Depository institutions deregulation act of 1979: hearings before the Subcommittee on Financial Institutions of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-sixth Congress, first session, on S. 1347 ....U.S. Government Printing Office, 1979 |
도서 본문에서
49개의 결과 중 1 - 5개
13 페이지
... addition to the operational difficulties that arise because of the court decision , the possibility exists for even greater and poten- tially more serious adverse implications . It would appear that the court has set in motion the ...
... addition to the operational difficulties that arise because of the court decision , the possibility exists for even greater and poten- tially more serious adverse implications . It would appear that the court has set in motion the ...
14 페이지
... addition suffer the loss of an estimated $ 21 million in dividends . The second effect would be the adverse impact on the incomes of the credit unions . A number of credit unions appear to be depend- ent on revenues from share draft ...
... addition suffer the loss of an estimated $ 21 million in dividends . The second effect would be the adverse impact on the incomes of the credit unions . A number of credit unions appear to be depend- ent on revenues from share draft ...
15 페이지
... addition suffer the loss of an estimated $ 21 million in dividends . The second effect would be the adverse impact on the incomes of the credit unions . A number of credit unions appear to be depend- ent on revenues from share draft ...
... addition suffer the loss of an estimated $ 21 million in dividends . The second effect would be the adverse impact on the incomes of the credit unions . A number of credit unions appear to be depend- ent on revenues from share draft ...
19 페이지
... addition there are almost 900 credit unions with $ 9 billion in assets which serve civilian and military occupational groups all of whom are eligible for this program . It was soon recognized that there was an inherent weakness in the ...
... addition there are almost 900 credit unions with $ 9 billion in assets which serve civilian and military occupational groups all of whom are eligible for this program . It was soon recognized that there was an inherent weakness in the ...
21 페이지
... addition to the operational difficulties the Court decision will have on share drafts and related programs , the possibility exists for even greater and potentially more serious adverse implications . It would appear that the Court has ...
... addition to the operational difficulties the Court decision will have on share drafts and related programs , the possibility exists for even greater and potentially more serious adverse implications . It would appear that the Court has ...
기타 출판본 - 모두 보기
자주 나오는 단어 및 구문
asset powers authority balances bill billion ceiling rates Chairman commercial banks Committee competitive CONGRESS THE LIBRARY consumer lending consumer loans cost deposit interest rate depository institutions disintermediation earnings effect elderly elimination Federal credit unions Federal Home Loan financial institutions financial reform Gnaizda Gray Panthers Home Loan Bank housing impact increase Institutions Deregulation Act insured interest rate ceilings investment issue legislation lenders LIBRARY OF CONGRESS loan associations Loan Bank Board market rates money market certificates mortgage credit mortgage finance mortgage interest rates mortgage loans mortgage-backed securities mutual savings banks N/L-over National Credit Union passbook passbook savings percent period permit phase-out President problems proposed rate control rate of return Regulation Q reserve requirements return on assets S&Ls savings accounts savings and loan savings deposits Senator CRANSTON Senator PROXMIRE share draft accounts share draft programs small saver Subcommittee thrift institutions tions transactions accounts Treasury usury ceilings usury laws VRMS
인기 인용구
89 페이지 - I welcome this opportunity to present the views of the Office of the Comptroller of the Currency on S.1347, "The Depository Institutions Deregulation Act of 1979.
110 페이지 - Currency, the Board of Governors of the Federal Reserve Board, the Federal Deposit Insurance Corporation, the National Credit Union Administration and the Office.
64 페이지 - Banks and commercial banks, and (3) to such extent as the Board may so approve, such obligations, including such special obligations, of the United States, a State, any territory or possession of the United States, or a political subdivision, agency, or instrumentality of any one or more of the foregoing, and bankers' acceptances, as the Board may approve.
163 페이지 - Funds deposited or held in trust by the bank awaiting investment shall be carried in a separate account and shall not be used by the bank in the conduct of its business unless it shall first set aside in the trust department United States bonds or other securities approved by the Federal Reserve Board.
66 페이지 - Moreover, by reducing depository institutions' ability to compete for funds, ceilings subject such institutions to significant periods of disintermediation whenever market interest rates are cyclically high. However, while the elimination of deposit rate ceilings is by itself highly desirable, this process must be a gradual one. Many of the factors that caused Congress to establish the framework for coordinated rate ceilings in 1966 are still at work. Thrift institutions, because of constraints on...
1 페이지 - Dirksen Senate Office Building, Senator Alan Cranston (chairman of the subcommittee) presiding. Present: Senators Cranston, Dixon, Sasser, Sanford, and D'Amato.
67 페이지 - Government securities. These instruments are broadly designed to key permissible deposit rates of return to the market and the Board sees no reason for including them under the proposed legislation. Indeed, under the scheduled phaseout/ ceilings on MMC's would quickly rise above the rates on corresponding Treasury instruments— which is tantamount to removing ceilings on these deposits and ignoring the problems of the transition period which otherwise have been so carefully addressed in the bill.
145 페이지 - Nation's financial institutions, including commercial banks, savings and loan associations, mutual savings banks, and credit unions.
64 페이지 - Act shall maintain the aggregate amount of its assets of the following types at not less than such amount as, in the opinion of the Board, is appropriate: (1) cash, (2) to such extent as the Board may approve for the purposes of this section, time and savings deposits...
67 페이지 - ... broadened asset powers, portfolio returns at thrifts might not rise as rapidly as deposit costs— leading to serious earnings squeezes at a sizable number of individual institutions. Prudence could suggest delaying an increase in ceiling rates at one or more points in the transition period to give portfolio returns a chance to catch up to deposit costs.