Notes and Certificates of Deposit.

checks. See tit. Checks.

consideration and want thereof, 3009.

presumption of consideration, 3009.
costs of suit on, provision for, effect on
negotiability, 3013.

endorsement, presentment, and demand,
3010.

extension of time of payment, 3010.

fraud in procuring note, bona fide holder,
3010.

giving new note, renewals, 3010.

must be for unconditional payment of
money, 3013.

negotiability of paper

as to generally, 3011.

attorney's fee provided for in, as affect-

ing, 3013.

costs of suit on, provided for in, as

affecting, 3013.

must be for unconditional payment of
money, 3013.

note given to induce conveyance of land

to railway, 3011.

note secured by real estate, action to
enforce, 3011.

notice of dishonor, instalment note, 3013.
option to declare note due on default of
interest, 3012.

payment and presumption thereof, 3012.
statute of limitations, 3012.

presumption

of consideration, 3009.

of payment, 3012.

statute of limitations, 3012.

ued)

statute of limitations raising presump-

tion of payment, 3012.

surety's agreement and liability, 3012.
NEGOTIABLE INSTRUMENTS LAW

(UNIVERSAL)

acceptance refused, notice of non-pay-
ment, 3892.

acceptor, liability of, 3882.

accommodation party, liability of, 3876.
additional provisions not affecting nego-
tiability, 3871.

agent

authority, how shown, 3875.

liability of, 3884.

liability of person signing as, 3875.

may give notice of dishonor, 3888, 3889.
signing by, 3875.

alteration of negotiable instrument, ef-
fect of, 3894.

material alteration, what is, 3894.
ambiguous instrument, construction of,
3874.

antedated paper, 3873.

application of act, 3908.

assumed name, liability of person sign-
ing in, 3874.

bank. See "payable at bank," this title.
bankrupt, notice of dishonor to, 3890.
bearer, indorsement of instrument pay-
able to, 3879.

when payable to, 3872.
bills of exchange

acceptance

by separate instrument, 3896.

general acceptance, what constitutes,
3897.

holder entitled to acceptance on face
of bill, 3896.
how made, 3896.

kinds of, general, 3897.

qualified, 3897.

liability of drawee retaining or de-
stroying bill, 3897.

of incomplete bill, 3897.

promise to accept, when equivalent
to acceptance, 3896.

qualified acceptance, 3897.

rights of parties to, 3897.

See tit. Promissory

rights of parties to qualified accept-

promissory notes.

Notes.

renewals, 3010.

rescission, payment into court, 3012.

ance, 3897.

time allowed drawee to accept, 3897.

NEGOTIABLE INSTRUMENTS LAW
(UNIVERSAL) (continued)
acceptance for honor

agreement to accept for honor, 3902.
bill may be when, 3901.
deemed to be when, 3902.

dishonor of bill accepted for honor,
3903.

how made, 3902.

liability of acceptor for honor, 3902.
maturity of bill payable after sight
accepted for honor, 3902.

presentment for payment to acceptor
for honor, 3902.

delay in making is excused when,

3903.

protest of bill accepted for honor,

3902.

when bill may be, 3901.

when deemed to be, 3902.

acceptor for honor, liability of, 3902.
acceptor insolvent, bill may be pro-
tested before maturity, 3901.
agreement to accept for honor, 3902.
bills in set

acceptance of, 3905.

constitute one bill, 3905.

different parts negotiated, rights of

holders, 3905.

discharge of one of a set, effect of,
3905.

indorsement of two or more, liability,
3905.

liability of holder who indorses two
or more, 3905.

payment by acceptor, 3905.

rights of holders where different

parts are negotiated, 3905.
days on which presentment for ac-
ceptance may be made, 3899.
definition of bill of exchange, 3895.
delay in presentment to acceptor for
honor for payment excused when,
3903.

destroying bill by drawee, liability,
3897.

dishonor of bill accepted for honor,
3903.

dishonored by non-acceptance when,

3899.

drawee

more than one, 3895.

not an assignment of funds in hands

of, 3895.

retaining or destroying bill, liability,

3897.

NEGOTIABLE INSTRUMENTS LAW
(UNIVERSAL) (continued)

time allowed to accept, 3897.
drawer, released by failure to present
for acceptance when, 3898.

duty of holder where bill is not ac-
cepted, 3899.

foreign bill of exchange, 3895.
form and interpretation of

addressed to more than one drawee,

3895.

definition of, 3895.

foreign, 3895.

inland, 3895.

not an assignment of funds in hands

of drawee, 3895.

referee in case of need, 3896.

general acceptance, 3897.

holder, duty on where bill is not ac-

cepted, 3899.

holder of entitled to acceptance on
face of bill, 3896.

holder refusing to receive payment for
honor supra protest, 3904.

holder of, rights on non-acceptance,
3899.

honor

acceptance for. See "acceptance for
honor," this subdivision.

payment for. See "payment for
honor," this subdivision.

incomplete bill, acceptance of, 3897.
indorsee, released by failure to pre-
sent for acceptance when, 3898.
inland bill of exchange, 3895.
interpretation of. See "form and inter-

pretation," this subdivision.
liability of acceptor for honor, 3902.
lost, etc., bill, protest of, 3901.
maturity of bill payable after sight

accepted for honor, 3902.

maturity, protest before where

ceptor insolvent, 3901.

non-acceptance of

dishonors when, 3899.
duty on holder on, 3899.
protest for, 3901.

rights of holder on, 3899.
non-payment, protest for, 3901.
payee for honor, rights of, 3904.
payment for honor

declaration before, 3903.

effect on subsequent parties, 3904.
how made, 3903.

made by whom, 3903.

ac-

NEGOTIABLE INSTRUMENTS LAW
(UNIVERSAL) (continued)

preference of parties offering to

make, 3904.

rights of payee for honor, 3904.
where holder refuses to receive pay-
ment supra protest, 3904.
who may make, 3903.
presentation for acceptance

as to when must be made, 3898.

days on which may be made, 3899.
duty of holder where bill is not ac-
cepted, 3899.

excused where, 3899.

failure to present, releases drawer
and indorser when, 3898.

how made, 3898.

on what days may be made, 3899.
rights of holder where bill is not
accepted, 3899.

time insufficient, where it is, 3899.

when dishonored by non-acceptance,

3899.

when must be made, 3898.

where excused, 3899.

where time is insufficient, 3899.

presentment for payment to acceptor

for honor, 3902.

delay in excused when, 3903.
promise to accept equivalent to accep-
tance when, 3896.

protest

before maturity where acceptor in-
solvent, 3901.

bill accepted for honor, 3902.
bill lost, etc., 3901.

by whom made, 3900.

dispensed with when, 3901.
for non-acceptance, 3901.

for non-payment, 3901.

how made, 3900.

in what cases necessary, 3900.

lost bill, protest of, 3901.

when to be made, 3900.

where to be made, 3900.

qualified acceptance, 3897.

rights of parties to, 3897.
referee in case of need, 3896.
retaining bill by drawee, liability, 3897.
rights of holder where bill is not ac-
cepted, 3899.

rights of parties as to qualified accep-
tance, 3897.

set of bills. See "bills in set," this
subdivision.

NEGOTIABLE INSTRUMENTS LAW

(UNIVERSAL) (continued)

delivery

incomplete instrument, 3874.
liability of indorser, 3884.

negotiation by, warranty, 3883.
when effectual, 3874.

when presumed, 3874.
demand

on principal debtor, effect of want of,
3884.

presentment where instrument is pay-

able on, 3885.

presentment where instrument is not

payable on, 3885.

when payable on, 3872.

deposit on post office of notice of dis-
honor, what constitutes, 3891.
determinable future time, what consti-
tutes, 3871.

discharge of negotiable instrument
alteration of instrument, effect of, 3894.
what constitutes a material altera-
tion, 3894.

by cancelation, 3894.

unintentional, burden of proof, 3894.
by renunciation by holder, 3893.
discharge of person secondarily liable
on, 3893.

how discharged, 3893.

of persons secondarily liable on, 3893.
party secondarily liable on, discharge
of, 3893.

renunciation by holder, 3893.

right of party discharging instrument,

3893.

what constitutes a material alteration,

3894.

when person secondarily liable on is
discharged, 3893.

dishonor

by non-payment when, 3887.

liability of person secondarily liable,
3887.

notice of. See "notice of dishonor,"
this title.

dispensing with presentment for pay-
ment, 3886.

drawer

liability of, 3882.

notice of dishonor need not be given
to when, 3892.

presentment for payment not required
to charge, when, 3886.

drawn to a person as cashier, effect of,
3879.

NEGOTIABLE INSTRUMENTS LAW
(UNIVERSAL) (continued)

due course, payment in, what constitutes,
3887.

due course, what constitutes a holder in,
3881.

rights of, 3881.

when person not deemed a, 3881.

who deemed to be, 3882.

due notice of dishonor, sender deemed
to have given when, 3890.

effect of

an instrument drawn or indorsed to a
person as cashier, 3879.

forged indorsement, 3875.
indorsement by infant or corporation,
3875.

notice of dishonor where given by
party entitled, 3889.

notice given on behalf of holder, 3889.
restrictive indorsement, 3878.
signing by procuration, 3875.
signing in assumed name, 3874.
signing in trade name, 3874.

transfer without indorsement, 3880.
want or failure of consideration, 3876.
entire instrument, indorsement must be
of, 3877.

exhibiting instrument on presentment for
payment, 3885.

failure of consideration, effect of, 3876.
filling blanks, when, 3873.

filling in date, when, 3873.
form and interpretation

as to generally, 3870.

additional provisions not affecting ne-
gotiability, 3871.

NEGOTIABLE INSTRUMENTS LAW
(UNIVERSAL) (continued)

form of negotiable instrument, 3870.
incomplete instrument not delivered,
3874.

liability of person signing as agent,
3875.

liability of person signing trade or
assumed name, 3874.

omissions, 3872.

particular money, 3872.
postdated, 3873.

promise unconditional when, 3871.
seal, 3872.

signature by agent, authority, how
shown, 3875.

terms, when sufficient, 3873.
when date may be inserted, 3873.
when payable on demand, 3872.
when payable to bearer, 3872.
when payable to order, 3872.
form of negotiable instrument, 3870.
form of notice of dishonor, 3889.
forged signature, effect of, 3875.
future time, determinable, what consti-
tutes, 3871.

general indorser, liability of, 3883.
holder

effect of notice given on behalf of,
3889.

of bill of exchange. See "bills of ex-
change," this title.

renunciation by as a discharge, 3893.
right of to sue, 3880.

NEGOTIABLE INSTRUMENTS LAW
(UNIVERSAL) (continued)

in representative capacity, 3879.
how made, 3877.

kinds of, 3877.

must be of entire instrument, 3877.
of instrument payable to bearer, 3879.
of instrument to a person as cashier,
effect of, 3879.

place of, presumption as to, 3879.
qualified, 3878.

restrictive, what is, 3878.

effect of, 3878.

special, 3878.

changing blank indorsement to, 3878.
striking out, 3880.

time of, presumption as to, 3879.
transfer without, effect of, 3880.
where name is misspelled, 3879.
where payable to two or more persons,

3879.

indorser

general liability of, 3883.
irregular, liability of, 3883.

notice of dishonor need not be given
to when, 3892.

presentment for payment not required

to charge, when, 3886.
when person deemed an, 3883.
infant, indorsement by, effect of, 3875.
instrument

alteration of, effect of, 3894.

material alteration, what is, 3894.
ambiguous, construction, 3874.
dishonored by non-payment when, 3887.
liability of person secondarily liable,

3887.

drawn or indorsed to a person as cash-
ier, effect, 3879.

how discharged. See "discharge of ne-
gotiable instrument," this title.
indorsement must be of entire, 3877.
must be exhibited on presentment for
payment, 3885.

not payable on demand, presentment
for payment, 3885.

payable at bank, presentment for pay-
ment, 3885.

payable on demand, presentment for
payment, 3885.

payable to bearer, indorsement of,

3879.

payable to two or more persons, in-

dorsement, 3879.

prior party may negotiate when, 3880.
insertion of date, when, 3873.