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SIGNATURE-continued.

of acceptor necessary, 29, 30
signature on back of bill not acceptance, but indorsement, 30
necessary for a valid indorsement, 57, 58
signature on a blank stamped paper, 32-34
no one liable on bill without signature, 40, 41
signing in a trade or assumed name, 40, 41
signing in the name of a firm, 40, 41
where signature is common to individual signing and firm, 41
by an agent, 41, 42–44, 150, 151
unauthorised signature may be ratified, 42, 44
signature by procuration, 44, 45
liability of person signing as agent, 45, 46
forgery of, 42, 41
forged, cannot be ratified, 42, 44
forged or unauthorised, confers no right to bill, 42, 43
liability of stranger signing bill, 97

cheque signed with initials, 119
SPECIAL INDORSEMENT, 58, 59, 60
STAMP,

present act, 160-167
stamping after execution, 160, 161, 164, 165
how to be stamped, 160
cancelling adhesive stamps, 161, 162
meaning of terms, 162, 163
when adhesive stamp may be used, 163
on bill drawn in sets, 114, 165
amount of stamp on bills and notes, 165, 166

exemptions, 166, 167
STRANGER,

notice of dishonour by, 81
signature on bill by, 97

payment by a stranger, 102
STRIKING OUT INDORSEMENTS, 101, 103
SUM PAYABLE,

must be a sum certain in money, 9, 13, 14, 22, 23
a promise to pay

" with bank interest" not a sum certain,
14
statement of sum in margin of instrument not necessary, 23, 107,

118, 119
will assist any omission or mere slip in body of instrument, 23,

119

or any ambiguity, 23, 119
where sum expressed in words differs from sum expressed in

figures, 22, 23, 119

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SCM PAYABLE-continued.

where both are expressed in figures, 119
where sum payable is omitted in body of instrument, holder may

fill in, 34, 107

where sum is filled in, and marginal figures altered, 34, 107, 119
SUNDAY. See Business Days.
SUPRA PROTEST,

acceptance for honour, 107-110

payment for honour, 110-112
SURETY,

where evidence admissible to show suretyship, 144, 145
as between holder and surety, 144
as between joint makers of note, 144, 145
as between indorsers, 145
to show that indorser indorsed back to payee as surety, 145
entitled to securities held by the creditor, 8, 145
indorser, being a surety, is also entitled, 8, 145
contribution between sureties, 145

TELEGRAPHIC EXPENSES,

when recoverable, 100
TIME. See Days.

TIME OF PAYMENT,

bill payable on demand or at sight, 23, 24
when no time for payment is expressed, 23
bill payable at determinable future time, 13, 24

at a fixed period after date or sight, 24, 25, 26, 27

on an event certain to happen, 24, 25
days of grace, 26, 27. See Days of Grace.
month” means calendar month, 27

when bill drawn in one country and payable in another, 115-117
TRANSFER. See Negotiation.
TRANSFEROR BY DELIVERY,

who is, 100
not liable on the instrument, 100
what he warrants, 100, 101

UNDUE INFLUENCE,

bill or note given under, 38, 39

USAGE,

in determining what is reasonable time, 68, 69, 73, 75, 121, 125,

126, 146, 147

USANCE,

meaning of, 22
foreign bills commonly drawn at, 22

VALUE,

meaning of, 6, 8
presumed, 55
“ value received ” not necessary in a bill or note, 9, 16

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LONDON: PRINTED BY WILLIAN CLOWES AND SONS, LIMITED, STAMFORD STREET

AND CHARING CROSS.

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