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For sale by the U.S. Government Printing Office
Superintendent of Documents, Congressional Sales Office, Washington, DC 20402

ISBN 0-16-047091-9

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COMMITTEE ON BANKING AND FINANCIAL SERVICES

JIM LEACH, Iowa, Chairman BILL MCCOLLUM, Florida

HENRY B. GONZALEZ, Texas, MARGE ROUKEMA, New Jersey

JOHN J. LAFALCE, New York DOUG BEREUTER, Nebraska

BRUCE F. VENTO, Minnesota THOMAS RIDGE, Pennsylvania

CHARLES E. SCHUMER, Now York TOBY ROTH, Wisconsin

BARNEY FRANK, Massachusetts RICHARD H. BAKER, Louisiana

PAUL E. KANJORSKI, Pennsylvania RICK LAZIO, New York

JOSEPH P. KENNEDY II, Massachusetts SPENCER BACHUS, Alabama

FLOYD H. FLAKE, New York MICHAEL N. CASTLE, Delaware

KWEISI MFUME, Maryland PETER T. KING, New York

MAXINE WATERS, California EDWARD R. ROYCE, California

BILL ORTON, Utah FRANK D. LUCAS, Oklahoma

CAROLYN B. MALONEY, New York JERRY WELLER, Illinios

LUIS V. GUTIERREZ, Illinois J.D. HAYWORTH, Arizona

LUCILLE ROYBAL-ALLARD, California JACK METCALF, Washington

THOMAS M. BARRETT, Wisconsin SONNY BONO, California

NYDIA M. VELÁZQUEZ, New York ROBERT W. NEY, Ohio

ALBERT RUSSELL WYNN, Maryland ROBERT L. EHRLICH, JR., Maryland CLEO FIELDS, Louisiana BOB BARR, Georgia

MELVIN L. WATT, North Carolina DICK CHRYSLER, Michigan

MAURICE D. HINCHEY, New York FRANK A. CREMEANS, Ohio

GARY L. AKERMAN, New York JON D. FOX, Pennsylvania

KEN BENTSEN, Texas
FREDERICK K (FRED) HEINEMAN, North BERNARD SANDERS, Vermont

Carolina
STEVE STOCKMAN, Texas
FRNAK A. LOBIONDO, New Jersey
J.C. WATTS, JR., Oklahoma
SUE W. KELLY, New York

(II)

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