The Total Disability Provision in American Life Insurance Contracts ...University of Pennsylvania, 1915 - 83페이지 |
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페이지
... probability of total and permanent dis- ability and brief interval between disability and death , p . 11 ; ( 3 ) misrepre- sentation of facts by agents , p . 11 ; ( 4 ) difficulty of defining disability , p . 11 ; ( 5 ) the absence of ...
... probability of total and permanent dis- ability and brief interval between disability and death , p . 11 ; ( 3 ) misrepre- sentation of facts by agents , p . 11 ; ( 4 ) difficulty of defining disability , p . 11 ; ( 5 ) the absence of ...
8 페이지
... probability that a person will become so disabled and therefore be compelled to lapse his insurance . The following table has been arranged from Mr. Mead's probabilities based on the Maccabees by using the following method . The ...
... probability that a person will become so disabled and therefore be compelled to lapse his insurance . The following table has been arranged from Mr. Mead's probabilities based on the Maccabees by using the following method . The ...
9 페이지
... probability of becoming totally and permanently disabled , it follows , to a person 11,409 aged 40 is or .1466 . The results from Mead's tables for 77,864 every fifth year are as follows : Probability of becoming disabled within life ...
... probability of becoming totally and permanently disabled , it follows , to a person 11,409 aged 40 is or .1466 . The results from Mead's tables for 77,864 every fifth year are as follows : Probability of becoming disabled within life ...
10 페이지
... probability figure would have resulted . If these figures are justified as an estimate of the chance that a man will become totally disabled within the average length of life , the question of insurance against the risk of total and ...
... probability figure would have resulted . If these figures are justified as an estimate of the chance that a man will become totally disabled within the average length of life , the question of insurance against the risk of total and ...
11 페이지
Bruce D. Mudgett. ( 2 ) that there is a very remote probability of a person becoming permanently or totally disabled and that only a short time elapses between disablement and death , and therefore there is little need for the clause ...
Bruce D. Mudgett. ( 2 ) that there is a very remote probability of a person becoming permanently or totally disabled and that only a short time elapses between disablement and death , and therefore there is little need for the clause ...
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31 per cent age sixty aggre American Experience table American life insurance annuity becoming disabled bodily injury cash cent Maccabees invalidity CESSATION OF PREMIUMS companies issue computed default disability and death disability benefit disability clause disability due disability insurance disability occurs disabled aggregate disabled lives disabled persons dividends endowment endowment policies extra premium factors of safety fraternal societies Friendly Societies Hunter indebtedness Institute of Actuaries insurance companies insurance in force Jackson Karup liberal lien loans Mead's rates Mead's tables ment moral hazard mortality among disabled occupation paid panies payable payment of premiums permanent disability Pipe Pipe's policyholder premium benefit premium payments premiums upon disability proof of disability provision rate of mortality rates of disability recovery reserve risk Royal League selling feature Sidney H Society of America special aggregate sum insured surrender value term insurance term policies total and permanent total disability twenty installments waiver of premium
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48 페이지 - York, that he has become wholly and permanently disabled by bodily injury or disease so that he is and will be permanently, continuously and wholly prevented thereby from performing any work for compensation or profit or from following any gainful occupation...
20 페이지 - The Measure of Risk and Liability Under the Total and Permanent Disability Benefits in Life Insurance Policies,
53 페이지 - If after one year's premium shall have been paid on this Policy and before default in the payment of any subsequent premium the Insured shall furnish to the Company due proof that...
57 페이지 - That any Medical Adviser of the Company shall be allowed to examine the person of the Insured in respect to any alleged permanent total disability, in the manner and at all times that the Medical Adviser may require.
52 페이지 - ... of the sight of both eyes: or the total loss of the sight of one eye and the severance of one hand at or above the wrist...
79 페이지 - ... such disability, the Company agrees to waive further payment of premiums under said Policy, such agreement to become operative only after endorsement of the same has been made on said Policy by the Company. Any premiums so waived shall not be deducted from the sum payable under said Policy but the waiver of premium payments shall have the effect of providing the same values and benefits as though the premiums waived had been actually paid in cash. It is further provided that notwithstanding proof...
79 페이지 - Pai dup and this policy will continue In full force towards maturity, sharing in the profits of the Company among policies of its class, and with loan, cash and other guaranteed values increasing and progressing from year to year, in like manner as if the premiums were being duly and regularly paid by the insured. The total and permanent disability of the insured must be...
53 페이지 - If the insured, while less than sixty years of age, after the first premium has been paid to the company on account of this policy, shall furnish due proof to the company while the policy is in full force and effect...
20 페이지 - ... a thorough examination which is passed upon by a competent medical board. Hazardous occupations are carefully eliminated and the society does not operate in unhealthful localities such as Arkansas, Louisiana, Mississippi, and similar districts without special action by the Board of Trustees. . . . Its total and permanent disability claims are rigidly passed upon on their merits after a probationary period of six months. " Pipe's Rates Mr. Abb Landis has also made a study of the rates of disability...
21 페이지 - Mead," using the data of the Knights of the Maccabees of the World. He used the same data as Mr. Landis, previously referred to, but his investigation extended further and included all the experience of the society from the date of its organization until October 1, 1909, a total of 2,927...