEA also.150-88.BMM
te yale

A. J. FLITCRAFT
cat.
21983

SUQ-1
te teid 609-615. Maple Avenue, Oak Park, Ili., U. S. A. and
300

8001
Copyright 1914, by A. J. Flitcraft

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* Aetna Life ......Jan. 1, 1901.... 1850-1901.

Jan. 1850 American Cent..

Jan. 1. 1908..

1899-1908. Apr. 1899 American Natl.. Mar. 05-June 07 June 30, 1907...

Mar. 1905 Atlantic Life....

Jan. 1, 1902

1900-1902. May 1900 Bankers, Iowa .. Oct. 31, 1911

Sept. 1879 Bankers, Neb..........

87-02 Jan. 1, 1902.. May 1887 Bankers Reserve.

Jan. 1, 1908

Mar. 1897. Mar, 1897 Berkshire Jan. 1, 1908. 1901 - 1908.

1851-1901.... Sept. 1851 Canada Life:

Aug. 1847 Capitol Life.. Aug. 1, 1905.

Aug. 1905 Central Life.

Jan. 1, 1908.

1896-1908... Feb. 1896 Columbian Nati. Sept. 1902.

Sept. 1902 Conn. General...

Jan. 1, 1901.

1865-1901. Oct. 1865 Conn. Mutual... April 1, 1882.

1846-1882. Dec. 1846 Continental L.&I Feb. 1904..

Feb. 1904 * Equitable, N. Y.Jan. 1, 1896.

(1859-1900. July 1859 Equitable, Iowa...

Oct. 21. 1907.

Feb., 67-Oct. 07 Feb. 1867 Federal Life

July 1, 1902..

1900-1902.. May 1900 Fidelity Mutual.

Jan. 1, 1901

1879-1901... Jan. 1879 Franklin Life...

July 1, 1907.

1884-July, 1907. July 1884 Germania

Joly 1860 Home Lite Jan. 1, 1908. 1901-1908..

1860-1901.. Maj 1860 Illinois Lite 1903-1908. Jan. 1, 1908

1899–1903. Oct. 1899 Internat'l Life Aug. 1909

Aug. 1909 Jefferson Stan'd.

Sept. 1901 John Hancock..

Jan. 1, 1901..

(1862–1901.. Dec. 1862 Kansas City.

Jan. 1, 1910..

(1895–1910. June 1895 Lincoln Natl.. Sept. 23, 1905..

Sept. 1905 Manhattan Jan. 1, 1901

1850-1901. Aug. 1850 Manufacturers..

Aug. 1887 Maryland Life...

July 1865 Mass. Mutual.... Oct. 1, 1907. Jan. 01-Oct. 07.

1851-1901. Aug. 1851 Meridian Life...

April 1, 1906...

1897-1906.. J&D. 1897 Metropolitan.

Jan. 1, 1901.

1867-1901. Jan. 1867 Michigan Mutuall.. Jan. 1, 1903.. 67-03)

Nov. 1867 Michigan State Aug. 28, 1907...

Aug. 1907 Minn. Mutual... Jan. 1, 1908.

Aug. 1880 • Missouri State . Jan. 1, 1906.

1892-1906. Dec. 1892 Mutual Benefit.. Jan. 1, 1900.. 1845-1900.

Apr. 1845 Mutual Life..... Jan. 1, 1907.. 1843-1907.

Feb. 1843 National U.S.A.

Jan. 1, 1903..

1868-1903. Aug. 1868 National, Vt..... Jan. 1, 1901....

1850-1901. Feb. 1850 New Eng. Mut.. Jan. 1, 1908 1901-1908.

1843-1901.: Dec. 1843 • New York Life..Jan. 1, 1898

1845-1895... Apr. 1845 North American

Jan. 1881 N.American, 111. Feb. 4, 1907

Feb. 1907 Northwest'n MutFeb. 1, 1899

1858-1899. Nov. 1858 Northwest'n Nat.

Sept. 1, 1906

1901-1906. Sept. 1885 Pacific Mutual. Jan. 1, 1908. 1901-1908

(1868-1901. Jan. 1868 Penn. Mutual.... 1847-May 1, 1902

May 1847 PhiladelphiaLife Oct. 1905.

Oct. 1905 Phenix Mutual. Jan. 1, 1901

1851-1901.. May 1851 Pittsburgh Life.. J1903-1908.. Jan. 1, 1908..

Jan. 1903 Presbyterian.... Jan. 1, 1903. 1901-1903

1759-1901. Jan. 1759 Provident L.&T.

Jan. 1, 1903..

(1865-1903. June 1865 Prudential....... Jan, 01-Aug. 07 Aug. 1, 1907...

(1876-1901. Jan. 1876 Reliance Life... May 03-July 09 July 1, 1909.

May 1903 Reserve L'n Life

Jan. 1, 19051

1897-1905... Mar. 1897 Royal Union.....

Oct. 1, 1907

Mar. 86. Oct. 07 Mar. 1886 Scandla Life May 1, 1905

May 1905 Security of Am. Mar. 12, 1902...

Mar. 1902 Becurity MutualJan, 1. 1902.. 1901-1902.

11887-1901...

Jan. 1887 Sonth'n States L. May, 1906.

May 1906 • South'n States M May 1, 1906).

May 1906

* See official letters on other pages for additional information on reserve basis of the several companies; also the reserve basis of Canadian Companies.

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The Life Insurance Manual is a book of comparisons. When comparing policies of different companies, it is better to have no other subject matter intervening. This is also the case when comparing premium rates, cash values, extended insurance, loans, paid-up values, etc.

The arrangement of this book is: First, policy forms alphabetically arranged as to companies (pages 4-515); second, premium rates (pages 516-694); third, Letters Re Reserve Bases (pages 695-712), after which the alphabetical arrangement is: C-Cash values, alphabetically as to companies... 713. 819 E-Extended Insurance,“

820- 938 L--Loans,

939. 950 P-Paid-up Insurance,

951-1065 R-Reserve values, American 3 per cent.

.1073-1099 372

. 1100-1126 4

.1127-1142

To save space we group, wherever possible, rates or guaranteed values for companies using similar data-to illustrate see pages 555-556; 693-694; 724-726; 831-833; 847; 886-888; 960-962; 973; 1012-1014.

We suggest that frequent use be made of the very complete index in latter part of book.

386205

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