Mortgage Financing, Hearings Before ..., 82-2 ..., February 6, 7, and 8, 1952

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112 페이지 - Five members who are members of the Committee on Banking and Currency of the House of Representatives, three from the majority and two from the minority party, to be appointed by the chairman of the committee.
123 페이지 - SEC. 609. (a) In order to assist in relieving the acute shortage of housing which now exists and to promote the production of housing for veterans of World War II at moderate prices or rentals within their reasonable ability to pay...
123 페이지 - Secretary shall approve); of a property, urban, suburban, or rural, upon which there is located a dwelling designed principally for residential use for not more than four families in the aggregate, which is approved for mortgage insurance prior to the beginning of construction. The principal...
46 페이지 - ... money that it may bring, as because it will arouse our people and bring them together and when they get their heads together we will get better work done, and more concentrated work and more united work, and we want to get our whole people interested in these institutes. MR. HOOVER: Mr. Chairman. I have been listening to this discussion with a great deal of interest. I belong to that class of workers called Farmers...
78 페이지 - ... figure, would provide some aid for all States that are spending today $80 or less per child. And 1 suggest that while it might .help some destitute school districts in some States, it would not contribute a great deal to the over-all picture. And might I also add, sir, that the $40 figure being set when the purchasing power of the dollar was greater than it is today, a rough estimate today is that $100 would cost $400,000,000 per year; and I might say that while that may have been a fairly large...
102 페이지 - Briefly, the factors which underlie that belief may well be restated here in summary as follows : (a) The very large volume of mortgage commitments made by lenders in the latter part of 1950 and the early part of 1951 are now being worked out. This was clearly brought out in the statistics presented at the conference showing the sharp decline over recent months in the outstanding loan commitments of life-insurance companies.
108 페이지 - When it appears in the public interest that land to be acquired as part of an urban renewal project should be used in whole or in part as a site for a low-rent housing project assisted under the United States Housing Act of 1937, as amended, or under a state or local program found by the Administrator to have the same general purposes as the federal program under such Act, the site shall be made available to the public housing agency undertaking the low-rent housing project at a price equal to the...
112 페이지 - Purpose. The Federal Housing Administration was established to encourage improvement in housing standards and conditions, to provide an adequate home financing system by insurance of housing mortgages and credit, and to exert a stabilizing influence on the mortgage market. § 200.4 Meaning of term "Commissioner". Effective January 18, 1966, the term "Commissioner...
125 페이지 - Outside activities. — The FHA policy on outside activities specifically prohibits any employee from engaging in any employment or activity including financial interests outside his FHA employment without first obtaining the approval of the Director of Personnel. Mr. RAINS. You mean, of course, that he couldn't be a shareholder or officer in some lending institution that makes applications for insurance on FHA insurance? Mr. RICHARDS. Yes, sir. [Reading : ] In exceptional cases, the FHA may approve...
43 페이지 - Now, insofar as the interest rate is concerned, I have never felt that there was any inalienable right on the part of anyone to a certain rate. I have felt that the FHA program was a purely voluntary program; and, to make it effective and workable, it had to provide an equitable and effective rate, and when I say "effective rate," I mean a rate that will bring the money out — a rate that is competitive.

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