Depository institutions deregulation act of 1979: hearings before the Subcommittee on Financial Institutions of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-sixth Congress, first session, on S. 1347 ....U.S. Government Printing Office, 1979 |
도서 본문에서
51개의 결과 중 1 - 5개
4 페이지
... effect by July 1 , 1981 , at the latest . DELAY IN BENEFITS Regarding S. 1347 , it won't work , it is not fair and it won't save the thrift institutions . As Ms. Cloud has indicated , the elderly will not receive the benefits , nor ...
... effect by July 1 , 1981 , at the latest . DELAY IN BENEFITS Regarding S. 1347 , it won't work , it is not fair and it won't save the thrift institutions . As Ms. Cloud has indicated , the elderly will not receive the benefits , nor ...
5 페이지
... effect , the Federal regulatory bodies have said pooling is out . Regarding advertising , Ms. Cloud has given you an ad that ap- peared in the Sunday San Francisco Examiner and Chronicle that we believe is quite misleading . What is ...
... effect , the Federal regulatory bodies have said pooling is out . Regarding advertising , Ms. Cloud has given you an ad that ap- peared in the Sunday San Francisco Examiner and Chronicle that we believe is quite misleading . What is ...
9 페이지
... effect Senator Proxmire's SR59 , which would provide for one thousand dollar and up money market certificates . SR59 is strongly supported by the Gray Panthers , and our other clients , and is an esential first step in eliminating ...
... effect Senator Proxmire's SR59 , which would provide for one thousand dollar and up money market certificates . SR59 is strongly supported by the Gray Panthers , and our other clients , and is an esential first step in eliminating ...
13 페이지
... effects of the lawsuit challenging the legality of the program which was filed in September of 1976 . The programs have moved from the experimental category March 6 , 1978 , and by yearend 1978 the National Credit Union Administration ...
... effects of the lawsuit challenging the legality of the program which was filed in September of 1976 . The programs have moved from the experimental category March 6 , 1978 , and by yearend 1978 the National Credit Union Administration ...
14 페이지
... effect would be the adverse impact on the incomes of the credit unions . A number of credit unions appear to be ... effect . The third effect is the actual outflow of funds . We cannot at this time say precisely how much money would flow ...
... effect would be the adverse impact on the incomes of the credit unions . A number of credit unions appear to be ... effect . The third effect is the actual outflow of funds . We cannot at this time say precisely how much money would flow ...
기타 출판본 - 모두 보기
자주 나오는 단어 및 구문
asset powers authority balances bill billion ceiling rates Chairman commercial banks Committee competitive CONGRESS THE LIBRARY consumer lending consumer loans cost deposit interest rate depository institutions disintermediation earnings effect elderly elimination Federal credit unions Federal Home Loan financial institutions financial reform Gnaizda Gray Panthers Home Loan Bank housing impact increase Institutions Deregulation Act insured interest rate ceilings investment issue legislation lenders LIBRARY OF CONGRESS loan associations Loan Bank Board market rates money market certificates mortgage credit mortgage finance mortgage interest rates mortgage loans mortgage-backed securities mutual savings banks N/L-over National Credit Union passbook passbook savings percent period permit phase-out President problems proposed rate control rate of return Regulation Q reserve requirements return on assets S&Ls savings accounts savings and loan savings deposits Senator CRANSTON Senator PROXMIRE share draft accounts share draft programs small saver Subcommittee thrift institutions tions transactions accounts Treasury usury ceilings usury laws VRMS
인기 인용구
89 페이지 - I welcome this opportunity to present the views of the Office of the Comptroller of the Currency on S.1347, "The Depository Institutions Deregulation Act of 1979.
110 페이지 - Currency, the Board of Governors of the Federal Reserve Board, the Federal Deposit Insurance Corporation, the National Credit Union Administration and the Office.
64 페이지 - Banks and commercial banks, and (3) to such extent as the Board may so approve, such obligations, including such special obligations, of the United States, a State, any territory or possession of the United States, or a political subdivision, agency, or instrumentality of any one or more of the foregoing, and bankers' acceptances, as the Board may approve.
163 페이지 - Funds deposited or held in trust by the bank awaiting investment shall be carried in a separate account and shall not be used by the bank in the conduct of its business unless it shall first set aside in the trust department United States bonds or other securities approved by the Federal Reserve Board.
66 페이지 - Moreover, by reducing depository institutions' ability to compete for funds, ceilings subject such institutions to significant periods of disintermediation whenever market interest rates are cyclically high. However, while the elimination of deposit rate ceilings is by itself highly desirable, this process must be a gradual one. Many of the factors that caused Congress to establish the framework for coordinated rate ceilings in 1966 are still at work. Thrift institutions, because of constraints on...
1 페이지 - Dirksen Senate Office Building, Senator Alan Cranston (chairman of the subcommittee) presiding. Present: Senators Cranston, Dixon, Sasser, Sanford, and D'Amato.
67 페이지 - Government securities. These instruments are broadly designed to key permissible deposit rates of return to the market and the Board sees no reason for including them under the proposed legislation. Indeed, under the scheduled phaseout/ ceilings on MMC's would quickly rise above the rates on corresponding Treasury instruments— which is tantamount to removing ceilings on these deposits and ignoring the problems of the transition period which otherwise have been so carefully addressed in the bill.
145 페이지 - Nation's financial institutions, including commercial banks, savings and loan associations, mutual savings banks, and credit unions.
64 페이지 - Act shall maintain the aggregate amount of its assets of the following types at not less than such amount as, in the opinion of the Board, is appropriate: (1) cash, (2) to such extent as the Board may approve for the purposes of this section, time and savings deposits...
67 페이지 - ... broadened asset powers, portfolio returns at thrifts might not rise as rapidly as deposit costs— leading to serious earnings squeezes at a sizable number of individual institutions. Prudence could suggest delaying an increase in ceiling rates at one or more points in the transition period to give portfolio returns a chance to catch up to deposit costs.