The Total Disability Provision in American Life Insurance Contracts ...

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University of Pennsylvania, 1915 - 83페이지

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48 페이지 - York, that he has become wholly and permanently disabled by bodily injury or disease so that he is and will be permanently, continuously and wholly prevented thereby from performing any work for compensation or profit or from following any gainful occupation...
20 페이지 - The Measure of Risk and Liability Under the Total and Permanent Disability Benefits in Life Insurance Policies,
53 페이지 - If after one year's premium shall have been paid on this Policy and before default in the payment of any subsequent premium the Insured shall furnish to the Company due proof that...
57 페이지 - That any Medical Adviser of the Company shall be allowed to examine the person of the Insured in respect to any alleged permanent total disability, in the manner and at all times that the Medical Adviser may require.
52 페이지 - ... of the sight of both eyes: or the total loss of the sight of one eye and the severance of one hand at or above the wrist...
79 페이지 - ... such disability, the Company agrees to waive further payment of premiums under said Policy, such agreement to become operative only after endorsement of the same has been made on said Policy by the Company. Any premiums so waived shall not be deducted from the sum payable under said Policy but the waiver of premium payments shall have the effect of providing the same values and benefits as though the premiums waived had been actually paid in cash. It is further provided that notwithstanding proof...
79 페이지 - Pai dup and this policy will continue In full force towards maturity, sharing in the profits of the Company among policies of its class, and with loan, cash and other guaranteed values increasing and progressing from year to year, in like manner as if the premiums were being duly and regularly paid by the insured. The total and permanent disability of the insured must be...
53 페이지 - If the insured, while less than sixty years of age, after the first premium has been paid to the company on account of this policy, shall furnish due proof to the company while the policy is in full force and effect...
20 페이지 - ... a thorough examination which is passed upon by a competent medical board. Hazardous occupations are carefully eliminated and the society does not operate in unhealthful localities such as Arkansas, Louisiana, Mississippi, and similar districts without special action by the Board of Trustees. . . . Its total and permanent disability claims are rigidly passed upon on their merits after a probationary period of six months. " Pipe's Rates Mr. Abb Landis has also made a study of the rates of disability...
21 페이지 - Mead," using the data of the Knights of the Maccabees of the World. He used the same data as Mr. Landis, previously referred to, but his investigation extended further and included all the experience of the society from the date of its organization until October 1, 1909, a total of 2,927...

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