In receiving items for collection or credit it is understood that the liability of the Bank is limited to the uservance of reay bie care in selecting its immediate correspondents for the presentation and collection of items and that the endorsement of this Banihal not extend such liability; that this Bank is authorized to send such items, for payment in cash or bank draft, direct to the ink on which they are drawn or to another agent or correspondent with like authority as to receiving payments or forwarding such its; this Bank may accept the draft or credit of such bank, agent or correspondent as conditional payment in lieu of cash; that thank shall not be responsible for loss of any kind due to the acts or negligence of any such correspondents in the selection of sub-agen's for presentation or otherwise or for loss in transit or for any failure to present deinand or collect any item. All checks and ener items deposited with the Bank are credited conditionally only, and may be charged back if subsequently returned for irregularity. insufficient funds or other cause, (whether or not the items themselves can be returned), including items drawn upon this Bank which are received for verification.

You are directed to forward to me by ordinary mail, express or by messenger, the monthly statements with canceled vouchers at the address as may be shown on your books from time to time.

my account, together

32-16 HEALY Que Far Rockaway, I.Y.

VISCOUNT Agency

INTRODUCED BY Miss Tum Suden

Inc

334-540 N.Y.N.Y. 1

PHONE NO.

544-4545