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VADE MECUM is the first to appear annually. The twenty-second edition bears date February 1, 1914.

This book comprises the premium rates at all ages of issue (participating and nonparticipating) on Ordinary Life, Limited Premiums Life, Ordinary Endowment and Term Policies, with net premiums and reserve values on 20 Premiums Life Policies, American 3 and 32 per cent; also on Preliminary Term; Modified Preliminary Term; Select and Ultimate American 3 and 32 per cent reserve tables on Life Policies Paid-up in 20 years, and a critical analysis of policy forms, setting forth the risks assumed and benefits guaranteed by the seventy-four (74) life insurance companies therein represented, etc., etc. It has extension flaps attached to front and back covers so that comparison can readily be made between the several companies represented therein.

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LIFE INSURANCE MANUAL bears date March, annually, and is out of the bindery in April. Seventy-four companies are represented in the twenty-seventh annual edition, March, 1914. Price $3.00 per copy.

This book comprises policy forms with application agreements and the premium rates at all ages of issue (participating and nonparticipating) on Ordinary Life, Limited Premiums Life, Ordinary Endowment, Monthly Income, and Term Policies, with net premiums and reserve values on American 3 and 3% per cent; Preliminary Term 20-Premiums (First Year Term and 19-Premiums) Life; and 20Premiums (First Year Term and 19-Premiums) Endowment Policies for ages 21 to 60, inclusive, at the end of 1 to 19 years on the American 3 per cent and American 32 per cent; Modified Preliminary Term, and Select and Ultimate reserve values on Life Policies paid-up in 20 years American 3 per cent and American 32 per cent; also reserve values preceded by net premiums at all ages from 21 to 60, inclusive, on 1, 5, 10, 15 and 20-Year Term Policies; Ordinary Life, 10, 15 and 20 Premiums Life Policies; 10, 15 and 20-Year Endowment Policies on the American 3 per cent, 31⁄2 per cent and 4 per cent reserve basis. Cash Values, Extended Insurance, Loan Values and Paid-up Values on Ordinary Life, 20 Premiums Life and 20-Year Endowment of all the companies represented in the book, etc.

FLITCRAFT'S COMPEND, a Vest Pocket Edition of Valuable Insurance Facts, contains the premium rates on Ordinary Life, 10, 15 and 20 Premiums Life, 10, 15, 20, 25 and 30-Year Endowments, Yearly Renewable, 5, 10, 15 and 20-Year Term Policies, Monthly Income Policies, etc.; Dividend Records of policies for the past five years, on issues of 1909 showing dividends and net cost of insurance; also 5-Year Dividend record of policies based on the 1914 schedules; a brief but accurate analysis of Policy conditions; Statement of Business Records for 1912 and 1913; Cash Values on Ordinary Life, 20 Premiums Life and 20-Year Endowment policies at quinquennial ages of issue, 20 to 60, etc., etc.

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1914 DIVIDENDS AND NET COST bears date June 1, 1914. It is impossible to publish this book earlier in the year owing to the fact that some of the companies do not determine upon the dividend schedule until severa months after the beginning of the calendar year. To illustrate: Penn Mutual May 1; Massachusetts Mutual June 1, and the Provident Life and Trust July 1. By courtesy extended we receive from the home offices ad vance information which enables us to have our data complete to issue this book on June 1, annually. As early as it is possible to obtain the dividend schedules from the several companies we publish them in the columns of the LIFE INSURANCE COURANT from month to month during the first five months of the year.

This book has an extension flap for ready comparisons and has flexible leather cover, 6% by 4 inches, very convenient size for pocket.

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LIFE INSURANCE COURANT (Established in 1895) devoted solely to life insurance and the interests pertaining thereto, is published on the first Thursday of each month. The Curiosity Box Department is of special interest and value. Annual subscription, payable in advance, $3.00; Single copy 30 cents. A circulur containing unsolicited endorsements will be mailed upon receipt of request from you with your postoffice address.

OTHER STANDARD PUBLICATIONS (NOT ANNUAL, HOWEVER) CF OUR OFFICE ARE:

...$1.00

Worthy Examples of persons carrying $50,000 or more Life Insurance (Oct., 1901), Muslin-paper cover, $75, Flexible leather cover.... Net Reserves with Net Premiums on Actuaries 4 per cent; American 3, 4 and 4% per cent.....

4.00

Charters and By-Laws (complete text of by-laws as well as charters)
of 42 Life Insurance Companies, Jan. 1, 1905...
Proofs of Death Forms, (complete text) 74 companies (Flexible leather
cover) Jan 1, 1912...

6.00

2.00

To avoid bank exchange charges please remit by Chicago Bank Draft or Oak Park P. O. Money Order, papable to the order of

A. J. FLITCRAFT, Author and Publisher

A

609-615 Maple Ave., Oak Park, III., U. S. A.

"They must upward still and onward who would keep abreast of truth"

Twenty-Second Edition February 1, 1914

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LIFE INSURANCE AGENTS'

VADE MECUM

Comprising Premium Rates at all ages of issue
(Participating and Nonparticipating) on Ordinary
Life, Limited Premiums Life, Ordinary Endow-
ment and Term Policies, with Net Premiums and
Reserve Values on 20 Premiums Life Policies
American 3 and 3% %: also on Preliminary Term,
Modified Preliminary Term; Select and Ultimate
American 3 and 3% reserve tables on Life
Policies Paid-up in 20 years; and a critical analy-
sis of policy forms, setting forth the risks assumed
and benefits guaranteed by the seventy-four (74)
Life Insurance Companies herein represented, etc.

Price for single copy, Leather cover,
Price for single copy, Muslin cover,

$1.25

1.00

Orders in Quantities for this Book will be filled at the following rates:

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609-615 MAPLE AVENUE, OAK PARK, ILL., U. S. A.
Copyright, 1914, by A. J. Flitcraft

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