retary and treasurer, J. R. Birch, Macon; executive committee, John D. Carswell, Savannah; Philip Lanier, West Point; Morris Harris, Macon; W. A. Bell, Sandersville; W. E. Snowden, Elberton; Rutherford Lipscomb, Atlanta; F. C. Lumpkin, Columbus.

GERMAN ALLIANCE INSURANCE COMPANY of New York. [See American Alliance Insurance Company.]

GERMAN-AMERICAN FIRE INSURANCE COMPANY, Washington, D. C. Organized 1873; capital, $100,000. Chas. Schafer, president; F. A. Blundon, vice-president; Julius A. Maedel, treasurer; H. H. Bergmann, secretary; G. M. Emmerich, assistant secretary.

GERMAN-AMERICAN

Baltimore, Md.

FIRE INSURANCE COMPANY, (See Baltimore American Insurance Company.)

GERMAN-AMERICAN INSURANCE COMPANY of New York. [See Great American Insurance Company.]

GERMAN-AMERICAN

INSURANCE COMPANY, Pittsburgh, Pa. [The company changed its name in 1917 to United American, which see.]

GERMAN FIRE INSURANCE COMPANY, Baltimore, Md. Organized 1865; capital, $500,000. John P. Lauber, president; Charles H. Roloson, Jr., secretary. The directors of the company have voted to change the name of the company to Central Fire Insurance Company of Baltimore.

GERMAN FIRE INSURANCE COMPANY, Peoria, Ill. Organized 1876; capital, $200,000. B. Cremer, president; M. S. Cremer, secretary.

GERMAN FIRE INSURANCE COMPANY, Pittsburgh, Pa. [See Globe Insurance Company.]

GERMAN FIRE INSURANCE COMPANY, Wheeling, W. Va. Organized 1867; capital, $200,000. W. F. Stifel, president; Anton Raymond, vice-president; F. Riester, secretary; Oscar E. Strauck, assistant secretary. The directors of the company have taken action to change the company's name to the Wheeling Fire Insurance Company.

GERMANIA FIRE INSURANCE COMPANY, New York, N. Y. [See National Liberty Insurance Company of America. Name changed March 1, 1918.]

GERMAN INSURANCE COMPANY, Louisville, Ky. [See Liberty Fire Insurance Company. Name changed in 1918.]

GERMAN MUTUAL FIRE INSURANCE COMPANY, Covington, Ky. Organized 1874. A. Noedmeyer, president; W. F. Schild, secretary.

GERMAN MUTUAL INSURANCE COMPANY, Cincinnati, Ohio. Organized 1858. J. H. Kohmescher, president; H. A. Rattermann, secretary.

GIRARD FIRE AND MARINE INSURANCE COMPANY, Philadelphia, Pa. Organized 1853; capital, $500,00. Henry M. Gratz, president; Daniel H. Dunham, Neal Bassett, vice-presidents; Edward J. Thomason, secretary; Albert H. Hassinger, Davis G. Vaughan assistant secretaries; John Kay, treasurer. The company

is controlled by the Firemen's Insurance Company of Newark.

GLEN COVE MUTUAL INSURANCE COMPANY, Glen Cove, N. Y. Organized 1837. Richard Downing, president; Daniel J. Hegeman, vice-president; Frederick E. Willets, treasurer; James W. Townsend, secretary; Karl E. Greene, assistant secretary.

GLENS FALLS INSURANCE COMPANY, Glens Falls, N. Y. Organized 1849; capital, $500,000. R. A. Little, president; E. W. West, vice-president; J. L. Whitlock, second vice-president; H. N. Dickinson, secretary; Robert C. Carter, treasurer; G. B. Greenslet, general agent.

GLOBE AND RUTGERS FIRE INSURANCE COMPANY of New York. Organized February 9, 1899; capital, $700,000. E. C. Jameson, president; Lyman Candee, vice-president; W. H. Paulison, second vice-president; J. H. Mulvehill and W. L. Lindsay, secretaries; J. D. Lester, A. H. Witthohn, and George C. Owens, assistant secretaries; M. J. Volkman, local secretary.

GLOBE INSURANCE COMPANY, Pittsburgh, Pa. Organized 1862; capital, $300,000. A. E. Succop, president; A. H. Eckert, secretary and treasurer; John A. Eckert, vice-president; C. H. E. Succop, vice-president and assistant secretary; C. C. Henry, assist

ant treasurer.

GRAIN DEALERS MUTUAL FIRE INSURANCE COMPANY, Boston, Mass. Organized 1907. Dean K. Webster, president; Milton L. Cushing, vice-president; A. Shirley Ladd, secretary and treasurer.

GRANGE MUTUAL FIRE INSURANCE COMPANY, Contoocook, N. H. Organized 1888. Charles W. Varney, president; James E. Shepard, vice-president; Arthur C. Call, secretary; Walter H. Tripp, treasurer.

GRANITE MUTUAL INSURANCE COMPANY, Barre, Vt. Organized 1907. Frank G. Howland, president; Albert A. Sargent and H. Wm. Scott, vice-presidents; R. G. Robinson, secretary and

treasurer.

GRANITE STATE FIRE INSURANCE COMPANY, Portsmouth, N. H. Organized 1885; capital, $200,000. Calvin Page, president; Alfred F. Howard, secretary.

GREAT AMERICAN INSURANCE COMPANY of New York, was organized March 7, 1872. Capital stock, $2,000,000; net surplus, December 31, 1917, $8,527,719. Under the New York law providing for a special reserve fund and guarantee surplus fund the company has $1,000,000 deposited with the insurance department. The officers are: Charles G. Smith, president; Jesse E. White, vice-president; Edwin N. Cragin, secretary; Alexander R. Phillips, assistant secretary. The western department office is at Chicago, W. H. Sage, general manager; Ingram and Lerch, managers; W. E. Miller, assistant manager. The Pacific Coast office is at San Francisco, George H. Tyson, general agent; Herbert Folger, assistant general agent. The directors are: William N. Kremer, Ralph L. Cutter, Otto L. Dommerich, Hermann C. Fleitmann, Eustis L. Hopkins, Woodbury Langdon, Arthur O. Choate, Samuel McRoberts, George W. Perkins, Charles G. Smith, Howard C. Smith, John W. Sterling, Julius A. Stursberg, Jesse E. White, William Wood.

GREAT LAKES INSURANCE COMPANY, Chicago, Ill. Organized in 1917 as the Potoma Fire; began business in 1918; capital, paid up, $100,000. N. L. Piotrowski, president; Albert Wachowski, vice-president; Julius F. Smietanka, secretary; John F. Smulski, treasurer; A. C. Mack, managing underwriter.

GREAT NORTHERN INSURANCE COMPANY, St. Paul, Minn. Organized 1916; capital, paid in, $112,874. Albert Berg, president; George W. La Brande, vice-president and managing underwriter; Joseph I. Silbar, secretary.

GUARDIAN FIRE INSURANCE COMPANY, Salt Lake City, Utah. Organized 1914; capital, $200,250. D. C. Eccles, president; Hyman Pingree, vice-president; James Pingree, treasurer; G. A. Yocum, secretary. The Agency Company, managers.

H

HAILSTORM INSURANCE. The business of insuring growing crops against damage by hail is done by small mutual and township companies, either in conjunction with fire and tornado insurance, or independently, and is now written also by a large number of stock companies. As mutual and township companies are not required to report separately the classes of business, the statistics regarding hailstorm insurance, or as it is more commonly designated, hail insurance, are not complete. The following is a statement of the business transacted by stock companies in 1917:

Agricultural..
American Alliance.
Connecticut, Hartford.

First Russian, Petrograd.

Companies

Great American, New York.

Globe & Rutgers, New York.

Hartford, Hartford..

Home, New York.

Net
Premiums

$13.759

Net Losses
Incurred

$6,271

International, New York.

Jakor, Moscow.

Liverpool and London, Liverpool.

Mechanics & Traders, New Orleans.

Merchants, New York..

Michigan Commercial, Lansing.

HALL & HENSHAW (William W. Henshaw and Warren F. Goodwin), 49 John St., New York, United States Managers of the Law Union & Rock Insurance Co., Ltd., of London.

HAMBURG ASSURANCE COMPANY, Hamburg, Germany. Mutzenbecher & Ballard, United States manager, New York, N. Y. Ceased business in November, 1917, under provisions of the Trad¡ng with the Enemy" act.

HAMBURG-BREMEN FIRE INSURANCE COMPANY, THE, Hamburg, Germany. Organized in 1854, entered the United States in 1858. Horatio N. Kelsey, manager United States branch, New York. The company was required to cease business under the provisions of the " Trading with the Enemy" act.

HAMILTON FIRE INSURANCE COMPANY, New York. Organized 1852; capital, paid-up, $200,004; authorized, $500,000. E. C. Jameson, president; Joseph S. Stout, vice-president; Arthur Lenssen, Jr., secretary.

HAMPSHIRE MUTUAL FIRE INSURANCE COMPANY, Pittsfield, Mass. Incorporated 1830; began business 1832. Henry R. Pierson, president; Robert A. Barbour, secretary and treasurer.

HANOVER FIRE INSURANCE COMPANY of New York was organized April 15, 1852, and began business in the same month: capital, $1,000,000. R. Emory Warfield, president; Fred A. Hubbard, vice-president: E. Stanley Jarvis, secretary; Wm. Morrison, assistant secretary.

HARTFORD BOARD OF FIRE UNDERWRITERS was organized at a meeting held February 29, 1864, and the following companies made up the membership: Etna, Hartford Fire, Connecticut Fire, Phoenix Fire, Charter Oak Fire and Marine, Merchants, North American Fire, New England Fire and City Fire. Officers were elected as follows: President, H. Huntington; vice-president, Thomas A. Alexander; secretary, E. Thomas Lobdell; treasurer, B. W. Green. The present officers elected at the annual meeting in January, 1918, are: President, Guy E. Beardsley; vice-president, H. W. Seide; secretary, Howard J. Wind; treasurer, C. M. Goddard, Boston; executive committee, Silas Chapman, Jr., chairman, Marshall O. Wells, F. A. Morley, C. H. Brigham, and H. E. Bliss.

HARTFORD COUNTY MUTUAL INSURANCE COMPANY, Hartford, Conn. Organized 1831. William A. Erving, president and treasurer; Edward F. Harrison, secretary.

HARTFORD FIRE INSURANCE COMPANY. The charter of the company was granted at the May session of the General Assembly in 1810, and the company was organized June 27th of that year, with Nathaniel Terry, president, and Walter Mitchell, secretary. It began business in August of the same year. The charter, a perpetual one, authorized a capital of $150,000 in $50 shares. In 1853 the company was authorized to increase its capital to a sum not exceeding $300,000, and to change the par value of its shares to $100. By later amendments the authorized capital was increased to $10,000,000, and in 1906 the paid up capital was increased to $2,000,000. Since its organization the Hartford has received in premiums, $371,491,798.01, and has paid in losses, $209,503,218.43. It has paid since organization $20,620,329 in cash dividends, and $950,000 in stock.