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ciations are doing for Illinois.

What Building Associations are doing in the Commonwealth of Illinois, with 610 Associations in Operation now and with upwards of a half million residents interested. Statistics taken from the State Auditor's

Report covering the operation of about 591 Associations.

T

HE greatest good accomplished by building associaitons is the providing of homes. If there is an aspiration that all humanity is endowed with, it is the aspiration or instinct to provide a home. There is certainly no worthier object. It not only gives comfort, but also contentment. The home owners are the best class of our people. Men will hesitate on committing an act of foolishness or extravagance if their family shelter is thereby jeopardized.

"That building, loan and homestead associations have been of great economic value to the people of our state is recognized by all who are conversant with the subject. The benefit derived through increasing the number of home owners and by enlarging the opportunities of the provident to accumulate savings cannot be measured in figures. Ownership of property, be it much or little, tends to quicken an interest in public affairs and thus to diminish opportunities for doing evil by the miseducated, indolent and depraved. The fact that one is on the assessment roll tends to that conservatism and independence so essentially necessary to the well-being of the government, and especially is this true to a government whose citizens are so vested with such wide powers in matters of legislation and administration."

With machinery for successful co-operation; with its beneficient influence in the respective communities; by accumulating its working capital exclusively from its membership; by adhering faithfully to the gospel of home building, the building, loan and homestead association has gained for itself a peculiarly and enviable position. That in no less degree it has captured the good will of the public is evidenced by the recent action of the National Congress in exempting the domestic building and loan associations from the war tax. This position, influence and good will should not be lost through an unwise departure from fundamental principles."

"The American Home, the Safeguard of American Liberties.”

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MEMBERS OF OHIO BUILDING ASSOCIATION LEAGUE JOHN J. PURINTON, President, East Liverpool, Ohio.

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