Flitcraft Life Insurance Manual, 30±Ç

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A. J. Flitcraft, 1917

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409 ÆäÀÌÁö - That the policy and the application therefor shall constitute the entire contract between the parties, and that all statements made by the insured shall, in the absence of fraud, be deemed representations, and not warranties...
185 ÆäÀÌÁö - ... unless the total indebtedness thereon to the company shall equal or exceed such loan value at the time of such failure, nor until one month after notice shall have been mailed by the company to the last known address of the insured and of the assignee of record at the home office of the company...
517 ÆäÀÌÁö - ... less a sum not more than two and onehalf per centum of the amount insured by the policy and of any dividend additions thereto...
273 ÆäÀÌÁö - If default be made in the payment of the agreed premium for this Policy, the subsequent acceptance of a premium by the Company or by any of its duly authorized agents shall reinstate the Policy, but only to cover accidental injury thereafter sustained and such sickness as may begin more than ten days after the date of such acceptance.
113 ÆäÀÌÁö - Physical Examinations and Autopsy: The insurer at its own expense shall have the right and opportunity to examine the person of the insured when and as often as it may reasonably require during the pendency of a claim hereunder and to make an autopsy in case of death where it is not forbidden by law.
409 ÆäÀÌÁö - If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.
321 ÆäÀÌÁö - ... and that the company will deduct from such loan value any existing indebtedness on the policy and any unpaid balance of the premium for the current policy year...
569 ÆäÀÌÁö - Irrespective of any other cause of disability the entire and irrecoverable loss of the sight of both eyes, or the severance of both hands at or above the wrists, or of both feet at or above the ankles, or of one entire hand and one entire foot, shall be considered as total and permanent disability...
372 ÆäÀÌÁö - Permanent when it is present and has existed continuously for not less than three months; and, further, the entire and irrecoverable loss of sight of both eyes, or the severance of both hands at or above the wrists, or of both feet at or above the ankles, or of one entire hand and one entire foot, will of themselves be considered as Total and Permanent Disability within the meaning of this provision.
112 ÆäÀÌÁö - ... bodily injuries effected directly and independently of all other causes through external, violent and accidental means...

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