The Total Disability Provision in American Life Insurance Contracts ...University of Pennsylvania, 1915 - 83ÆäÀÌÁö |
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... DISABILITY CLAUSE . The company's and the agent's reason - competition , p . 5 ; attitude of officials of the companies , p . 6 ; the policyholder's motive - protection , p . 7 ; the risk of total and permanent disability , p . 8 ...
... DISABILITY CLAUSE . The company's and the agent's reason - competition , p . 5 ; attitude of officials of the companies , p . 6 ; the policyholder's motive - protection , p . 7 ; the risk of total and permanent disability , p . 8 ...
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... disability , p . 57 ; age limits beyond which regular disability benefits will not be granted , p . 58 ; benefits granted after this age reached , p . 59 . CHAPTER VII . BENEFITS GRANTED BY THE DISABILITY CLAUSE - KIND AND AMOUNT OF ...
... disability , p . 57 ; age limits beyond which regular disability benefits will not be granted , p . 58 ; benefits granted after this age reached , p . 59 . CHAPTER VII . BENEFITS GRANTED BY THE DISABILITY CLAUSE - KIND AND AMOUNT OF ...
1 ÆäÀÌÁö
... clause in life insurance contracts has spread with such rapidity that by January 1 , 1912 , at least 135 companies out of the 239 doing business in the United States granted a disability clause in some form . Early Experiments with ...
... clause in life insurance contracts has spread with such rapidity that by January 1 , 1912 , at least 135 companies out of the 239 doing business in the United States granted a disability clause in some form . Early Experiments with ...
2 ÆäÀÌÁö
... disability benefits , whether caused by disease or accident , have been ... contract , is a later development . The credit for this new departure likewise ... clause . They will issue participating policies and then grant the insured ...
... disability benefits , whether caused by disease or accident , have been ... contract , is a later development . The credit for this new departure likewise ... clause . They will issue participating policies and then grant the insured ...
3 ÆäÀÌÁö
... clause has been a part of the life contracts of American companies only since 1896 , and at the time of writing there are , including two large Canadian com- panies which write insurance in the United States , 135 ... Disability Provision 3.
... clause has been a part of the life contracts of American companies only since 1896 , and at the time of writing there are , including two large Canadian com- panies which write insurance in the United States , 135 ... Disability Provision 3.
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31 per cent age sixty aggre American Experience table American life insurance annuity becoming disabled bodily injury cash cent Maccabees invalidity CESSATION OF PREMIUMS companies issue computed default disability and death disability benefit disability clause disability due disability insurance disability occurs disabled aggregate disabled lives disabled persons dividends endowment endowment policies extra premium factors of safety fraternal societies Friendly Societies Hunter indebtedness Institute of Actuaries insurance companies insurance in force Jackson Karup liberal lien loans Mead's rates Mead's tables ment moral hazard mortality among disabled occupation paid panies payable payment of premiums permanent disability Pipe Pipe's policyholder premium benefit premium payments premiums upon disability proof of disability provision rate of mortality rates of disability recovery reserve risk Royal League selling feature Sidney H Society of America special aggregate sum insured surrender value term insurance term policies total and permanent total disability twenty installments waiver of premium
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48 ÆäÀÌÁö - York, that he has become wholly and permanently disabled by bodily injury or disease so that he is and will be permanently, continuously and wholly prevented thereby from performing any work for compensation or profit or from following any gainful occupation...
20 ÆäÀÌÁö - The Measure of Risk and Liability Under the Total and Permanent Disability Benefits in Life Insurance Policies,
53 ÆäÀÌÁö - If after one year's premium shall have been paid on this Policy and before default in the payment of any subsequent premium the Insured shall furnish to the Company due proof that...
57 ÆäÀÌÁö - That any Medical Adviser of the Company shall be allowed to examine the person of the Insured in respect to any alleged permanent total disability, in the manner and at all times that the Medical Adviser may require.
52 ÆäÀÌÁö - ... of the sight of both eyes: or the total loss of the sight of one eye and the severance of one hand at or above the wrist...
79 ÆäÀÌÁö - ... such disability, the Company agrees to waive further payment of premiums under said Policy, such agreement to become operative only after endorsement of the same has been made on said Policy by the Company. Any premiums so waived shall not be deducted from the sum payable under said Policy but the waiver of premium payments shall have the effect of providing the same values and benefits as though the premiums waived had been actually paid in cash. It is further provided that notwithstanding proof...
79 ÆäÀÌÁö - Pai dup and this policy will continue In full force towards maturity, sharing in the profits of the Company among policies of its class, and with loan, cash and other guaranteed values increasing and progressing from year to year, in like manner as if the premiums were being duly and regularly paid by the insured. The total and permanent disability of the insured must be...
53 ÆäÀÌÁö - If the insured, while less than sixty years of age, after the first premium has been paid to the company on account of this policy, shall furnish due proof to the company while the policy is in full force and effect...
20 ÆäÀÌÁö - ... a thorough examination which is passed upon by a competent medical board. Hazardous occupations are carefully eliminated and the society does not operate in unhealthful localities such as Arkansas, Louisiana, Mississippi, and similar districts without special action by the Board of Trustees. . . . Its total and permanent disability claims are rigidly passed upon on their merits after a probationary period of six months. " Pipe's Rates Mr. Abb Landis has also made a study of the rates of disability...
21 ÆäÀÌÁö - Mead," using the data of the Knights of the Maccabees of the World. He used the same data as Mr. Landis, previously referred to, but his investigation extended further and included all the experience of the society from the date of its organization until October 1, 1909, a total of 2,927...